SoFi Technologies, Inc. (SOFI) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 6.81B | 9.16B | 5.64B | 4.39B | 4.24B | 5.21B | 3.83B | 3.78B | 4.53B | 3.87B | 3.19B | 3.26B | 2.5B | 1.66B | 986.07M | 756.61M | 1.35B | 833.04M | 551M | 492.33M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | - | 61.56 | - | - | - | 53.63 | - | - | - | 18.25 | - | - | - | 21.04 | - | - | - | 25.9 | - | 10.67 |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 360.23M | 427.32M | -75.43M | 0 | -66.32M | 0 | -65.16M | -68.15M | -66.32M | 0 | -63.3M | -59.06M | -58.77M | 0 | -59.09M | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 46.89B | 41.5B | 39.65B | 36.72B | 33.51B | 31.04B | 30.55B | 28.86B | 26.77B | 26.21B | 24.79B | 22.31B | 19.96B | 17.35B | 14.85B | 11.91B | 10.9B | 8.34B | 7.53B | 7.16B |
| Property, Plant & Equipment | 537.34M | 510.39M | 466.05M | 431.97M | 394.44M | 369.09M | 350.38M | 329.64M | 315.41M | 306.54M | 295.31M | 285.88M | 274.39M | 267.24M | 264.83M | 257.48M | 243.94M | 227.06M | 217.01M | 208.4M |
| Fixed Asset Turnover | 2.69x | 2.73x | 2.82x | 2.73x | 2.72x | 2.80x | 2.90x | 2.67x | 2.73x | 2.85x | 2.60x | 2.42x | 2.24x | 2.09x | 1.78x | 1.55x | 1.50x | 1.37x | 1.38x | 1.24x |
| Goodwill | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.64B | 1.62B | 1.62B | 1.62B | 1.63B | 1.62B | 898.53M | 898.53M | 898.53M |
| Intangible Assets | 582.99M | 610.1M | 631.37M | 638.53M | 669.54M | 639.92M | 611.09M | 622.77M | 588.25M | 544.52M | 529.96M | 557.76M | 566.39M | 592.01M | 625.21M | 658.09M | 679.03M | 452.84M | 464.67M | 477.57M |
| Long-Term Investments | 42.36B | 38.51B | 35.02B | 32.33B | 29.09B | 28.03B | 26.69B | 25.38B | 23.34B | 23.29B | 21.56B | 18.87B | 16.54B | 14.28B | 11.61B | 8.65B | 7.72B | 6.48B | 5.46B | 5.14B |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 53.7B | 50.66B | 45.29B | 41.11B | 37.75B | 36.25B | 34.38B | 32.64B | 31.31B | 30.07B | 27.98B | 25.56B | 22.45B | 19.01B | 15.83B | 12.67B | 12.25B | 9.18B | 8.08B | 7.65B |
| Asset Turnover | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.04x | 0.04x | 0.06x |
| Asset Growth % | 42.25% | 39.75% | 31.74% | 25.95% | 20.58% | 20.54% | 22.89% | 27.7% | 39.43% | 58.22% | 76.68% | 101.73% | 83.34% | 107.14% | 95.9% | 65.57% | 1419.77% | 7.16% | 1733852.84% | 5875478.69% |
| Total Current Liabilities | 40.73B | 38.45B | 33.43B | 30.03B | 27.74B | 26.86B | 24.89B | 23.48B | 22.64B | 19.47B | 16.72B | 13.86B | 11.68B | 8.12B | 6.65B | 4.28B | 2.52B | 750.07M | 1.15B | 1.12B |
| Accounts Payable | 0 | 89.81M | 0 | 0 | 0 | 132.78M | 0 | 0 | 554.18M | 159.91M | 566.48M | 632.46M | 554.11M | 144.57M | 565.91M | 542.34M | 437.32M | 158.06M | 325.46M | 317.94M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 497.81M | 496.79M | 486M |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 40.24B | 37.51B | 32.95B | 29.54B | 27.26B | 25.98B | 24.41B | 23B | 21.6B | 18.62B | 15.67B | 12.74B | 10.09B | 7.34B | 5.03B | 2.71B | 1.16B | 0 | 0 | 0 |
| Current Ratio | 0.17x | 0.24x | 0.17x | 0.15x | 0.15x | 0.19x | 0.15x | 0.16x | 0.20x | 0.20x | 0.19x | 0.23x | 0.21x | 0.20x | 0.15x | 0.18x | 0.54x | 1.11x | 0.48x | 0.44x |
| Quick Ratio | 0.17x | 0.24x | 0.17x | 0.15x | 0.15x | 0.19x | 0.15x | 0.16x | 0.20x | 0.20x | 0.19x | 0.23x | 0.21x | 0.20x | 0.15x | 0.18x | 0.54x | 1.11x | 0.48x | 0.44x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 2.16B | 1.73B | 3.08B | 4.22B | 3.33B | 2.86B | 3.36B | 3.26B | 2.52B | 5.05B | 5.88B | 6.12B | 5.22B | 5.36B | 3.68B | 2.88B | 4.2B | 3.73B | 2.37B | 2B |
| Long-Term Debt | 1.33B | 1.33B | 2.23B | 3.46B | 2.56B | 2.61B | 2.69B | 2.62B | 2.41B | 4.75B | 5.77B | 6.01B | 5.66B | 5.02B | 4.13B | 3.29B | 4.5B | 3.54B | 2.38B | 1.95B |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 42.89B | 40.17B | 36.51B | 34.25B | 31.07B | 29.73B | 28.26B | 26.74B | 25.16B | 24.52B | 22.6B | 19.98B | 16.9B | 13.48B | 10.33B | 7.16B | 6.72B | 4.48B | 3.51B | 3.13B |
| Total Debt | 1.91B | 1.93B | 2.81B | 4.03B | 3.14B | 3.2B | 3.28B | 3.21B | 3B | 5.36B | 6.36B | 6.61B | 6.26B | 5.63B | 4.74B | 3.91B | 5.12B | 4.19B | 3.01B | 2.57B |
| Net Debt | -1.49B | -2.99B | -438.88M | 1.91B | 1.05B | 665.92M | 926.93M | 873.56M | -692.39M | 2.28B | 3.55B | 3.6B | 3.77B | 4.21B | 3.8B | 3.2B | 3.8B | 3.7B | 2.48B | 2.11B |
| Debt / Equity | 0.18x | 0.18x | 0.32x | 0.59x | 0.47x | 0.49x | 0.54x | 0.54x | 0.49x | 0.97x | 1.18x | 1.19x | 1.13x | 1.02x | 0.86x | 0.71x | 0.93x | 0.89x | 0.66x | 0.57x |
| Debt / EBITDA | 7.17x | 7.79x | 13.51x | 23.88x | 23.25x | 28.24x | 28.38x | 49.38x | 21.02x | 51.26x | - | 8253.29x | 675.44x | 1655.22x | - | - | - | - | - | - |
| Net Debt / EBITDA | -5.56x | -12.07x | -2.11x | 11.32x | 7.80x | 5.87x | 8.02x | 13.45x | -4.85x | 21.77x | - | 4488.43x | 406.84x | 1237.50x | - | - | - | - | - | - |
| Interest Coverage | 0.65x | 0.60x | 0.48x | 0.41x | 0.30x | 0.22x | 0.22x | 0.06x | 0.36x | 0.20x | -1.22x | -0.28x | -0.27x | -0.39x | -1.85x | -3.57x | -4.67x | -6.01x | -1.41x | -5.89x |
| Total Equity | 10.81B | 10.49B | 8.78B | 6.86B | 6.68B | 6.53B | 6.12B | 5.9B | 6.15B | 5.55B | 5.37B | 5.58B | 5.55B | 5.53B | 5.5B | 5.51B | 5.53B | 4.7B | 4.57B | 4.53B |
| Equity Growth % | 61.89% | 60.76% | 43.43% | 16.25% | 8.66% | 17.46% | 13.91% | 5.8% | 10.65% | 0.48% | -2.32% | 1.3% | 0.43% | 17.68% | 20.41% | 21.62% | 794.87% | 53.84% | 22844415% | 22638720% |
| Book Value per Share | 7.85 | 7.79 | 6.80 | 5.79 | 5.63 | 5.67 | 5.54 | 5.54 | 5.90 | 5.40 | 5.65 | 5.96 | 5.98 | 5.99 | 6.00 | 6.05 | 6.48 | 5.77 | 5.71 | 12.40 |
| Total Shareholders' Equity | 10.81B | 10.49B | 8.78B | 6.86B | 6.68B | 6.53B | 6.12B | 5.9B | 6.15B | 5.55B | 5.37B | 5.58B | 5.55B | 5.53B | 5.5B | 5.51B | 5.53B | 4.7B | 4.57B | 4.53B |
| Common Stock | 127K | 126K | 120K | 111K | 110K | 109K | 108K | 106K | 105K | 97K | 95K | 94K | 94K | 93K | 92K | 92K | 91K | 83K | 80K | 79K |
| Retained Earnings | -657.55M | -824.28M | -997.83M | -1.14B | -1.23B | -1.31B | -1.64B | -1.7B | -1.72B | -1.8B | -1.85B | -1.59B | -1.54B | -1.5B | -1.46B | -1.39B | -1.29B | -1.18B | -1.07B | -1.04B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -2.74M | 10.98M | 9.55M | 3.59M | 2.83M | -8.37M | 8.11M | -1.48M | -2.09M | -1.21M | 600K | -5.12M | -6.34M | -8.3M | -9.6M | -8.01M | -5.96M | -1.47M | -458K | -512K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |