SoFi Technologies, Inc.(SOFI)Earnings, Financials & Key RatiosSoFi Technologies, Inc. (SOFI) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the company has achieved a 14.2% operating margin as of 2026Q1, the persistent decoupling of GAAP net income from cash flow and the reliance on $68.6 million in quarterly stock-based compensation warrant a cautious approach.
SoFi Technologies, Inc. (SOFI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
SoFi Technologies, Inc. (SOFI) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $0.12vs $0.12+0.8% | $1.1Bvs $1.0B+3.8% |
| Q1 2026 | Jan 30, 2026 | $0.13vs $0.12+12.7% | $1.0Bvs $977M+3.6% |
| Q4 2025 | Oct 28, 2025 | $0.11vs $0.08+32.0% | $962Mvs $889M+8.2% |
| Q3 2025 | Jul 29, 2025 | $0.08vs $0.06+30.3% | $855Mvs $804M+6.3% |
Recent stock market news and headlines for SoFi Technologies, Inc. (SOFI)
SoFi Technologies' AI push with Coach and Composer aims to deepen member engagement as rapid user, product and revenue growth strengthens its financial ecosystem.
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) is trading around $18 as of July 7, 2026, still down 31.3% year-to-date after a brutal spring.
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, today announced the availability of a new exchange-traded fund (ETF), the SoFi Social 50 Income ETF (NYSE Arca: SFYI). SFYI invests in the top 50 U.S.-listed stocks held by SoFi Invest self-directed brokerage accounts and adds an actively managed options strategy designed to pursue monthly income distributions and growth potential. Many investors use options strategies, lik.
With weaker-than-expected jobs data, the prospects for higher interest rates diminished.
Robinhood, SoFi and Upstart highlight how fintech is redefining payments, lending and investing with AI, blockchain and digital wallets.
Key metrics vs top competitors for SoFi Technologies, Inc. (SOFI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $17.75 | $22.77B | 45.51 | 28.78% | 10.09% | 5.66% | — | |
| $19.21 | $2.21B | 16.70 | 14.97% | 10.17% | 9.47% | — | |
| $33.06 | $3.16B | 73.47 | 58.87% | 4.25% | 6.59% | — | |
| $83.62 | $27.85B | 557.47 | 38.8% | 11.95% | 11.17% | — | |
| $383.96 | $5.16B | 28.38 | 47.49% | 40.81% | 84.53% | — | |
| $9.48 | $817.13M | 9.58 | 13.52% | 10.86% | 23.06% | — |
SoFi Technologies, Inc. (SOFI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SoFi Technologies, Inc. (SOFI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jun 18, 2026·SEC
Apr 29, 2026·SEC
Jan 30, 2026·SEC
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SoFi Technologies, Inc. (SOFI) stock FAQ — growth, dividends, profitability & financials explained
SoFi Technologies, Inc. (SOFI) reported $5.14B in revenue for fiscal year 2025.
SoFi Technologies, Inc. (SOFI) grew revenue by 28.8% over the past year. This is strong growth.
Yes, SoFi Technologies, Inc. (SOFI) is profitable, generating $576.9M in net income for fiscal year 2025 (10.1% net margin).
SoFi Technologies, Inc. (SOFI) has a return on equity (ROE) of 5.7%. This is below average, suggesting room for improvement.
SoFi Technologies, Inc. (SOFI) had negative free cash flow of $2.53B in fiscal year 2025, likely due to heavy capital investments.
