LendingClub Corporation(LC)Earnings, Financials & Key RatiosLendingClub Corporation (LC) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2025Q4
while the company has achieved a 27.5% operating margin as of 2025Q4, the persistent negative free cash flow and the volatility of CECL-impacted earnings warrant a cautious approach.
LendingClub Corporation (LC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
LendingClub Corporation (LC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 27, 2026 | $0.44vs $0.38+15.8% | $252Mvs $249M+1.3% |
| Q1 2026 | Jan 28, 2026 | $0.35vs $0.31+12.9% | $266Mvs $262M+1.7% |
| Q4 2025 | Oct 22, 2025 | $0.37vs $0.30+21.9% | $350Mvs $256M+36.4% |
| Q3 2025 | Jul 29, 2025 | $0.33vs $0.15+120.0% | $331Mvs $259M+27.9% |
Recent stock market news and headlines for LendingClub Corporation (LC)
Klarna maintains a massive global footprint with over 118 million active consumers and nearly one million merchants. LendingClub has successfully transitioned into a profitable digital marketplace bank with a focus on the U.S. consumer.
Happen, formerly known as LendingClub, has announced the official launch of its digital bank. The new Happen Bank brand is available now on the company website, mobile app and via customer communications and advertising, the lender said in a news release Monday (June 22), the same day Happen's stock began trading on Nasdaq.
Begins trading on Nasdaq under the ticker symbol "HAPN" SAN FRANCISCO, June 22, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN) https://www.multivu.com/lending-club/9384851-en-lendingclub-bank-happen-bank-digital-built-help-people-move-forward (formerly LendingClub Corporation) today announced the official launch of the Happen Bank™ brand, marking a significant milestone in its evolution into a digital bank for people who want to make more happen with their money. Beginning today, Happen Bank's brand comes to life at www.happen.com, its mobile app, customer communications, advertising, and more.
LendingClub has transformed into a diversified digital banking platform, evidenced by Q1 2026 deposits reaching $10.2 billion, up 14% YoY. LC delivered a 31% YoY increase in loan originations during a tight lending environment, driving a major surge in EPS. Industry-leading credit performance enables LC to sell loans without credit enhancements or loss protection, reflecting strong underwriting standards.
Key metrics vs top competitors for LendingClub Corporation (LC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $19.21 | $2.21B | 16.70 | 14.97% | 10.17% | 9.55% | — | |
| $17.75 | $22.77B | 45.51 | 28.78% | 11.22% | 6.25% | — | |
| $33.06 | $3.16B | 73.47 | 58.87% | 4.25% | 6.59% | — | |
| $81.11 | $4.23B | 8.72 | 173.81% | 14.31% | 12.02% | — | |
| $97.38 | $1.47B | 16.34 | 53.29% | 10.79% | 21.82% | — | |
| $59.62 | $6.98B | 9.09 | 9.09% | 16.12% | 23.62% | — |
LendingClub Corporation (LC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
LendingClub Corporation (LC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 27, 2026·SEC
Jan 28, 2026·SEC
Jan 27, 2026·SEC
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LendingClub Corporation (LC) stock FAQ — growth, dividends, profitability & financials explained
LendingClub Corporation (LC) reported $1.33B in revenue for fiscal year 2025.
LendingClub Corporation (LC) grew revenue by 15.0% over the past year. This is steady growth.
Yes, LendingClub Corporation (LC) is profitable, generating $135.7M in net income for fiscal year 2025 (10.2% net margin).
LendingClub Corporation (LC) has a return on equity (ROE) of 9.5%. This is below average, suggesting room for improvement.
LendingClub Corporation (LC) had negative free cash flow of $2.87B in fiscal year 2025, likely due to heavy capital investments.
