OneMain Holdings, Inc.(OMF)Earnings, Financials & Key RatiosOneMain Holdings, Inc. (OMF) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the 9.21x P/E ratio and 4.3% dividend yield offer value, the high 6.67x debt-to-equity ratio and sensitivity to credit loss volatility warrant a cautious approach.
OneMain Holdings, Inc. (OMF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
OneMain Holdings, Inc. (OMF) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 1, 2026 | $1.95vs $1.92+1.6% | $1.3Bvs $1.3B-0.4% |
| Q1 2026 | Feb 5, 2026 | $1.59vs $1.55+2.6% | $1.3Bvs $1.3B-0.7% |
| Q4 2025 | Oct 31, 2025 | $1.90vs $1.61+18.0% | $1.3Bvs $1.3B+1.8% |
| Q3 2025 | Jul 25, 2025 | $1.45vs $1.25+16.0% | $1.5Bvs $1.2B+23.9% |
Recent stock market news and headlines for OneMain Holdings, Inc. (OMF)
Nu continues its rapid expansion across Latin America, reaching 135 million customers by early 2026. OneMain maintains a steady presence in the U.S. nonprime lending market through its hybrid digital and branch network.
OMF delivered strong Q1'26 results, with net income of $226 million and diluted EPS of $1.93, beating consensus estimates while credit metrics remained stable. The stock trades at an attractive 9x PE and offers a compelling 7% dividend yield, backed by a consistent history of returning capital to shareholders. OneMain stands out as a defensive diversifier in a market dominated by big tech and AI, thanks to its resilience across credit cycles and high level of transparency in reporting.
Bill Miller beat the market for 15 straight years by betting on misunderstood companies when everyone else ran scared. Three stocks carry that same contrarian DNA, but only one of them belongs anywhere near a retirement portfolio.
OneMain Holdings remains resilient amid macro volatility, delivering 2.5% returns since the last coverage and justifying my reiterated buy rating. OMF's risk is mitigated by 55% of personal loans being secured, a $2.8B loan loss allowance, and fixed-rate lending, supporting credit quality. My updated Dividend Discount Model yields a target price of $88.79; with a 20% margin of safety, my buy zone is up to $71.04.
NEW YORK, June 30, 2026 (GLOBE NEWSWIRE) -- Lowey Dannenberg P.C. , a top complex litigation law firm, is investigating OneMain Holdings Inc. (NYSE: OMF) (“OneMain” or the “Company”) for potential violations of the federal securities laws.
Key metrics vs top competitors for OneMain Holdings, Inc. (OMF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $59.62 | $6.98B | 9.09 | 9.09% | 12.54% | 23.76% | 4.34% | |
| $25.08 | $4.97B | 7.25 | 4.1% | 33.13% | 31.01% | — | |
| $237.00 | $5.91B | 20.47 | 18.58% | 9.95% | 24.88% | — | |
| $199.11 | $923.93M | 28.94 | 3.7% | 5.98% | 9.36% | — | |
| $202.89 | $124.98B | 50.34 | 28.39% | 4.29% | 2.86% | — | |
| $76.77 | $25.82B | 8.26 | -7.91% | 18.08% | 21.41% | — |
OneMain Holdings, Inc. (OMF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OneMain Holdings, Inc. (OMF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Feb 5, 2026·SEC
Dec 18, 2025·SEC
Dec 5, 2025·SEC
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OneMain Holdings, Inc. (OMF) stock FAQ — growth, dividends, profitability & financials explained
OneMain Holdings, Inc. (OMF) reported $4.94B in revenue for fiscal year 2025.
OneMain Holdings, Inc. (OMF) grew revenue by 9.1% over the past year. This is steady growth.
Yes, OneMain Holdings, Inc. (OMF) is profitable, generating $796.0M in net income for fiscal year 2025 (12.5% net margin).
Yes, OneMain Holdings, Inc. (OMF) pays a dividend with a yield of 4.34%. This makes it attractive for income-focused investors.
OneMain Holdings, Inc. (OMF) has a return on equity (ROE) of 23.8%. This is excellent, indicating efficient use of shareholder capital.
OneMain Holdings, Inc. (OMF) generated $3.21B in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
