Sezzle Inc. (SEZL) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 88.98M | 154.29M | 33.1M | -36.31M | 58.84M | 971.41K | 5.71M | -4.39M | 38.61M | -15.02M | -13.15M | 6.55M | -4.07M | 1.44M | 950.51K | -1.69M | 7.81M | -40.89M | -25.65M | -181.7K |
| Operating CF Margin % | 65.65% | 118.8% | 28.34% | -36.79% | 56.08% | 0.99% | 8.16% | -7.85% | 82.19% | -30.71% | -32.2% | 18.75% | -11.75% | 3.76% | 3.13% | -5.77% | 28.26% | -124.17% | -90.1% | -0.66% |
| Operating CF Growth % | 51.23% | 15782.96% | 479.58% | -726.33% | 52.38% | 106.47% | 143.42% | -167.09% | 1047.62% | -1142.2% | -1483.61% | 487.92% | -152.18% | 103.52% | 103.71% | -829.41% | 244.38% | -80.79% | - | -104.21% |
| Net Income | 51.3M | 42.69M | 26.67M | 27.6M | 36.16M | 25.37M | 15.45M | 29.7M | 8.01M | 2.94M | 1.29M | 1.14M | 1.72M | 634.31K | 4.34M | -15.08M | -27.99M | -25.92M | -18.83M | -19.06M |
| Depreciation & Amortization | 436K | 389K | 369K | 324K | 274K | 257.95K | 233.25K | 247.38K | 226.82K | 231.19K | 217.73K | 206.11K | 200.77K | 359.76K | 655.23K | 218.65K | 223.97K | 401.01K | 388.49K | 355.68K |
| Stock-Based Compensation | 0 | 1.34M | 2.41M | 1.5M | 1.27M | 1.37M | 1.46M | 1.46M | 905.24K | 1.02M | 1.09M | 2.44M | 2.39M | 2.1M | 2.61M | 0 | 2.72M | 3.43M | 4.76M | 763.08K |
| Deferred Taxes | -2.11M | -172K | 977K | -2.8M | 5.29M | -1.96M | 1.9M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 21.75M | 35.8M | 44.58M | 25.31M | 16.93M | 30.14M | 17.82M | -4.8M | 7.66M | 12.39M | 7.67M | 4.93M | 2.81M | 8.91M | 6.95M | 13.53M | 13.17M | 28.51M | 14.4M | 29.83M |
| Working Capital Changes | 17.6M | 74.25M | -41.91M | -88.24M | -1.09M | -54.19M | -31.15M | -31.01M | 21.82M | -31.59M | -23.42M | -2.16M | -11.2M | -10.57M | -13.61M | -350.25K | 19.69M | -47.31M | -26.37M | -12.07M |
| Change in Receivables | 0 | 73.76M | -47.06M | -64.26M | 1.54M | -61.77M | -33.99M | -27.32M | 21.13M | -39.22M | -26.61M | -2.94M | 7.01M | -2.61M | -1.26M | 9.59M | 13.67M | -6.55M | -1.44M | -1.65M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 1.32M | -1.59M | -2.51M | -5.3M | -3.63M | -871.22K | -920.09K | -2.38M | -174.39K | 5.75M | 913.34K | 1.97M | -17.75M | 0 | 0 | -9.67M | -1.47M | 0 | 0 | 0 |
| Cash from Investing | -22.49M | -179.47M | -775K | -1.02M | -308K | -405.81K | -284.01K | -434.07K | -340.08K | -327.88K | -298.15K | -418.31K | -321.25K | -221.53K | -217.89K | -194.48K | -374.17K | -345.5K | -402.23K | -282.99K |
| Capital Expenditures | -1.09M | -61K | -163K | -404K | -27K | -33.7K | -10.28K | -23.94K | -1.85K | -28.08K | 22.82K | -25.19K | -51.16K | -39.83K | 8.52K | -194.48K | -56.49K | -126.53K | -250.63K | -119.03K |
| CapEx % of Revenue | 0.8% | 0.05% | 0.14% | 0.41% | 0.03% | 0.03% | 0.01% | 0.04% | 0% | 0.06% | 0.06% | 0.07% | 0.15% | 0.1% | 0.03% | 0.66% | 0.2% | 0.38% | 0.88% | 0.43% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20K | 0 | 20K | 0 | 20K | 0 |
| Other Investing | -21.4M | -179.41M | -612K | -616K | -281K | -372.12K | -273.73K | -410.13K | -338.23K | -299.81K | -320.97K | -393.11K | -270.1K | -181.7K | -226.41K | 0 | -317.68K | -218.97K | -151.6K | -163.95K |
| Cash from Financing | -21.5M | -7.43M | -17.17M | 35.3M | -36.11M | 10.85M | 18.83M | -13.28M | -26.76M | 19.01M | 17.25M | -2.76M | -5.28M | 9.09M | -3.87M | 5.3M | -26.2M | 73.37M | 13.19M | -7.26M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | -25.64M | -29.91M | -3.97M | -25.2M | -2.44M | -1.45M | -7.82M | -10.55M | -3.8M | -37.29K | -340.53K | -1.28M | -28.92K | -32.23K | -23.99K | 299.27K | -303.14K | -822.29K | -1.05M | -202.24K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -25.75M | -30.02M | -3.97M | -28.22M | -2.44M | -1.45M | -7.82M | -10.55M | -3.8M | -37.29K | -340.53K | -1.28M | -28.92K | -32.23K | -23.99K | -22.07K | -303.14K | -822.29K | -1.05M | -202.24K |
| Other Financing | 1 | 0 | 98K | 0 | 530K | 2.3M | 1.65M | -729.43K | 34.1K | -53.12K | -8.06K | 11.72K | -52.13K | -1.87M | -59.15K | 0 | 101.07K | 393.27K | 30.23M | 162.78K |
| Net Change in Cash | 52.73M | -32.05M | 14.69M | -900K | 22.56M | 9.97M | 24.35M | -18.19M | 11.49M | 3.89M | 3.42M | 2.81M | -8.94M | 10.76M | -4.53M | 2.72M | -18.31M | 32M | -13.13M | -7.35M |
| Free Cash Flow | 88.63M | 154.23M | 32.32M | -36.72M | 58.53M | 937.72K | 5.43M | -4.83M | 38.27M | -15.34M | -13.45M | 6.13M | -4.4M | 1.4M | 959.03K | -1.65M | 7.44M | -41.02M | -25.9M | -300.73K |
| FCF Margin % | 65.39% | 118.76% | 27.67% | -37.2% | 55.79% | 0.95% | 7.76% | -8.63% | 81.47% | -31.38% | -32.93% | 17.55% | -12.68% | 3.66% | 3.15% | -5.65% | 26.91% | -124.56% | -90.98% | -1.1% |
| FCF Growth % | 51.42% | 16347.2% | 495.63% | -660.41% | 52.93% | 106.11% | 140.35% | -178.74% | 970.63% | -1195.24% | -1502.41% | 470.96% | -159.12% | 103.42% | 103.7% | -449.71% | 232.8% | -79.68% | - | -107.02% |
| FCF per Share | 2.54 | 4.31 | 0.89 | -1.02 | 1.62 | 0.03 | 0.15 | -0.13 | 1.07 | -0.44 | -0.39 | 0.18 | -0.13 | 0.04 | 0.03 | -0.05 | 0.23 | -1.27 | -0.81 | -0.01 |
| FCF Conversion (FCF/Net Income) | 1.73x | 3.61x | 1.24x | -1.32x | 1.63x | 0.04x | 0.37x | -0.15x | 4.82x | -5.11x | -10.16x | 5.75x | -2.36x | 2.27x | 0.22x | 0.11x | -0.28x | 1.58x | 1.36x | 0.01x |
| Interest Paid | 0 | 0 | 4.21M | 3.82M | 3.22M | 3.57M | 3.33M | 2.98M | 4.17M | 4.5M | 4.18M | 4.06M | 3.62M | 2.93M | 1.87M | 0 | 1.57M | 1.21M | 1.03M | 1.09M |
| Taxes Paid | 0 | 0 | 155K | 25.07M | 94K | -3.54M | 2.02M | 1.53M | 0 | 379.83K | 0 | 71.77K | 825 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |