Sezzle Inc. (SEZL) P/E Ratio History
ExpensiveTrading at 47.8x vs 5Y avg 21.8x · 92th percentile · Material premium to history · Data 2023–2026
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P/E Ratio Analysis
As of July 8, 2026, Sezzle Inc. (SEZL) trades at a price-to-earnings ratio of 47.8x, with a stock price of $177.63 and trailing twelve-month earnings per share of $4.24.
The current P/E is 119% above its 5-year average of 21.8x. Over the past five years, SEZL's P/E has ranged from a low of 10.4x to a high of 62.0x, placing the current valuation at the 92th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, SEZL trades at a 234% premium to its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 157.0x.
Relative to the broader market, SEZL commands a significant premium over the S&P 500 median P/E of 25.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our SEZL DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
SEZL Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
SEZL P/E vs Peers
Point-of-Sale and Buy Now Pay Later peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $28B | 557.5 | - | +109% | |
| $817M | 9.6 | - | +175%Best | |
| $1B | 16.3 | 1.91 | +25% | |
| $26B | 8.3Lowest | 0.25Best | +9% | |
| $125B | 50.3 | - | -65% | |
| $14B | 19.2 | - | +32% | |
| $7B | 17.2 | 1.75 | +89% | |
| $7B | 9.1 | 2.31 | +55% | |
| $158B | 129.7 | 4.42 | -39% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
SEZL Historical P/E Data (2023–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $63.29 | $4.17 | 15.2x | -30% |
| FY2025 Q4 | Dec 31 2025 | $63.48 | $3.70 | 17.2x | -21% |
| FY2025 Q3 | - | $79.53 | $3.20 | 24.9x | +14% |
| FY2025 Q2 | Jun 30 2025 | $179.25 | $2.89 | 62.0x | +185% |
| FY2025 Q1 | Mar 31 2025 | $34.89 | $2.95 | 11.8x | -46% |
| FY2024 Q4 | - | $42.63 | $2.17 | 19.6x | -10% |
| FY2024 Q3 | Sep 30 2024 | $28.43 | $1.56 | 18.2x | -17% |
| FY2024 Q2 | Jun 30 2024 | $14.70 | $1.16 | 12.6x | -42% |
| FY2024 Q1 | Mar 31 2024 | $14.08 | $0.38 | 37.5x | +72% |
| FY2023 Q4 | Dec 31 2023 | $3.42 | $0.21 | 16.5x | -24% |
| FY2023 Q3 | Sep 30 2023 | $2.19 | $0.14 | 15.4x | -29% |
| FY2023 Q2 | Jun 30 2023 | $2.33 | $0.22 | 10.4x | -52% |
Average P/E for displayed period: 21.8x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
3+ years return with dividends reinvested.
DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
SEZL — Frequently Asked Questions
Quick answers to the most common questions about buying SEZL stock.
What is SEZL's P/E ratio?
Sezzle Inc. (SEZL) trailing twelve-month P/E ratio is 47.8x, based on TTM diluted EPS of $4.24. The 5-year average P/E is 21.8x and the historical range spans 10.4x to 62.0x.
Is SEZL stock overvalued or undervalued?
SEZL trades at 47.8x P/E, above its 5-year average of 21.8x. The 92th percentile ranking within the 10.4x–62.0x historical range indicates a premium to historical valuation.
Is SEZL stock expensive?
Yes, SEZL is expensive relative to its own history. The current P/E of 47.8x is above the 5-year average of 21.8x and also above the Financial Services sector median of 14.3x. The stock sits at the 92th percentile of its 5-year valuation range.
What is SEZL's historical P/E range?
Over the past 5 years, SEZL's P/E ratio has ranged from 10.4x to 62.0x, with a median of 17.2x and an average of 21.8x. The current P/E of 47.8x places the stock at the 92th percentile of this range. Full historical data spans 2023–2026.
How does SEZL's P/E compare to the S&P 500?
SEZL trades at 47.8x P/E versus the S&P 500 median of 25.9x. The 85% premium to the market typically reflects higher expected earnings growth or quality.
How does SEZL's valuation compare to Financial Services peers?
Sezzle Inc. P/E of 47.8x compares to the Financial Services sector median of 14.3x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is SEZL's PEG ratio?
SEZL PEG ratio is N/A, based on a P/E of 47.8x and EPS growth of 69.9%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is SEZL's earnings yield?
SEZL earnings yield is 2.09%, the inverse of its 47.8x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.