Sezzle Inc. (SEZL) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 411.19M | 351.86M | 329.45M | 311.53M | 265.94M | 257.62M | 232.43M | 190.47M | 191.68M | 209.04M | 176.2M | 152.68M | 150.97M | 170.13M | 156.89M | 158.02M | 176.68M | 221.29M | 167.05M | 164.76M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 171.93 | 90.47 | 0.42 | 0.5 | 0.96 | 1.71 | 1.96 | 1.9 | 2.8 | 3.41 | 4.52 | 5.01 | 5.74 | 113.85 | 279.07 | 315.39 | 398.11 | 346.01 | 347.96 | 331.41 |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 27.77M | 32.91M | 33.75M | 33.63M | 27.16M | 16.24M | 15.75M | 12.19M | 9.25M | 9.22M | 6.45M | 4.87M | 5.27M | 1.22M | 3.59M | 2.47M | 4.31M | 1.89M | 4.37M | 3.09M |
| Total Non-Current Assets | 43.12M | 48.37M | 37.51M | 39.02M | 32.13M | 40.75M | 20.44M | 21.61M | 4.02M | 3.6M | 3.7M | 2.59M | 2.5M | 2.45M | 2.05M | 2.12M | 2.21M | 2.11M | 1.62M | 1.49M |
| Property, Plant & Equipment | 628K | 665K | 700K | 735K | 768K | 800.42K | 834.12K | 865.39K | 867.86K | 994.48K | 1.19M | 220.94K | 315.08K | 86.72K | 508.2K | 640.44K | 832.67K | 948.34K | 790.97K | 691.56K |
| Fixed Asset Turnover | 209.65x | 190.28x | 162.78x | 131.34x | 133.78x | 120.18x | 82.33x | 64.58x | 50.45x | 44.68x | 57.72x | 130.36x | 172.59x | 128.68x | 52.95x | 39.71x | 31.03x | 37.86x | 38.41x | 39.18x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 3.74M | 3.33M | 3.09M | 2.78M | 2.4M | 2.44M | 2.29M | 2.2M | 2.06M | 1.9M | 1.79M | 1.66M | 1.45M | 1.32M | 1.29M | 1.21M | 1.12M | 910.58K | 789.09K | 738.9K |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20K | 0 | 20K | 0 | 20K | 0 |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 454.31M | 400.23M | 366.96M | 350.55M | 298.07M | 298.37M | 252.87M | 212.08M | 195.71M | 212.65M | 179.9M | 155.28M | 153.48M | 172.58M | 158.94M | 160.14M | 178.9M | 223.4M | 168.67M | 166.26M |
| Asset Turnover | 0.32x | 0.34x | 0.33x | 0.30x | 0.35x | 0.36x | 0.30x | 0.27x | 0.23x | 0.25x | 0.24x | 0.23x | 0.21x | 0.23x | 0.19x | 0.17x | 0.14x | 0.17x | 0.17x | 0.16x |
| Asset Growth % | 52.41% | 34.14% | 45.12% | 65.3% | 52.31% | 40.31% | 40.56% | 36.58% | 27.52% | 23.22% | 13.19% | -3.03% | -14.21% | -22.75% | -5.77% | -3.68% | 5.2% | 28.31% | - | 62.13% |
| Total Current Liabilities | 112.6M | 89.77M | 93.66M | 88.87M | 101.6M | 105.68M | 96.88M | 91.95M | 92.94M | 187.27M | 83.44M | 78.68M | 77.42M | 99.19M | 99.28M | 102.65M | 113.97M | 107.56M | 104.89M | 101.57M |
| Accounts Payable | 57.57M | 56.37M | 57.83M | 60.48M | 65.38M | 68.97M | 70.45M | 71.25M | 73.73M | 74.14M | 68.18M | 67.42M | 65.27M | 83.02M | 83.76M | 85.31M | 95.27M | 96.52M | 90.74M | 91.74M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 94.38M | 0 | 0 | 0 | 0 | 112.04K | 150.14K | 0 | 0 | 0 | 142.99K |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 49.37M | 27.96M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14.87M | 17.19M | 4.64M | 8M | 2.74M | 9.69M |
| Current Ratio | 3.65x | 3.92x | 3.52x | 3.51x | 2.62x | 2.44x | 2.40x | 2.07x | 2.06x | 1.12x | 2.11x | 1.94x | 1.95x | 1.72x | 1.58x | 1.54x | 1.55x | 2.06x | 1.59x | 1.62x |
| Quick Ratio | 3.65x | 3.92x | 3.52x | 3.51x | 2.62x | 2.44x | 2.40x | 2.07x | 2.06x | 1.12x | 2.11x | 1.94x | 1.95x | 1.72x | 1.58x | 1.54x | 1.55x | 2.06x | 1.59x | 1.62x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 144.98M | 140.65M | 118.03M | 131.28M | 70.71M | 104.86M | 94.85M | 69.84M | 73.15M | 3.28M | 78.49M | 60.33M | 62.4M | 64.54M | 53.93M | 57.34M | 52.2M | 78.05M | 3.97M | 19.78M |
| Long-Term Debt | 144.98M | 140.65M | 117.31M | 130.5M | 69.89M | 103.99M | 93.94M | 68.88M | 71.69M | 250K | 75.39M | 57.63M | 58.95M | 64.03M | 53.93M | 57.34M | 52.15M | 77.96M | 3.97M | 19.78M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 257.58M | 230.42M | 211.69M | 220.15M | 172.31M | 210.54M | 191.73M | 161.79M | 166.1M | 190.55M | 161.93M | 139M | 139.82M | 163.73M | 153.21M | 159.99M | 166.17M | 185.61M | 108.86M | 121.35M |
| Total Debt | 144.98M | 140.65M | 118.17M | 131.38M | 70.79M | 104.91M | 94.88M | 69.84M | 72.62M | 95.67M | 76.44M | 57.64M | 58.99M | 64.11M | 54.05M | 57.49M | 52.35M | 78.22M | 4.08M | 19.92M |
| Net Debt | 24.53M | 76.6M | 14.02M | 42.44M | -18.1M | 31.73M | 14.81M | 11.81M | -5.16M | 28.05M | 11.29M | -4.44M | -50.71K | -4.17M | -4.7M | -5.79M | -8.21M | 1.24M | -42.8M | -40.08M |
| Debt / Equity | 0.74x | 0.83x | 0.76x | 1.01x | 0.56x | 1.19x | 1.55x | 1.39x | 2.45x | 4.33x | 4.25x | 3.54x | 4.32x | 7.25x | 9.43x | 389.14x | 4.11x | 2.07x | 0.07x | 0.44x |
| Debt / EBITDA | 2.10x | 2.53x | 3.29x | 3.61x | 1.41x | 3.37x | 4.50x | 4.12x | 5.16x | 12.11x | 13.73x | 14.52x | 10.49x | 12.98x | 8.25x | - | - | - | - | - |
| Net Debt / EBITDA | 0.36x | 1.38x | 0.39x | 1.17x | -0.36x | 1.02x | 0.70x | 0.70x | -0.37x | 3.55x | 2.03x | -1.12x | -0.01x | -0.84x | -0.72x | - | - | - | - | - |
| Interest Coverage | 22.90x | 15.00x | 8.06x | 10.33x | 17.13x | 9.06x | 6.29x | 5.66x | 3.06x | 1.78x | 1.32x | 1.29x | 1.51x | 1.52x | 2.99x | -8.02x | -16.31x | 18.64x | -15.08x | -14.53x |
| Total Equity | 196.72M | 169.81M | 155.27M | 130.4M | 125.76M | 87.84M | 61.14M | 50.29M | 29.61M | 22.09M | 17.97M | 16.28M | 13.66M | 8.84M | 5.73M | 147.74K | 12.73M | 37.79M | 59.81M | 44.91M |
| Equity Growth % | 56.42% | 93.33% | 153.97% | 159.29% | 324.68% | 297.55% | 240.15% | 208.94% | 116.75% | 149.84% | 213.74% | 10918.47% | 7.35% | -76.6% | -90.42% | -99.67% | -75.11% | -36.97% | - | 116.72% |
| Book Value per Share | 5.63 | 4.75 | 4.29 | 3.61 | 3.48 | 2.41 | 1.73 | 1.39 | 0.83 | 0.64 | 0.52 | 0.48 | 0.41 | 0.27 | 0.16 | 0.00 | 0.39 | 1.17 | 1.87 | 1.44 |
| Total Shareholders' Equity | 196.72M | 169.81M | 155.27M | 130.4M | 125.76M | 87.84M | 61.14M | 50.29M | 29.61M | 22.09M | 17.97M | 16.28M | 13.66M | 8.84M | 5.73M | 147.74K | 12.73M | 37.79M | 59.81M | 44.91M |
| Common Stock | 194.21M | 194.89M | 196M | 193.54M | 192.7M | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 170.32M | 2.07K | 164.63M | 2.04K | 126.56M |
| Retained Earnings | 28.27M | -324K | -19.16M | -45.83M | -53.61M | -89.77M | -115.14M | -125.96M | -149.92M | -157.52M | -160.46M | -161.75M | -162.89M | -165.5M | -166.13M | -170.17M | -155.39M | -126.84M | -101.48M | -81.65M |
| Treasury Stock | 0 | -24.07M | -20.47M | -16.51M | -11.84M | -9.39M | -7.94M | -7.26M | -6.07M | -5.76M | -5.72M | -5.38M | -4.1M | -4.07M | -4.04M | 0 | -3.99M | 0 | -2.7M | 0 |
| Accumulated OCI | -761K | -683K | -1.1M | -766K | -1.5M | -1.59M | -649.35K | -720.95K | -645.55K | -647K | -843.56K | -485.1K | -789.78K | -643.97K | -1.05M | 0 | 666.06K | 0 | 747.29K | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |