Provident Financial Holdings, Inc. (PROV) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 1.89M | 1.22M | 2.5M | 2.48M | 3.32M | 324K | 2.56M | -756K | 2.98M | 94K | 3.36M | 4.49M | 6.63M | 2.95M | 2.26M | 4.44M | 1.67M | 2.64M | 3.05M | 2.55M |
| Operating CF Growth % | -43.11% | 276.23% | -2.46% | 428.04% | 11.36% | 244.68% | -23.93% | -116.85% | -54.98% | -96.81% | 48.72% | 1.1% | 296.77% | 11.83% | -25.76% | 74.18% | -27.14% | -28.41% | -0.03% | -37.06% |
| Net Income | 1.35M | 1.44M | 1.68M | 1.63M | 1.86M | 872K | 1.9M | 1.95M | 1.5M | 2.14M | 1.76M | 1.81M | 2.32M | 2.37M | 2.09M | 2.46M | 1.7M | 2.26M | 2.67M | 3.34M |
| Depreciation & Amortization | 1.17M | 1.02M | 810K | 936K | 734K | 914K | 902K | 849K | 782K | 767K | 757K | 776K | 776K | 747K | 889K | 820K | 1.21M | 1.45M | 1.36M | 1.73M |
| Deferred Taxes | -222K | -148K | 272K | 906K | 173K | -275K | 626K | -118K | -115K | 79K | 96K | 407K | 153K | 288K | 383K | 306K | 348K | 225K | 261K | 804K |
| Other Non-Cash Items | 425K | -177K | -598K | -173K | -462K | 501K | -722K | -552K | 124K | -720K | 545K | -56K | 169K | 191K | 70K | -411K | -645K | -1.07M | -339K | -767K |
| Working Capital Changes | -956K | -1.04M | 208K | -935K | 897K | -1.81M | -320K | -2.96M | 656K | -2.25M | 155K | 1.03M | 2.98M | -874K | -1.38M | 1.07M | -1.13M | -454K | -1.11M | -3.17M |
| Cash from Investing | 11.81M | 8.6M | 9.74M | 16.83M | -10K | -653K | 10.29M | 18.27M | 14.9M | 2.2M | 9.68M | 5.53M | -31.06M | -39.31M | -45.05M | -36.56M | -32.19M | 7.96M | 9.05M | 4.99M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -961K | -2.96M | -15.2M | 0 | -1K |
| Sale/Maturity of Investments | 4.9M | -5.31M | 5.51M | 5.2M | 5.26M | 5.34M | 5.74M | 5.9M | 5.66M | 5.87M | 6.68M | 6.91M | 6.85M | 7.84M | 9.48M | 10.74M | 12.26M | 15.71M | 17.24M | 15.85M |
| Net Investment Activity | 4.9M | -5.31M | 5.51M | 5.2M | 5.26M | 5.34M | 5.74M | 5.9M | 5.66M | 5.87M | 6.68M | 6.91M | 6.85M | 7.84M | 9.48M | 9.78M | 9.3M | 501K | 17.24M | 15.85M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 7.05M | 13.87M | 4.27M | 11.94M | -5.24M | -5.98M | 4.73M | 12.47M | 9.64M | -3.13M | 3.56M | -1.37M | -37.76M | -46.79M | -54.32M | -46.29M | -41.41M | 7.47M | -8.18M | -10.86M |
| Cash from Financing | -10.94M | -4.85M | -15.92M | -17.13M | 2.06M | -2.33M | -16.04M | -17.87M | -13.03M | -13.4M | -20.92M | -4.94M | 60.37M | 22.5M | 58.08M | -4.58M | 4.96M | -13.17M | 5.88M | -8.9M |
| Dividends Paid | -891K | -906K | -921K | -924K | -935K | -946K | -961K | -962K | -968K | -976K | -981K | -983K | -991K | -1M | -1.02M | -1.02M | -1.03M | -1.04M | -1.06M | -1.05M |
| Share Repurchases | -1.5M | -1.54M | -1.06M | -1.15M | -801K | -1.03M | -1.46M | -637K | -707K | -762K | -495K | -1.06M | -1.4M | -1.47M | -724K | -564K | -1.16M | -1.73M | -851K | -1.39M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23K |
| Net Stock Activity | -1.5M | -1.54M | -1.06M | -1.15M | -801K | -1.03M | -1.46M | -637K | -707K | -762K | -495K | -1.06M | -1.4M | -1.47M | -724K | -564K | -1.16M | -1.73M | -851K | -1.36M |
| Debt Issuance (Net) | -1000K | -7K | -8K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | -1000K | -1000K | -1000K |
| Other Financing | 20.45M | -2.4M | -13.93M | -12.55M | 33.8M | 3.65M | -24.61M | -19.77M | -3.86M | -19.15M | -19.44M | -32.9M | 37.74M | -40.02M | 29.82M | -8M | 7.15M | -394K | 18.77M | 3.53M |
| Net Change in Cash | 2.76M | 4.96M | -3.68M | 2.17M | 5.38M | -2.65M | -3.18M | -355K | 4.85M | -11.1M | -7.87M | 5.08M | 35.93M | -13.86M | 15.29M | -36.71M | -25.56M | -2.57M | 17.98M | -1.36M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 54.37M | 49.41M | 53.09M | 50.91M | 45.54M | 48.19M | 51.38M | 51.73M | 46.88M | 57.98M | 65.85M | 60.77M | 24.84M | 38.7M | 23.41M | 60.12M | 85.68M | 88.25M | 70.27M | 71.63M |
| Cash at End | 57.13M | 54.37M | 49.41M | 53.09M | 50.91M | 45.54M | 48.19M | 51.38M | 51.73M | 46.88M | 57.98M | 65.85M | 60.77M | 24.84M | 38.7M | 23.41M | 60.12M | 85.68M | 88.25M | 70.27M |
| Interest Paid | 4.54M | 5.1M | 5.65M | 4.98M | 5.08M | 5.73M | 5.61M | 5.8M | 5.06M | 5.09M | 3.81M | 3.06M | 2.39M | 1.2M | 835K | 698K | 715K | 897K | 861K | 960K |
| Income Taxes Paid | 510K | 0 | 0 | -285K | 285K | 0 | 0 | 600K | 375K | 0 | 0 | 725K | 350K | 1.65M | 0 | 700K | 400K | 1.52M | 100K | 350K |
| Free Cash Flow | 1.75M | 1.26M | 2.45M | 2.17M | 3.29M | 307K | 2.39M | -850K | 2.59M | -442K | 2.8M | 4.48M | 6.47M | 2.58M | 2.05M | 4.39M | 1.58M | 2.62M | 3.04M | 2.55M |
| FCF Growth % | -47.01% | 311.4% | 2.68% | 354.94% | 27.24% | 169.46% | -14.71% | -118.99% | -60.03% | -117.11% | 36.59% | 2.05% | 309.81% | -1.52% | -32.54% | 72.14% | -30.52% | -26.05% | 2.01% | -36.36% |