Provident Financial Holdings, Inc. (PROV) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 57.13M | 54.52M | 49.66M | 53.16M | 51.1M | 47.29M | 50M | 53.23M | 53.67M | 48.87M | 60.07M | 68M | 63.02M | 27.22M | 41.22M | 26.09M | 63.06M | 88.8M | 91.56M | 73.86M |
| Cash & Due from Banks | 57.13M | 54.37M | 49.41M | 53.09M | 50.91M | 45.54M | 48.19M | 51.38M | 51.73M | 46.88M | 57.98M | 65.85M | 60.77M | 24.84M | 38.7M | 23.41M | 60.12M | 85.68M | 88.25M | 70.27M |
| Short Term Investments | 0 | 152K | 250K | 69K | 183K | 1.75M | 1.81M | 1.85M | 1.94M | 2M | 2.09M | 2.15M | 2.25M | 2.38M | 2.52M | 2.68M | 2.94M | 3.12M | 3.32M | 3.59M |
| Total Investments | 1.14B | 1.14B | 1.15B | 1.16B | 1.17B | 1.17B | 1.17B | 1.18B | 1.2B | 1.22B | 1.22B | 1.23B | 1.24B | 1.21B | 1.17B | 1.13B | 1.09B | 1.06B | 1.07B | 1.08B |
| Investments Growth % | -3.33% | -3.09% | -2.34% | -2.37% | -2.44% | -3.71% | -3.86% | -3.99% | -3.03% | 0.7% | 4.2% | 9.37% | 13.66% | 14.22% | 9.78% | 4.69% | 0.79% | -0.2% | -1.39% | 5.04% |
| Long-Term Investments | 1.14B | 1.14B | 1.15B | 1.16B | 1.17B | 1.17B | 1.17B | 1.18B | 1.2B | 1.22B | 1.22B | 1.23B | 1.24B | 1.21B | 1.17B | 1.13B | 1.09B | 1.06B | 1.06B | 1.07B |
| Accounts Receivables | 4.2M | 4.11M | 4.18M | 4.21M | 4.26M | 4.17M | 4.29M | 4.29M | 4.25M | 4.08M | 3.95M | 3.71M | 3.61M | 3.34M | 3.05M | 2.97M | 2.85M | 2.86M | 2.91M | 3M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 9.55M | 9.84M | 8.99M | 9.32M | 9.39M | 9.47M | 9.62M | 9.31M | 9.64M | 9.6M | 9.43M | 9.23M | 9.19M | 8.91M | 8.71M | 8.83M | 8.96M | 8.94M | 9.01M | 9.38M |
| Other Assets | 11.57M | 21.62M | 21.03M | 22.23M | 24.81M | 21.55M | 20.57M | 22.34M | 20.76M | 21.09M | 19.93M | 9.51M | 8.24M | 8.24M | 8.24M | 8.24M | 8.15M | 8.15M | 8.15M | 8.15M |
| Total Current Assets | 61.32M | 58.63M | 53.84M | 57.37M | 55.36M | 51.46M | 54.29M | 57.51M | 57.91M | 52.95M | 64.02M | 82.25M | 78.81M | 45.32M | 58.87M | 44.24M | 81.58M | 108.24M | 110.26M | 91.8M |
| Total Non-Current Assets | 1.16B | 1.17B | 1.18B | 1.19B | 1.2B | 1.2B | 1.2B | 1.21B | 1.23B | 1.25B | 1.25B | 1.25B | 1.26B | 1.23B | 1.19B | 1.14B | 1.11B | 1.07B | 1.08B | 1.09B |
| Total Assets | 1.22B | 1.23B | 1.23B | 1.25B | 1.26B | 1.25B | 1.26B | 1.27B | 1.29B | 1.3B | 1.31B | 1.33B | 1.34B | 1.27B | 1.25B | 1.19B | 1.19B | 1.18B | 1.19B | 1.18B |
| Asset Growth % | -3.38% | -2.16% | -2.11% | -2.09% | -2.32% | -3.55% | -4.24% | -4.56% | -3.39% | 2.36% | 5.39% | 12.29% | 12.41% | 7.5% | 4.5% | 0.29% | -0.12% | 1% | 0.7% | 0.57% |
| Return on Assets (ROA) | 0.11% | 0.12% | 0.14% | 0.13% | 0.15% | 0.07% | 0.15% | 0.15% | 0.12% | 0.16% | 0.13% | 0.14% | 0.18% | 0.19% | 0.17% | 0.21% | 0.14% | 0.19% | 0.22% | 0.28% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17.68M | 17.82M | 16.5M | 16.4M | 17.88M | 16.72M | 18.12M | 17.3M | 17.36M |
| Total Debt | 186.31M | 213.06M | 213.07M | 213.07M | 215.58M | 245.5M | 249.5M | 238.5M | 235M | 242.5M | 235.01M | 235.01M | 205.01M | 180M | 115M | 85M | 80M | 80M | 90M | 100.98M |
| Net Debt | 129.18M | 158.69M | 163.66M | 159.98M | 164.66M | 199.96M | 201.31M | 187.12M | 183.27M | 195.62M | 177.03M | 169.16M | 144.24M | 155.16M | 76.3M | 61.59M | 19.88M | -5.68M | 1.75M | 30.71M |
| Long-Term Debt | 94M | 213M | 213M | 213M | 15M | 245.5M | 249.5M | 238.5M | 235M | 242.5M | 235.01M | 235.01M | 205.01M | 180M | 115M | 85M | 80M | 80M | 90M | 100.98M |
| Short-Term Debt | 90.18M | 0 | 0 | 0 | 200.58M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 904.74M | 14.91M | 14.53M | 15.22M | 14.41M | 13.32M | 14.41M | 15.41M | 17.42M | 16.95M | 17.77M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 90.18M | 872.43M | 874.84M | 888.77M | 1.1B | 867.51M | 863.86M | 888.35M | 908.12M | 911.98M | 931.13M | 968.25M | 1B | 961.8M | 1B | 973.39M | 980.22M | 974.47M | 974.05M | 955.33M |
| Total Non-Current Liabilities | 1B | 227.97M | 227.6M | 228.3M | 29.41M | 258.82M | 263.91M | 253.91M | 252.42M | 259.45M | 252.78M | 235.01M | 205.01M | 180M | 115M | 85M | 80M | 80M | 90M | 100.98M |
| Total Liabilities | 1.09B | 1.1B | 1.1B | 1.12B | 1.13B | 1.13B | 1.13B | 1.14B | 1.16B | 1.17B | 1.18B | 1.2B | 1.21B | 1.14B | 1.12B | 1.06B | 1.06B | 1.05B | 1.06B | 1.06B |
| Total Equity | 126.57M | 127.49M | 128.37M | 128.54M | 128.88M | 128.63M | 129.61M | 129.94M | 129.51M | 129.66M | 129.21M | 129.69M | 129.41M | 129.24M | 129.19M | 128.65M | 127.62M | 127.93M | 128.24M | 127.28M |
| Equity Growth % | -1.79% | -0.89% | -0.95% | -1.07% | -0.49% | -0.8% | 0.31% | 0.2% | 0.08% | 0.33% | 0.01% | 0.81% | 1.4% | 1.02% | 0.74% | 1.08% | 1.48% | 2.36% | 2.87% | 2.67% |
| Equity / Assets (Capital Ratio) | 10.4% | 10.38% | 10.43% | 10.32% | 10.23% | 10.25% | 10.31% | 10.21% | 10.04% | 9.97% | 9.84% | 9.73% | 9.69% | 10.17% | 10.37% | 10.84% | 10.74% | 10.82% | 10.76% | 10.75% |
| Return on Equity (ROE) | 1.07% | 1.12% | 1.31% | 1.26% | 1.44% | 0.68% | 1.46% | 1.51% | 1.15% | 1.65% | 1.36% | 1.4% | 1.8% | 1.83% | 1.62% | 1.92% | 1.33% | 1.77% | 2.09% | 2.64% |
| Book Value per Share | 19.63 | 19.52 | 19.09 | 19.32 | 19.14 | 18.94 | 18.88 | 18.85 | 18.67 | 18.57 | 18.39 | 18.34 | 18.11 | 17.86 | 17.67 | 17.57 | 17.22 | 17.10 | 16.93 | 16.77 |
| Tangible BV per Share | 19.63 | 19.52 | 19.09 | 19.32 | 19.14 | 18.94 | 18.88 | 18.85 | 18.67 | 18.57 | 18.39 | 18.34 | 18.11 | 17.86 | 17.67 | 17.57 | 17.22 | 17.10 | 16.93 | 16.77 |
| Common Stock | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K | 183K |
| Additional Paid-in Capital | 99.55M | 99.43M | 99.31M | 99.15M | 99.1M | 98.75M | 98.71M | 98.53M | 99.59M | 99.56M | 99.55M | 99.5M | 98.96M | 98.73M | 98.56M | 98.83M | 98.62M | 98.4M | 98.18M | 97.98M |
| Retained Earnings | 214.16M | 213.69M | 213.16M | 212.4M | 211.7M | 210.78M | 210.85M | 209.91M | 208.92M | 208.4M | 207.23M | 207.27M | 206.45M | 205.12M | 203.75M | 202.68M | 201.24M | 200.57M | 199.34M | 197.73M |
| Accumulated OCI | 14K | 17K | 18K | 17K | 16K | 15K | 14K | -3K | -8K | -7K | -31K | -38K | -25K | -33K | -17K | 2K | 39K | 58K | 66K | 72K |
| Treasury Stock | -187.33M | -185.84M | -184.3M | -183.21M | -182.12M | -181.09M | -180.16M | -178.69M | -179.18M | -178.48M | -177.73M | -177.24M | -176.16M | -174.76M | -173.29M | -173.04M | -172.46M | -171.28M | -169.54M | -168.69M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |