PRA Group, Inc. (PRAA) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 199.79M | 691.48M | 199.7M | 176.48M | 162.14M | 182.85M | 173.47M | 179.21M | 150.11M | 119.64M | 118.09M | 122.99M | 55.32M | 133.38M | 157.45M | 167.96M | 153.31M | 166.38M | 170.86M | 186.1M |
| Gross Margin % | 63.59% | 190.33% | 63.57% | 60.7% | 59.6% | 61.79% | 61.17% | 62.52% | 58.26% | 53.59% | 53.98% | 57.49% | 34.67% | 59.74% | 64.14% | 64.9% | 63.56% | 64.67% | 64.72% | 65.09% |
| Gross Profit Growth % | 23.22% | 278.16% | 15.12% | -1.53% | 8.01% | 52.84% | 46.89% | 45.72% | 171.37% | -10.31% | -25% | -26.77% | -63.92% | -19.83% | -7.85% | -9.75% | -21.27% | -5.42% | 0.06% | 5.03% |
| Operating Expenses | 87.84M | 114.88M | 515.25M | 91.36M | 87.56M | 88.72M | 83.49M | 89.99M | 83.72M | 74.11M | 75.05M | 77.43M | 88.96M | 74.07M | 86.66M | 84.22M | 81.35M | 83.93M | 93.28M | 81.89M |
| OpEx % of Revenue | 27.96% | 31.62% | 164.02% | 31.43% | 32.19% | 29.98% | 29.44% | 31.4% | 32.49% | 33.19% | 34.3% | 36.19% | 55.76% | 33.18% | 35.3% | 32.54% | 33.73% | 32.62% | 35.34% | 28.64% |
| Selling, General & Admin | 0 | 0 | 97.4M | 66.13M | 83.68M | 147.23M | 57.48M | 64.75M | 80.58M | 46.78M | 44.91M | 45.51M | 47.76M | 39.57M | 46.97M | 41.46M | 45M | 42.49M | 46.8M | 45.99M |
| SG&A % of Revenue | - | - | 31.01% | 22.75% | 30.76% | 49.75% | 20.27% | 22.59% | 31.27% | 20.95% | 20.53% | 21.27% | 29.93% | 17.72% | 19.14% | 16.02% | 18.66% | 16.52% | 17.73% | 16.09% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 111.95M | 576.6M | -315.55M | 85.11M | 74.58M | 94.14M | 89.98M | 89.22M | 66.4M | 45.53M | 43.05M | 45.56M | -33.64M | 59.31M | 70.79M | 83.74M | 71.97M | 82.45M | 77.58M | 104.21M |
| Operating Margin % | 35.63% | 158.7% | -100.45% | 29.27% | 27.41% | 31.81% | 31.73% | 31.13% | 25.77% | 20.39% | 19.68% | 21.3% | -21.09% | 26.57% | 28.84% | 32.35% | 29.84% | 32.05% | 29.39% | 36.45% |
| Operating Income Growth % | 50.11% | 512.52% | -450.69% | -4.61% | 12.32% | 106.76% | 109.03% | 95.83% | 297.35% | -23.24% | -39.19% | -45.59% | -146.75% | -28.06% | -8.75% | -19.65% | -35.02% | -7.58% | -12.5% | -6.35% |
| EBITDA | 113.66M | 578.33M | -313.11M | 87.61M | 78.35M | 97.1M | 92.45M | 91.86M | 69.12M | 48.76M | 51.36M | 49.04M | -30.05M | 63.17M | 74.53M | 87.6M | 75.75M | 86.19M | 81.3M | 108.03M |
| EBITDA Margin % | 36.17% | 159.18% | -99.67% | 30.14% | 28.8% | 32.81% | 32.6% | 32.05% | 26.82% | 21.84% | 23.47% | 22.92% | -18.84% | 28.29% | 30.36% | 33.85% | 31.4% | 33.5% | 30.8% | 37.78% |
| EBITDA Growth % | 45.07% | 495.59% | -438.69% | -4.62% | 13.35% | 99.13% | 80.01% | 87.3% | 329.97% | -22.81% | -31.09% | -44.02% | -139.68% | -26.71% | -8.33% | -18.91% | -33.98% | -9.46% | -12.55% | -6.38% |
| D&A (Non-Cash Add-back) | 1.71M | 1.73M | 2.44M | 2.5M | 3.77M | 2.97M | 2.47M | 2.64M | 2.72M | 3.23M | 8.31M | 3.48M | 3.59M | 3.86M | 3.74M | 3.87M | 3.78M | 3.74M | 3.72M | 3.81M |
| EBIT | 106.95M | 238.92M | -354.69M | 86.04M | 38.29M | 56.31M | 53.62M | 56.06M | 32.34M | 11.38M | 12.07M | 22.92M | -54.49M | 36.95M | 51.18M | 66.24M | 52.12M | 62.27M | 58.24M | 81.03M |
| Net Interest Income | 249.93M | -64.37M | -24.91M | -24.91M | -24.91M | -25.16M | -29.16M | -55.35M | -52.28M | -18.06M | -18.43M | -20.18M | -14.02M | -12.51M | -12.27M | -12.37M | -12.33M | -12.59M | -8.65M | -8.25M |
| Interest Income | 316.35M | 0 | 0 | 0 | 0 | -2.24M | -3.79M | 0 | 0 | 0 | 0 | 0 | 4.07M | 414K | 660K | 554K | 600K | 338K | 287K | 299K |
| Interest Expense | 66.41M | 64.37M | 24.91M | 24.91M | 24.91M | 22.91M | 25.37M | 55.35M | 52.28M | 18.06M | 18.43M | 20.18M | 18.09M | 12.92M | 12.93M | 12.93M | 12.93M | 12.93M | 8.94M | 8.55M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 40.54M | 61.86M | -379.61M | 61.13M | 13.38M | 33.4M | 28.25M | 33.82M | 14.14M | -6.68M | -6.36M | 2.74M | -72.59M | 24.02M | 38.25M | 53.31M | 39.2M | 49.34M | 49.3M | 72.48M |
| Pretax Margin % | 12.9% | 17.03% | -120.84% | 21.03% | 4.92% | 11.29% | 9.96% | 11.8% | 5.49% | -2.99% | -2.91% | 1.28% | -45.5% | 10.76% | 15.58% | 20.6% | 16.25% | 19.18% | 18.67% | 25.35% |
| Income Tax | 8.76M | 2.65M | 24.36M | 15.41M | 4.31M | 10.62M | -672K | 8.7M | 2.39M | -816K | 1.79M | 1.58M | -18.68M | 6.96M | 11.07M | 14.18M | 4.58M | 12.95M | 12.63M | 11.92M |
| Effective Tax Rate % | 21.62% | 4.28% | -6.42% | 25.22% | 32.24% | 31.78% | -2.38% | 25.73% | 16.88% | 12.22% | -28.1% | 57.63% | 25.74% | 28.97% | 28.94% | 26.59% | 11.68% | 26.24% | 25.61% | 16.45% |
| Net Income | 28.21M | 56.53M | -407.7M | 42.37M | 3.66M | 18.46M | 27.15M | 21.52M | 3.48M | -8.78M | -12.26M | -3.8M | -58.63M | 15.96M | 24.73M | 36.48M | 39.97M | 34.28M | 34.48M | 56M |
| Net Margin % | 8.98% | 15.56% | -129.78% | 14.57% | 1.34% | 6.24% | 9.58% | 7.51% | 1.35% | -3.93% | -5.6% | -1.78% | -36.75% | 7.15% | 10.08% | 14.1% | 16.57% | 13.32% | 13.06% | 19.58% |
| Net Income Growth % | 670.98% | 206.29% | -1601.45% | 96.94% | 5.29% | 310.16% | 321.45% | 665.62% | 105.93% | -155.03% | -149.58% | -110.43% | -246.68% | -53.44% | -28.27% | -34.85% | -31.56% | 15.03% | -18.86% | -3.31% |
| Net Income (Continuing) | 31.77M | 59.22M | -403.97M | 45.71M | 9.06M | 22.78M | 28.92M | 25.11M | 11.75M | -5.86M | -8.15M | 1.16M | -53.9M | 17.06M | 27.18M | 39.14M | 34.62M | 36.4M | 36.67M | 60.56M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 66.27M | 60.11M | 55.48M | 59.69M | 61.41M | 58.58M | 62.91M | 57.81M | 66.99M | 72.26M | 74.4M | 74.15M | 66.37M | 59.09M | 51.22M | 35.55M | 40.63M | 38.49M | 38.45M | 20.25M |
| EPS (Diluted) | 0.73 | 1.46 | -10.43 | 1.08 | 0.09 | 0.47 | 0.69 | 0.54 | 0.09 | -0.22 | -0.31 | -0.10 | -1.50 | 0.41 | 0.63 | 0.91 | 0.97 | 0.79 | 0.76 | 1.22 |
| EPS Growth % | 691.76% | 210.64% | -1611.59% | 100% | 4.65% | 313.64% | 322.58% | 656.13% | 105.87% | -153.66% | -149.21% | -110.67% | -254.64% | -48.1% | -17.11% | -25.41% | -23.62% | 21.54% | -17.39% | -3.17% |
| EPS (Basic) | 0.74 | 1.46 | -10.43 | 1.08 | 0.09 | 0.47 | 0.69 | 0.55 | 0.09 | -0.22 | -0.31 | -0.10 | -1.50 | 0.41 | 0.63 | 0.92 | 0.98 | 0.80 | 0.76 | 1.22 |
| Diluted Shares Outstanding | 38.51M | 39.17M | 39.08M | 39.54M | 39.69M | 39.68M | 39.49M | 39.55M | 39.45M | 39.24M | 39.24M | 39.19M | 39.03M | 39.18M | 39.17M | 39.9M | 41.3M | 43.56M | 45.66M | 46.06M |
| Basic Shares Outstanding | 38.37M | 39.17M | 39.08M | 39.44M | 39.55M | 39.47M | 39.42M | 39.36M | 39.27M | 39.24M | 39.24M | 39.19M | 39.03M | 38.98M | 39.02M | 39.78M | 40.78M | 43.06M | 45.3M | 45.81M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |