PRA Group, Inc. (PRAA) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 124.78M | 104.41M | 107.45M | 4.78B | 4.52B | 4.32B | 4.29B | 4.02B | 3.84B | 3.86B | 3.67B | 3.63B | 3.87B | 3.48B | 3.19B | 3.29B | 3.44B | 3.56B | 3.54B | 3.46B |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | - | - | - | 1.39K | 1.4K | 1.28K | 1.28K | 1.19K | 1.29K | 1.47K | 1.45K | 1.43K | 1.86K | 1.3K | 1.17K | 1.14K | 1.26K | 1.23K | 1.18K | 1.07K |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 359.21M | 0 | 0 | 0 | 0 | 0 | 4.75M | 4.63M |
| Total Non-Current Assets | 151.07M | 157.92M | 174M | 651.69M | 626.96M | 609.15M | 646.5M | 640.16M | 644.67M | 669.04M | 662.55M | 685.87M | 675.05M | 698.7M | 701.05M | 794.94M | 818.93M | 809.23M | 791.8M | 803.15M |
| Property, Plant & Equipment | 53.28M | 54.09M | 53.25M | 52.66M | 54.2M | 61.67M | 72.67M | 75.2M | 78.24M | 82.33M | 85.72M | 97.01M | 101.69M | 106.15M | 104.71M | 110.06M | 109.49M | 111.23M | 105.77M | 104.96M |
| Fixed Asset Turnover | 5.85x | 6.77x | 5.93x | 5.44x | 4.70x | 4.41x | 3.84x | 3.74x | 3.21x | 2.66x | 2.39x | 2.15x | 1.54x | 2.12x | 2.29x | 2.36x | 2.19x | 2.37x | 2.51x | 2.69x |
| Goodwill | 26.87M | 26.87M | 26.87M | 439.45M | 420.71M | 396.36M | 423.01M | 415.65M | 411.85M | 431.56M | 412.51M | 414.9M | 420.65M | 435.92M | 404.47M | 437.03M | 483.38M | 480.26M | 482.48M | 492.84M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 1.73M | 9.49M | 10.54M | 10.72M | 11.7M | 11.73M | 12.93M | 11.97M | 13.43M | 12.87M | 13.13M | 13.66M | 86.39M | 93.25M | 92.98M | 85.17M | 87.63M |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 5.21B | 5.1B | 5B | 5.43B | 5.15B | 4.93B | 4.94B | 4.66B | 4.48B | 4.53B | 4.33B | 4.32B | 4.54B | 4.18B | 3.9B | 4.09B | 4.26B | 4.37B | 4.33B | 4.26B |
| Asset Turnover | 0.06x | 0.07x | 0.06x | 0.05x | 0.05x | 0.06x | 0.06x | 0.06x | 0.06x | 0.05x | 0.05x | 0.05x | 0.04x | 0.06x | 0.06x | 0.06x | 0.06x | 0.06x | 0.06x | 0.07x |
| Asset Growth % | 1.14% | 3.49% | 1.28% | 16.58% | 14.86% | 8.97% | 14% | 7.89% | -1.35% | 8.37% | 11.16% | 5.68% | 6.71% | -4.36% | -10.08% | -4.05% | -0.48% | -1.95% | 3.21% | 1.51% |
| Total Current Liabilities | 61.68M | 62.01M | 79.96M | 330.31M | 320.17M | 333.2M | 273.2M | 263.03M | 246.52M | 271.72M | 229M | 243.2M | 254.06M | 257.41M | 214.77M | 231.79M | 227.4M | 275.52M | 259.05M | 250.96M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 8.18M | 10.2M | 10.81M | 6.33M | 6.16M | 6.34M | 4.84M | 7.33M | 6.15M | 4.69M | 6.34M | 3.82M | 5.38M | 5.23M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 31.59M | 32.16M | 31.18M | 0 | 0 | 0 | 0 | 0 | 1.48B | 1.44B | 1.36B | 1.26B | 1.11B | 1.06B | 943.47M | 1.04B | 1.1B | 1.17B | 1.08B | 1.31B |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 30.08M | 29.84M | 48.78M | 168.66M | 187.72M | 163.41M | 128.59M | 114.99M | -1.37B | -1.32B | -1.26B | -1.16B | -1B | -947.26M | -855.31M | -929.63M | -983.25M | -1.04B | -945.79M | -1.18B |
| Current Ratio | 2.02x | 1.68x | 1.34x | 14.48x | 14.12x | 12.97x | 15.70x | 15.29x | 15.57x | 14.19x | 16.01x | 14.95x | 15.23x | 13.51x | 14.87x | 14.21x | 15.12x | 12.91x | 13.67x | 13.78x |
| Quick Ratio | 2.02x | 1.68x | 1.34x | 14.48x | 14.12x | 12.97x | 15.70x | 15.29x | 15.57x | 14.19x | 16.01x | 14.95x | 15.23x | 13.51x | 14.87x | 14.21x | 15.12x | 12.91x | 13.67x | 13.78x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 4.08B | 4B | 3.94B | 3.71B | 3.55B | 3.4B | 3.38B | 3.2B | 3.04B | 3.01B | 2.91B | 2.84B | 3.06B | 2.63B | 2.5B | 2.61B | 2.68B | 2.77B | 2.64B | 2.54B |
| Long-Term Debt | 0 | 0 | 0 | 3.61B | 3.47B | 3.33B | 3.3B | 3.11B | 2.95B | 2.91B | 2.83B | 2.74B | 2.94B | 2.49B | 2.38B | 2.48B | 2.54B | 2.61B | 2.52B | 2.41B |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 4.14B | 4.06B | 4.02B | 4.04B | 3.87B | 3.74B | 3.65B | 3.46B | 3.29B | 3.29B | 3.14B | 3.08B | 3.32B | 2.89B | 2.71B | 2.85B | 2.91B | 3.04B | 2.9B | 2.79B |
| Total Debt | 31.59M | 32.16M | 31.18M | 3.64B | 3.5B | 3.36B | 3.34B | 3.16B | 4.48B | 4.4B | 4.24B | 4.06B | 4.11B | 3.61B | 3.38B | 3.59B | 3.7B | 3.84B | 3.66B | 3.77B |
| Net Debt | -93.18M | -72.25M | -76.28M | 3.51B | 3.37B | 3.26B | 3.2B | 3.04B | 4.37B | 4.29B | 4.14B | 3.95B | 3.99B | 3.53B | 3.32B | 3.52B | 3.62B | 3.75B | 3.6B | 3.7B |
| Debt / Equity | 0.03x | 0.03x | 0.03x | 2.61x | 2.73x | 2.82x | 2.61x | 2.63x | 3.75x | 3.55x | 3.56x | 3.27x | 3.35x | 2.81x | 2.86x | 2.89x | 2.75x | 2.90x | 2.56x | 2.56x |
| Debt / EBITDA | 0.28x | 0.06x | - | 41.59x | 44.63x | 34.63x | 36.14x | 34.41x | 64.85x | 90.28x | 82.57x | 82.74x | - | 57.22x | 45.36x | 40.94x | 48.84x | 44.53x | 44.96x | 34.92x |
| Net Debt / EBITDA | -0.82x | -0.12x | - | 40.09x | 42.99x | 33.54x | 34.62x | 33.11x | 63.29x | 87.97x | 80.52x | 80.47x | - | 55.90x | 44.58x | 40.16x | 47.80x | 43.51x | 44.27x | 34.22x |
| Interest Coverage | 1.61x | 3.71x | -14.24x | 3.45x | 1.54x | 2.46x | 2.11x | 1.01x | 0.62x | 0.63x | 0.65x | 1.14x | -3.01x | 2.86x | 3.96x | 5.12x | 4.03x | 4.82x | 6.51x | 9.48x |
| Total Equity | 1.07B | 1.04B | 983.97M | 1.4B | 1.28B | 1.19B | 1.28B | 1.2B | 1.2B | 1.24B | 1.19B | 1.24B | 1.22B | 1.29B | 1.18B | 1.24B | 1.35B | 1.32B | 1.43B | 1.47B |
| Equity Growth % | -16.55% | -12.87% | -23.23% | 16.07% | 7.04% | -3.69% | 7.71% | -2.94% | -2.32% | -3.68% | 0.63% | -0.22% | -9.02% | -2.87% | -17.22% | -15.77% | -4.07% | -3.54% | 12.3% | 23.44% |
| Book Value per Share | 27.75 | 26.55 | 25.18 | 35.33 | 32.26 | 30.08 | 32.46 | 30.43 | 30.33 | 31.58 | 30.32 | 31.63 | 31.38 | 32.84 | 30.19 | 31.14 | 32.59 | 30.41 | 31.29 | 32.02 |
| Total Shareholders' Equity | 1B | 979.85M | 928.49M | 1.34B | 1.22B | 1.14B | 1.22B | 1.15B | 1.13B | 1.17B | 1.12B | 1.17B | 1.16B | 1.23B | 1.13B | 1.21B | 1.31B | 1.29B | 1.39B | 1.45B |
| Common Stock | 381K | 385K | 391K | 391K | 397K | 395K | 394K | 394K | 393K | 392K | 392K | 392K | 392K | 390K | 389K | 396K | 404K | 410K | 440K | 458K |
| Retained Earnings | 1.28B | 1.26B | 1.2B | 1.61B | 1.56B | 1.56B | 1.54B | 1.51B | 1.49B | 1.49B | 1.5B | 1.51B | 1.51B | 1.57B | 1.56B | 1.55B | 1.55B | 1.55B | 1.65B | 1.64B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -284.6M | -287.01M | -288.36M | -283.73M | -364.91M | -443.39M | -338.62M | -381.81M | -373.02M | -329.9M | -387.29M | -348M | -356.73M | -347.93M | -426.09M | -347.82M | -243.71M | -266.91M | -264.78M | -235.36M |
| Minority Interest | 66.27M | 60.11M | 55.48M | 59.69M | 61.41M | 58.58M | 62.91M | 57.81M | 66.99M | 72.26M | 74.4M | 74.15M | 66.37M | 59.09M | 51.22M | 35.55M | 40.63M | 38.49M | 38.45M | 20.25M |