Metropolitan Bank Holding Corp. (MCB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 85.91M | 85.33M | 77.31M | 73.65M | 66.95M | 66.6M | 65.23M | 61.54M | 59.71M | 56.99M | 53.56M | 53.75M | 58.53M | 63.9M | 63.33M | 55.3M | 46.63M | 44.81M | 40.79M | 36.97M |
| NII Growth % | 28.31% | 28.11% | 18.52% | 19.68% | 12.13% | 16.86% | 21.8% | 14.49% | 2.01% | -10.81% | -15.43% | -2.8% | 25.52% | 42.59% | 55.24% | 49.57% | 35.47% | 33.91% | 26.2% | 22.59% |
| Net Interest Margin % | 0.97% | 1.03% | 0.94% | 0.94% | 0.88% | 0.91% | 0.88% | 0.85% | 0.8% | 0.81% | 0.8% | 0.82% | 0.93% | 1.02% | 0.99% | 0.81% | 0.7% | 0.63% | 0.66% | 0.64% |
| Interest Income | 134.93M | 137.47M | 132M | 127.04M | 118.77M | 119.83M | 120.45M | 115.76M | 112.33M | 105.27M | 97.9M | 88.98M | 83.26M | 80.55M | 70.06M | 59.16M | 50.97M | 49.11M | 45.02M | 41.05M |
| Interest Expense | 49.02M | 52.14M | 54.69M | 53.4M | 51.82M | 53.23M | 55.22M | 54.22M | 52.63M | 48.27M | 44.34M | 35.23M | 24.73M | 16.66M | 6.73M | 3.86M | 4.34M | 4.3M | 4.23M | 4.08M |
| Loan Loss Provision | -2.3M | 2.85M | 23.86M | 6.38M | 4.51M | 1.5M | 2.69M | 1.54M | 528K | 6.54M | 791K | 4.3M | 646K | 2.31M | 2.01M | 2.4M | 3.4M | 501K | 490K | 1.88M |
| Non-Interest Income | 2.58M | 3.08M | 2.53M | 2.62M | 3.64M | 4.4M | 6.29M | 6.14M | 7M | 6.56M | 6.51M | 7.86M | 6.97M | 6.35M | 5.82M | 7M | 7.43M | 7.05M | 5.89M | 6.16M |
| Non-Interest Income % | 1.88% | 2.19% | 1.88% | 2.02% | 2.97% | 3.54% | 4.96% | 5.04% | 5.87% | 5.87% | 6.24% | 8.11% | 7.73% | 7.31% | 7.67% | 10.58% | 12.72% | 12.56% | 11.57% | 13.04% |
| Total Revenue | 137.51M | 140.55M | 134.53M | 129.67M | 122.41M | 124.23M | 126.74M | 121.9M | 119.34M | 111.83M | 104.41M | 96.83M | 90.24M | 86.9M | 75.88M | 66.16M | 58.4M | 56.17M | 50.91M | 47.21M |
| Revenue Growth % | 12.34% | 13.14% | 6.14% | 6.37% | 2.57% | 11.09% | 21.39% | 25.89% | 32.25% | 28.68% | 37.61% | 46.37% | 54.52% | 54.73% | 49.04% | 40.14% | 36.76% | 39.59% | 28.62% | 18.38% |
| Non-Interest Expense | 46.4M | 44.38M | 45.79M | 43.11M | 42.72M | 38.16M | 51.26M | 42.26M | 41.9M | 37.15M | 30.92M | 32.44M | 31.02M | 66.66M | 31.19M | 26.27M | 24.62M | 23.32M | 21.98M | 21.69M |
| Efficiency Ratio | 33.74% | 31.58% | 34.04% | 33.25% | 34.9% | 30.72% | 40.44% | 34.67% | 35.11% | 33.22% | 29.62% | 33.5% | 34.38% | 76.7% | 41.11% | 39.71% | 42.16% | 41.51% | 43.18% | 45.95% |
| Operating Income | 44.39M | 41.18M | 10.18M | 26.78M | 23.36M | 31.34M | 17.57M | 23.88M | 24.29M | 19.87M | 28.36M | 24.86M | 33.84M | 1.28M | 35.95M | 33.63M | 26.04M | 28.05M | 24.21M | 19.57M |
| Operating Margin % | 32.28% | 29.3% | 7.57% | 20.66% | 19.09% | 25.23% | 13.86% | 19.59% | 20.35% | 17.77% | 27.16% | 25.67% | 37.5% | 1.47% | 47.38% | 50.84% | 44.59% | 49.94% | 47.55% | 41.45% |
| Operating Income Growth % | 90.01% | 31.39% | -42.05% | 12.14% | -3.8% | 57.76% | -38.04% | -3.93% | -28.23% | 1450.9% | -21.12% | -26.08% | 29.94% | -95.43% | 48.48% | 71.89% | 46.75% | 62.55% | 52.32% | 24.11% |
| Pretax Income | 44.39M | 41.18M | 10.18M | 26.78M | 23.36M | 31.34M | 17.57M | 23.88M | 24.29M | 19.87M | 28.36M | 24.86M | 33.84M | 1.28M | 35.95M | 33.63M | 26.04M | 28.05M | 24.21M | 19.57M |
| Pretax Margin % | 32.28% | 29.3% | 7.57% | 20.66% | 19.09% | 25.23% | 13.86% | 19.59% | 20.35% | 17.77% | 27.16% | 25.67% | 37.5% | 1.47% | 47.38% | 50.84% | 44.59% | 49.94% | 47.55% | 41.45% |
| Income Tax | 12.96M | 12.32M | 3.06M | 8.02M | 7.01M | 9.93M | 5.3M | 7.08M | 8.08M | 5.3M | 6.29M | 9.3M | 8.76M | 9.02M | 10.99M | 10.44M | 7.02M | 9.16M | 7.99M | 6.23M |
| Effective Tax Rate % | 29.2% | 29.93% | 30.08% | 29.93% | 30% | 31.67% | 30.19% | 29.66% | 33.28% | 26.67% | 22.19% | 37.4% | 25.89% | 704.22% | 30.58% | 31.05% | 26.95% | 32.67% | 33.02% | 31.84% |
| Net Income | 31.43M | 28.86M | 7.12M | 18.77M | 16.35M | 21.42M | 12.27M | 16.8M | 16.2M | 14.57M | 22.06M | 15.56M | 25.08M | -7.74M | 24.89M | 23.13M | 19M | 18.89M | 16.21M | 13.34M |
| Net Margin % | 22.85% | 20.53% | 5.29% | 14.47% | 13.36% | 17.24% | 9.68% | 13.78% | 13.58% | 13.03% | 21.13% | 16.07% | 27.79% | -8.91% | 32.8% | 34.96% | 32.53% | 33.63% | 31.85% | 28.25% |
| Net Income Growth % | 92.16% | 34.73% | -41.96% | 11.71% | 0.93% | 47.02% | -44.4% | 7.96% | -35.38% | 288.22% | -11.35% | -32.71% | 32.01% | -140.98% | 53.48% | 73.41% | 57.49% | 60.39% | 50.38% | 23.36% |
| Net Income (Continuing) | 31.43M | 28.86M | 7.12M | 18.77M | 16.35M | 21.42M | 12.27M | 16.8M | 16.2M | 14.57M | 22.06M | 15.56M | 25.08M | -7.74M | 24.95M | 23.19M | 19.02M | 18.89M | 16.21M | 13.34M |
| EPS (Diluted) | 2.92 | 2.77 | 0.67 | 1.76 | 1.45 | 1.88 | 1.08 | 1.50 | 1.46 | 1.27 | 1.97 | 1.37 | 2.25 | -0.71 | 2.23 | 2.07 | 1.69 | 1.69 | 1.77 | 1.55 |
| EPS Growth % | 101.38% | 47.34% | -37.96% | 17.33% | -0.68% | 48.03% | -45.18% | 9.49% | -35.11% | 278.87% | -11.66% | -33.82% | 33.14% | -142.01% | 25.99% | 33.55% | 18.18% | 21.58% | 39.37% | 20.16% |
| EPS (Basic) | 2.94 | 2.83 | 0.68 | 1.78 | 1.46 | 1.91 | 1.10 | 1.50 | 1.46 | 1.31 | 1.99 | 1.39 | 2.26 | -0.71 | 2.28 | 2.12 | 1.74 | 1.74 | 1.82 | 1.59 |
| Diluted Shares Outstanding | 10.76M | 10.42M | 10.59M | 10.68M | 11.28M | 11.39M | 11.31M | 11.2M | 11.13M | 11.37M | 11.14M | 11.28M | 11.1M | 11.18M | 11.18M | 11.19M | 11.22M | 11.08M | 8.89M | 8.54M |