Metropolitan Bank Holding Corp. (MCB) Earnings History
Steady Earner11 years of earnings data (2015–2025) · Positive but moderate multi-year EPS trajectory
Loading earnings history...
Metropolitan Bank Holding Corp. (MCB) Earnings Overview
As of July 8, 2026, Metropolitan Bank Holding Corp. (MCB) reported trailing twelve-month net income of $86M, reflecting +11.6% year-over-year growth. The company earned $8.01 per diluted share over the past four quarters, with a net profit margin of 13.5%.
Looking at the long-term picture, MCB's 5-year EPS compound annual growth rate (CAGR) stands at +7.3%, showing solid earnings momentum. The company achieved its highest annual net income of $77M in fiscal 2023.
Metropolitan Bank Holding Corp. maintains positive profitability with a gross margin of 52.6%, operating margin of 19.3%, and net margin of 13.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including DCOM ($124M net income, 15.2% margin), FFIC ($35M net income, 4.2% margin), NBTB ($184M net income, 19.5% margin), MCB has room to improve margins relative to the peer group. Compare MCB vs DCOM →
MCB Earnings vs Peers
Earnings metrics vs comparable public companies
MCB Historical Earnings Data (2015–2025)
11 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $71M | +6.6% | $102M | $6.62 | 13.5% | 19.3% |
| 2024 | $67M | -13.7% | $97M | $5.93 | 13.5% | 19.7% |
| 2023 | $77M | +30.0% | $107M | $6.91 | 19.2% | 26.5% |
| 2022 | $59M | -1.9% | $97M | $5.29 | 20.7% | 33.7% |
| 2021 | $61M | +53.4% | $90M | $6.45 | 30.7% | 45.5% |
| 2020 | $39M | +31.0% | $58M | $4.66 | 24.7% | 36.2% |
| 2019 | $30M | +17.9% | $44M | $3.56 | 21.5% | 31.4% |
| 2018 | $26M | +106.6% | $37M | $3.06 | 26.6% | 38.3% |
| 2017 | $12M | +146.7% | $24M | $2.34 | 17.2% | 32.7% |
| 2016 | $5M | +17.4% | $8M | $0.65 | 10.2% | 16.4% |
| 2015 | $4M | - | $7M | $1.38 | 11.7% | 18.7% |
Download Data
Export MCB earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
11+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
MCB — Frequently Asked Questions
Quick answers to the most common questions about buying MCB stock.
What is MCB earnings per share (EPS)?
MCB trailing twelve-month (TTM) diluted EPS is $8.01, reflecting +11.6% year-over-year growth. The 5-year EPS CAGR is +7.3%. Complete EPS history from 2015 to 2025 is available in the table on this page.
What is Metropolitan Bank Holding Corp.'s net income?
Metropolitan Bank Holding Corp. (MCB) trailing twelve-month net income is $86M as of 2025. Earnings grew +11.6% year-over-year. Metropolitan Bank Holding Corp. has been profitable for 11 consecutive years.
Is MCB profitable?
Yes, MCB is profitable with a TTM net income of $86M and a net profit margin of +13.5%. Metropolitan Bank Holding Corp. has generated profits for 11 consecutive years.
What is MCB's earnings growth rate?
MCB compound annual EPS growth rates (CAGR): 1-Year: +11.6%, 3-Year: +7.8%, 5-Year: +7.3%, 10-Year: +17.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2015 to 2025.
What are MCB's profit margins?
Metropolitan Bank Holding Corp. net profit margin is +13.5%, operating margin is +19.3%, and gross margin is +52.6%. Margins are within a typical range for the sector. Return on Equity is +9.7%.
Is MCB growing earnings?
MCB is growing earnings steadily. YoY EPS growth of +11.6% is consistent with the 5-year CAGR of +7.3%. TTM net income is $86M.
What was MCB's best earnings year?
Metropolitan Bank Holding Corp.'s highest annual net income on record is $77M, achieved in fiscal year 2023. Earnings history on this page spans 2015 to 2025 and includes all annual and quarterly figures.
What were MCB's earnings last quarter?
MCB's most recent reported quarter was Q1 2026. Net income was $31M with diluted EPS of $2.92. For a full breakdown of all quarters, see the quarterly earnings table on this page.