Metropolitan Bank Holding Corp. (MCB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 55.03M | 30.74M | 31.8M | 18.38M | 7.76M | 83.41M | 4.8M | 35.26M | 25M | -30.75M | 27.48M | 6.66M | 39.03M | 11.49M | 53.4M | -9.89M | 30.88M | 15.48M | 23.54M | -1.64M |
| Operating CF Growth % | 608.68% | -63.15% | 562.26% | -47.86% | -68.94% | 371.27% | -82.53% | 429.13% | -35.95% | -367.53% | -48.54% | 167.39% | 26.38% | -25.78% | 126.9% | -502.13% | 30376.47% | -49.7% | 60.7% | -107.81% |
| Net Income | 31.43M | 28.86M | 7.12M | 18.77M | 16.35M | 21.42M | 12.27M | 16.8M | 16.2M | 14.49M | 22.06M | 15.56M | 25.08M | -7.74M | 24.95M | 23.19M | 19.02M | 18.89M | 16.21M | 13.34M |
| Depreciation & Amortization | -3.05M | -2.27M | -5.37M | -1.96M | -1.45M | 0 | -3.29M | -2.54M | -3.19M | 828K | 817K | 2.78M | 1.23M | -549K | 2.6M | 1.13M | 1.16M | 1.74M | 944K | 1.11M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4M | 0 | 0 | 0 | -1.15M | 483K | -169K |
| Other Non-Cash Items | -2.14M | -7.15M | 23.59M | 6.32M | 4.39M | -3.58M | -400K | 1.53M | 536K | 5.12M | 842K | 4.33M | 607K | 3.74M | 2.67M | 4.77M | 4.54M | 994K | 1.28M | 2.14M |
| Working Capital Changes | 25.74M | 9.44M | 3.8M | -7.33M | -13.36M | 63.27M | -6.25M | 17.27M | 9.52M | -53.59M | 1.12M | -18.58M | 9.89M | 17.81M | 21.14M | -41.02M | 4.64M | -6.2M | 3.46M | -19.92M |
| Cash from Investing | -313.83M | -24.37M | -150.45M | -281.42M | -306.73M | -114.57M | -31.16M | -107.06M | -116.82M | -276.82M | -195.05M | -305.17M | 1.59M | -239.88M | -234.5M | -300.95M | -454.02M | -487.4M | -216.39M | -275.5M |
| Purchase of Investments | -109M | -73.19M | -40.73M | -40.87M | -44.27M | -14.63M | 0 | -19.5M | -53.31M | -18.95M | -27.86M | -24.59M | -58.49M | -58.43M | 2.35M | -76.16M | -99.81M | -392.64M | -92.99M | -136.4M |
| Sale/Maturity of Investments | 42.86M | 70.46M | 56.56M | 28.84M | 42.35M | 35.33M | 23.82M | 23.54M | 20.78M | 19.92M | 47.95M | 21.93M | 72.49M | 42.73M | 27.12M | 33.34M | 38.21M | 40.4M | 32.02M | 73.59M |
| Net Investment Activity | -66.14M | -2.73M | 15.83M | -12.03M | -1.93M | 20.7M | 23.82M | 4.03M | -32.53M | 979K | 20.08M | -2.66M | 14M | -15.7M | 29.47M | -42.83M | -61.6M | -352.24M | -60.97M | -62.81M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -245.03M | -18.75M | -165.97M | -268.51M | -302.61M | -134.13M | -54.36M | -110.34M | -84.18M | -276.96M | -212.1M | -301.6M | -11.43M | -224.67M | -248.21M | -256.02M | -390.55M | -133.01M | -154.33M | -212.71M |
| Cash from Financing | 537.61M | 1.28M | 352.14M | 219.03M | 295.15M | -87.04M | 100.18M | -217.94M | 356.76M | 399.67M | 143.16M | 200.78M | 1.47M | -222.97M | -452.01M | 238.76M | -522.25M | 973.79M | 331.07M | 861.38M |
| Dividends Paid | -2.02M | -1.56M | -1.56M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6K | 0 | 0 | 0 |
| Share Repurchases | -9.86M | -20.2M | -2.74M | -37.95M | -16.13M | -73K | -32K | -21K | -4.46M | 0 | -1.83M | 0 | -1.34M | -368K | 0 | 0 | -1.19M | -1.14M | 0 | -145K |
| Stock Issued | 186.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3.96M | 0 | 0 | 0 | 1.19M | 0 | 23K | 162.66M | 0 |
| Net Stock Activity | 176.64M | -20.2M | -2.74M | -37.95M | -16.13M | -73K | -32K | -21K | -4.46M | 0 | -1.83M | -3.96M | -1.34M | -368K | 0 | 1.19M | -1.19M | -1.12M | 162.66M | -145K |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -36K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | -278K | -1000K | -1000K | -890K | -26K |
| Other Financing | 357.98M | 304.42M | 281.45M | 342.01M | 466.32M | -286.93M | 100.25M | -67.88M | 500.25M | 215.7M | 233.02M | 156.78M | -142.16M | -453.42M | -446.88M | 237.85M | -496.21M | 978M | 169.3M | 861.56M |
| Net Change in Cash | 278.81M | 7.65M | 233.48M | -44.01M | -3.81M | -118.21M | 73.82M | -289.74M | 264.94M | 92.1M | -24.41M | -97.73M | 42.09M | -451.36M | -633.1M | -72.08M | -945.39M | 501.87M | 138.22M | 584.24M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 393.59M | 385.94M | 152.45M | 196.46M | 200.27M | 318.48M | 244.66M | 534.4M | 269.46M | 177.37M | 201.78M | 299.5M | 257.42M | 708.78M | 1.34B | 1.41B | 2.36B | 1.86B | 1.72B | 1.14B |
| Cash at End | 672.39M | 393.59M | 385.94M | 152.45M | 196.46M | 200.27M | 318.48M | 244.66M | 534.4M | 269.46M | 177.37M | 201.78M | 299.5M | 257.42M | 708.78M | 1.34B | 1.41B | 2.36B | 1.86B | 1.72B |
| Interest Paid | 48.42M | 52.76M | 55.77M | 53.14M | 50.55M | 57.09M | 53.43M | 52.99M | 51.87M | 47.59M | 43.78M | 35.26M | 24.77M | 16.33M | 6.69M | 3.79M | 4.79M | 4M | 5.55M | 2.87M |
| Income Taxes Paid | 2.93M | 470K | 9.86M | 7.35M | 8.17M | 4.79M | 10.59M | 8.05M | 11.37M | 1.65M | 12.14M | 19.18M | 3.19M | 6.67M | 11.03M | 14.88M | 2.73M | 9.15M | 6.28M | 6.49M |
| Free Cash Flow | 52.36M | 27.85M | 31.49M | 17.51M | 5.58M | 82.27M | 4.17M | 34.5M | 24.89M | -31.59M | 24.46M | 5.75M | 38.05M | 11.98M | 37.65M | -11.99M | 29.01M | 13.33M | 22.44M | -1.62M |
| FCF Growth % | 838.56% | -66.15% | 654.79% | -49.26% | -77.58% | 360.47% | -82.94% | 499.53% | -34.6% | -363.69% | -35.03% | 148.01% | 31.16% | -10.16% | 67.75% | -641.71% | 3411.42% | -60.47% | 84.72% | -107.9% |