FVCB trades 10.1% below Wall Street's consensus target of $19.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FVCB achieves its forward estimates and maintains a stable P/E multiple of 11.7x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, FVCBankcorp, Inc. (FVCB) has a Wall Street consensus price target of $19.00, based on estimates from 3 covering analysts. With the stock currently trading at $17.26, this represents a potential upside of +10.1%. The company has a market capitalization of $311M.
Analyst price targets range from a low of $19.00 to a high of $19.00, representing a 0% spread in expectations. The median target of $19.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, FVCB trades at a trailing P/E of 14.3x and forward P/E of 11.7x. The forward PEG ratio of 1.78 indicates reasonable valuation for growth. Analysts expect EPS to grow +14.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $20.80, with bear and bull scenarios of $13.11 and $27.41 respectively. Model confidence stands at 54/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
CZWICitizens Community Bancorp, Inc. | $225M | $23.29 | — | — | Buy | 12.8x | 2 |
MNSBMainStreet Bancshares, Inc. | $171M | $24.05 | — | — | Hold | 10.6x | 1 |
CHMGChemung Financial Corporation | $358M | $74.33 | $50.00 | -32.7% | Hold | 10.4x | 7 |
NBTBNBT Bancorp Inc. | $2.6B | $49.63 | $56.00 | +12.8% | Hold | 11.9x | 10 |
FXNCFirst National Corporation | $265M | $29.30 | $21.00 | -28.3% | Buy | 12.4x | 1 |
BSVNBank7 Corp. | $493M | $51.75 | $57.00 | +10.1% | Buy | 11.6x | 3 |
NECBNortheast Community Bancorp, Inc. | $370M | $26.75 | $29.50 | +10.3% | Hold | 8.7x | 1 |
PBFSPioneer Bancorp, Inc. | $425M | $16.95 | — | — | — | — | — |
FISFidelity National Information Services, Inc. | $22.0B | $42.60 | $62.88 | +47.6% | Buy | 6.8x | 37 |
JKHYJack Henry & Associates, Inc. | $10.6B | $146.71 | $186.88 | +27.4% | Buy | 21.4x | 22 |
Quick answers to the most common questions about buying FVCB stock.
FVCBankcorp, Inc. (FVCB) has a consensus 12-month price target of $19, implying 10.1% upside from $17.26. The 3 analysts covering FVCB see moderate appreciation potential.
FVCB has a consensus rating of "Buy" based on 3 Wall Street analysts. The rating breakdown is predominantly bullish, with 2 Buy/Strong Buy ratings. The consensus 12-month price target of $19 implies 10.1% upside from current levels.
With a forward P/E of 11.7017x, FVCB trades at a relatively low valuation. The consensus target of $19 implies 10.1% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $19 for FVCB, while the most conservative target is $19. The consensus of $19 represents the median expectation. Our quantitative valuation model projects a bull case target of $27 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
FVCB is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FVCB stock forecast based on 3 Wall Street analysts shows a consensus price target of $19, with estimates ranging from $19 (bear case) to $19 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $21, with bear/bull scenarios of $13/$27.
Our quantitative valuation model calculates FVCB's fair value at $21 (base case), with a bear case of $13 and bull case of $27. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 54/100.
FVCB trades at a forward P/E ratio of 11.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 14.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on FVCB, with a "Buy" consensus rating and $19 price target (10.1% upside). 2 of 3 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FVCB analyst price targets range from $19 to $19, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $19 consensus represents the middle ground. Our model's $13-$27 range provides an independent fundamental perspective.
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