Northeast Community Bancorp, Inc. (NECB) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Hold
Based on 1 analysts10.3% Below Target
NECB trades 10.3% below Wall Street's consensus target of $29.50.
Current Price$26.75
Average Target$29.50
Low$29.50
Median$29.50
High$29.50
Analyst Target Range
Forward P/E8.7x
(Value)
PEG Ratio0.26
(Undervalued)
Implied Growth-4.8%
(Declining)
Analyst Spread0.0%
(High Agreement)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes NECB achieves its forward estimates and maintains a stable P/E multiple of 8.7x. This scenario reflects the blended consensus of 1 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
NECB Price Target Analysis
Updated July 8, 2026As of July 8, 2026, Northeast Community Bancorp, Inc. (NECB) has a Wall Street consensus price target of $29.50, based on estimates from 1 covering analysts. With the stock currently trading at $26.75, this represents a potential upside of +10.3%. The company has a market capitalization of $370M.
Analyst price targets range from a low of $29.50 to a high of $29.50, representing a 0% spread in expectations. The median target of $29.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, NECB trades at a trailing P/E of 8.2x and forward P/E of 8.7x. The forward PEG ratio of 0.26 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -4.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $30.25, with bear and bull scenarios of $19.06 and $39.86 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+10.4%
Industry Consensus
Avg Forward P/E
14.2x
(Value)
Peers with Coverage
7 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.6B | $49.63 | $56.00 | +12.8% | Hold | 11.9x | 10 |
 TRSTTrustCo Bank Corp NY | $956M | $54.71 | — | — | Hold | 19.1x | 3 |
 NFBKNorthfield Bancorp, Inc. | $620M | $14.84 | $14.50 | -2.3% | Hold | 11.0x | 9 |
 CZWICitizens Community Bancorp, Inc. | $225M | $23.29 | — | — | Buy | 12.8x | 2 |
 DCOMDime Community Bancshares, Inc. | $1.7B | $39.64 | $39.50 | -0.4% | Hold | 11.8x | 10 |
 KRNYKearny Financial Corp. | $586M | $9.31 | $10.50 | +12.8% | Hold | 14.9x | 5 |
 MNSBMainStreet Bancshares, Inc. | $171M | $24.05 | — | — | Hold | 10.6x | 1 |
 FNFFidelity National Financial, Inc. | $13.3B | $49.32 | $54.00 | +9.5% | Buy | 9.4x | 17 |
 FAFFirst American Financial Corporation | $7.2B | $71.05 | $83.00 | +16.8% | Buy | 10.6x | 15 |
 FICOFair Isaac Corporation | $30.2B | $1300.27 | $1606.89 | +23.6% | Buy | 30.3x | 19 |
NECB — Frequently Asked Questions
Quick answers to the most common questions about buying NECB stock.
What is the NECB stock price target for 2026?
Northeast Community Bancorp, Inc. (NECB) has a consensus 12-month price target of $29.5, implying 10.3% upside from $26.75. The 1 analysts covering NECB see moderate appreciation potential.
Is NECB a buy, sell, or hold?
NECB has a consensus rating of "Hold" based on 1 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $29.5 implies 10.3% upside from current levels.
Is NECB stock overvalued or undervalued?
With a forward P/E of 8.671x, NECB trades at a relatively low valuation. The consensus target of $29.5 implies 10.3% appreciation, suggesting meaningful undervaluation.
How high can NECB stock go?
The most bullish Wall Street analyst has a price target of $29.5 for NECB, while the most conservative target is $29.5. The consensus of $29.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $40 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover NECB stock?
NECB is lightly followed, with 1 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the NECB stock forecast?
The 12-month NECB stock forecast based on 1 Wall Street analysts shows a consensus price target of $29.5, with estimates ranging from $29.5 (bear case) to $29.5 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $30, with bear/bull scenarios of $19/$40.
What is NECB's fair value based on fundamentals?
Our quantitative valuation model calculates NECB's fair value at $30 (base case), with a bear case of $19 and bull case of $40. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
What is NECB's forward P/E ratio?
NECB trades at a forward P/E ratio of 8.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.2x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy NECB stock?
Wall Street analysts are optimistic on NECB, with a "Hold" consensus rating and $29.5 price target (10.3% upside). 0 of 1 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do NECB price targets vary so much?
NECB analyst price targets range from $29.5 to $29.5, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $29.5 consensus represents the middle ground. Our model's $19-$40 range provides an independent fundamental perspective.
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