CZWI trades at Wall Street's consensus target of —.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CZWI achieves its forward estimates and maintains a stable P/E multiple of 12.8x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, Citizens Community Bancorp, Inc. (CZWI) has a Wall Street consensus price target of N/A, based on estimates from 2 covering analysts. The company has a market capitalization of $225M.
Analyst price targets range from a low of N/A to a high of N/A.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, CZWI trades at a trailing P/E of 16.0x and forward P/E of 12.8x. The forward PEG ratio of 2.52 reflects a premium valuation. Analysts expect EPS to grow +17.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $24.66, with bear and bull scenarios of $15.54 and $32.49 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
BWFGBankwell Financial Group, Inc. | $458M | $57.40 | — | — | Buy | 10.6x | 3 |
HONEHarborOne Bancorp, Inc. | $522M | $12.10 | $14.00 | +15.7% | Hold | 13.3x | 6 |
NECBNortheast Community Bancorp, Inc. | $370M | $26.75 | $29.50 | +10.3% | Hold | 8.7x | 1 |
LKFNLakeland Financial Corporation | $1.5B | $61.57 | $66.00 | +7.2% | Hold | 14.2x | 10 |
KRNYKearny Financial Corp. | $586M | $9.31 | $10.50 | +12.8% | Hold | 14.9x | 5 |
NBTBNBT Bancorp Inc. | $2.6B | $49.63 | $56.00 | +12.8% | Hold | 11.9x | 10 |
FBIZFirst Business Financial Services, Inc. | $528M | $63.34 | $67.00 | +5.8% | Buy | 10.2x | 10 |
JACKJack in the Box Inc. | $299M | $15.68 | $16.23 | +3.5% | Hold | 4.6x | 41 |
FISFidelity National Information Services, Inc. | $22.0B | $42.60 | $62.88 | +47.6% | Buy | 6.8x | 37 |
CFFNCapitol Federal Financial, Inc. | $1.1B | $8.37 | $7.00 | -16.4% | Hold | 12.7x | 5 |
Quick answers to the most common questions about buying CZWI stock.
The consensus price target for CZWI is $N/A, close to the current price of $23.29 (N/A% implied move). Based on 2 analyst estimates, the stock appears fairly valued near current levels.
CZWI has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is predominantly bullish, with 2 Buy/Strong Buy ratings. The consensus 12-month price target of $N/A implies N/A% upside from current levels.
With a forward P/E of 12.7967x, CZWI trades at a relatively low valuation. The consensus target of $N/A implies N/A% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $N/A for CZWI, while the most conservative target is $N/A. The consensus of $N/A represents the median expectation. Our quantitative valuation model projects a bull case target of $32 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CZWI is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CZWI stock forecast based on 2 Wall Street analysts shows a consensus price target of $N/A, with estimates ranging from $N/A (bear case) to $N/A (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $25, with bear/bull scenarios of $16/$32.
Our quantitative valuation model calculates CZWI's fair value at $25 (base case), with a bear case of $16 and bull case of $32. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
CZWI trades at a forward P/E ratio of 12.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
CZWI appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $N/A target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CZWI analyst price targets range from $N/A to $N/A, a NaN% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $N/A consensus represents the middle ground. Our model's $16-$32 range provides an independent fundamental perspective.
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