SHF Holdings, Inc. (SHFS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | -4.58K | 859.26K | 258.11K | 440.63K | 427.44K | 1.76M | 1.18M | 1.67M | 1.48M | 863.83K | 746.68K | 444.16K | -176.97K | -298.75K | 376.29K | 182.6K | 67.24K | 24.13K | 28.41K | 0 |
| NII Growth % | -101.07% | -51.25% | -78.12% | -73.57% | -71.17% | 104.04% | 58% | 275.37% | 937.77% | 389.15% | 98.43% | 143.24% | -363.2% | -1337.97% | 1224.47% | - | 209.54% | - | - | - |
| Net Interest Margin % | -0.03% | 4.99% | 1.89% | 7.4% | 6.42% | 13.33% | 1.76% | 2.48% | 2.19% | 1.27% | 1.03% | 0.62% | -0.2% | -0.3% | 0.38% | 0.15% | 0.82% | 0.32% | 0.02% | 0% |
| Interest Income | 0 | 871.13K | 510.75K | 555.97K | 540.22K | 1.81M | 1.34M | 1.84M | 1.64M | 995.1K | 906.21K | 604.83K | 466.29K | 468.05K | 412.3K | 182.6K | 67.24K | 24.13K | 28.41K | 0 |
| Interest Expense | 4.58K | 11.88K | 252.64K | 115.34K | 112.79K | 48.67K | 161.72K | 168.83K | 154.17K | 131.27K | 159.53K | 160.67K | 643.26K | 766.79K | 36K | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 1.14M | -177.92K | 0 | 0 | 0 | -1.23M | 7.45K | -97.25K | -68.79K | -649.34K | -200.93K | 511.88K | 66.67K | 122.3K | 88.35K | 227.37K | 68.19K | -11.04K | 514 | 0 |
| Non-Interest Income | 1.98M | 5.25M | 665.6K | 1.39M | 2.67M | 1.94M | 2.49M | 3.5M | 3.85M | 6.62M | 2.37M | 3.78M | 3.96M | -38.54M | 2.23M | 1.67M | 1.6M | 1.68M | 1.69M | 1.82M |
| Non-Interest Income % | 100% | 85.77% | 56.58% | 71.38% | 83.17% | 51.74% | 64.96% | 65.59% | 70.19% | 86.93% | 72.33% | 86.22% | 89.46% | 101.23% | 84.42% | 90.14% | 95.98% | 98.59% | 98.35% | 100% |
| Total Revenue | 1.98M | 6.12M | 1.18M | 1.94M | 3.21M | 3.75M | 3.83M | 5.34M | 5.49M | 7.61M | 3.27M | 4.39M | 4.42M | -38.07M | 2.65M | 1.85M | 1.67M | 1.71M | 1.72M | 1.82M |
| Revenue Growth % | -38.45% | 63.12% | -69.27% | -63.59% | -41.55% | -50.69% | 16.89% | 21.56% | 24.15% | 119.99% | 23.76% | 136.9% | 164.65% | -2328.85% | 54.12% | 1.61% | -4.52% | - | - | - |
| Non-Interest Expense | 2.59M | 6.87M | 744.21K | 2.82M | 3.92M | 12.8M | 3.3M | 3.83M | 3.79M | 6.27M | 4M | 21.97M | 5.74M | 7.31M | 1.47M | 1.29M | 1.1M | 1M | 770.28K | 1.14M |
| Efficiency Ratio | 131.26% | 112.23% | 63.26% | 144.98% | 122.26% | 341.02% | 86.16% | 71.87% | 69.11% | 82.42% | 122.21% | 500.62% | 129.68% | -19.21% | 55.38% | 69.57% | 65.9% | 58.59% | 44.87% | 62.37% |
| Operating Income | -1.76M | -582.59K | 179.51K | -989.18K | -827.2K | -7.86M | 360.65K | 1.43M | 1.61M | 1.86M | -686.13K | -18.26M | -2.02M | -46.28M | 1.06M | 336.34K | 501.6K | 718.35K | 946.06K | 686.2K |
| Operating Margin % | -89.26% | -9.52% | 15.26% | -50.92% | -25.77% | -209.42% | 9.42% | 26.79% | 29.34% | 24.39% | -20.95% | -415.94% | -45.74% | 121.55% | 39.92% | 18.15% | 30.02% | 42.05% | 55.1% | 37.63% |
| Operating Income Growth % | -113.17% | 92.59% | -50.23% | -169.21% | -151.35% | -523.51% | 152.56% | 107.83% | 179.63% | 104.01% | -164.96% | -5527.99% | -503.25% | -6541.87% | 11.65% | -50.98% | -43.54% | - | - | - |
| Pretax Income | -1.78M | -582.59K | 179.51K | -989.18K | -827.2K | -7.86M | 360.65K | 1.43M | 1.61M | 1.86M | -686.13K | -18.26M | -2.02M | -46.28M | 1.06M | 336.34K | 501.6K | 718.35K | 946.06K | 717.17K |
| Pretax Margin % | -90.07% | -9.52% | 15.26% | -50.92% | -25.77% | -209.42% | 9.42% | 26.79% | 29.34% | 24.39% | -20.95% | -415.94% | -45.74% | 121.55% | 39.92% | 18.15% | 30.02% | 42.05% | 55.1% | 39.33% |
| Income Tax | 0 | 0 | 0 | -58.47K | 0 | 43.8M | 6.84K | 487.63K | -438.88K | -630.22K | 61.94K | -652.15K | -609.28K | -9.25M | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 5.91% | 0% | -557.28% | 1.9% | 34.12% | -27.25% | -33.96% | -9.03% | 3.57% | 30.12% | 20% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | -1.78M | -582.59K | 179.51K | -930.72K | -827.2K | -51.66M | 353.82K | 941.53K | 2.05M | 2.49M | -748.07K | -17.6M | -1.41M | -37.02M | 1.06M | 336.34K | 501.6K | 718.35K | 946.06K | 717.17K |
| Net Margin % | -90.07% | -9.52% | 15.26% | -47.91% | -25.77% | -1376.48% | 9.24% | 17.65% | 37.33% | 32.67% | -22.84% | -401.09% | -31.96% | 97.24% | 39.92% | 18.15% | 30.02% | 42.05% | 55.1% | 39.33% |
| Net Income Growth % | -115.09% | 98.87% | -49.27% | -198.85% | -140.36% | -2178.02% | 147.3% | 105.35% | 245.01% | 106.72% | -170.82% | -5334.1% | -381.79% | -5253.79% | 11.65% | -53.1% | -43.54% | - | - | - |
| Net Income (Continuing) | -1.78M | -582.59K | 179.51K | -930.72K | -827.2K | -51.66M | 353.82K | 941.53K | 2.05M | 2.49M | -748.07K | -17.6M | -1.41M | -37.02M | 1.06M | 336.34K | 501.6K | 718.35K | 946.06K | 717.17K |
| EPS (Diluted) | -0.43 | -0.27 | 0.06 | -0.33 | -0.11 | -18.56 | 0.13 | 0.33 | 0.73 | 0.05 | -0.40 | -8.03 | -1.20 | -2.48 | 1.00 | 0.36 | 0.54 | -0.04 | 1.01 | -0.12 |
| EPS Growth % | -290.91% | 98.55% | -55.62% | -200% | -115.07% | -40801.75% | 132.5% | 104.11% | 160.83% | 101.84% | -140% | -2330.56% | -322.22% | -6375.2% | -0.99% | 400% | -43.16% | - | - | - |
| EPS (Basic) | -0.43 | -0.27 | 0.06 | -0.33 | -0.11 | -18.56 | 0.13 | 0.34 | 0.74 | 0.05 | -0.40 | -8.00 | -1.20 | -2.48 | 1.20 | 0.36 | 0.54 | -0.04 | 1.01 | -0.12 |
| Diluted Shares Outstanding | 4.35M | 2.92M | 2.91M | 2.83M | 2.79M | 2.78M | 2.83M | 2.82M | 2.81M | 54.56M | 2.46M | 2.19M | 1.28M | 18.99M | 1.04M | 935.79K | 935.79K | 14.9M | 935.79K | 745.16K |