Sound Financial Bancorp, Inc. (SFBC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Cash & Short Term Investments | 140.82M | 103.41M | 104.85M | 139.18M | 51.43M | 156.96M | 143.11M | 146.09M | 57.98M | 109.87M | 108.57M | 90.18M | 68.04M | 86.46M | 89.43M | 207.31M | 192.01M | 213.76M | 244.34M | 278.67M |
| Cash & Due from Banks | 138.45M | 101.16M | 102.54M | 131.49M | 43.64M | 148.93M | 135.11M | 137.98M | 49.69M | 101.89M | 100.17M | 81.58M | 57.84M | 76.06M | 80.05M | 197.09M | 183.59M | 206.7M | 236.81M | 269.59M |
| Short Term Investments | 2.37M | 2.25M | 2.31M | 7.69M | 7.79M | 8.03M | 8M | 8.12M | 8.29M | 7.98M | 8.4M | 8.6M | 10.21M | 10.4M | 9.38M | 10.22M | 8.42M | 7.06M | 7.52M | 9.08M |
| Total Investments | 907.06M | 910.96M | 907.41M | 889.91M | 902.08M | 903.38M | 891.18M | 899.9M | 896.77M | 878.3M | 859.51M | 874.22M | 870.79M | 858.47M | 810.66M | 716.82M | 691.61M | 672.17M | 644.67M | 628.23M |
| Investments Growth % | 0.55% | 0.84% | 1.82% | -1.11% | 0.59% | 2.86% | 3.69% | 2.94% | 2.98% | 2.31% | 6.03% | 21.96% | 25.91% | 27.72% | 25.75% | 14.1% | 9.92% | -5.7% | -8.2% | -1.32% |
| Long-Term Investments | 904.69M | 908.7M | 905.1M | 882.22M | 894.29M | 895.35M | 883.18M | 891.79M | 888.49M | 870.32M | 851.11M | 865.62M | 860.58M | 848.07M | 801.28M | 706.6M | 683.19M | 665.11M | 637.15M | 619.15M |
| Accounts Receivables | 3.77M | 3.9M | 3.66M | 3.54M | 3.47M | 3.71M | 3.41M | 3.62M | 3.45M | 3.42M | 3.1M | 3.15M | 3.08M | 2.81M | 2.35M | 2.12M | 2.22M | 2.23M | 2.08M | 2.16M |
| Goodwill & Intangibles | 4.18M | 4.3M | 4.64M | 4.69M | 4.77M | 4.67M | 4.54M | 4.61M | 4.63M | 4.68M | 4.73M | 4.59M | 4.69M | 4.79M | 4.75M | 4.67M | 4.27M | 4.21M | 4.15M | 4.11M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 4.18M | 4.3M | 4.64M | 4.69M | 4.77M | 4.67M | 4.54M | 4.61M | 4.63M | 4.68M | 4.73M | 4.59M | 4.69M | 4.79M | 4.75M | 4.67M | 4.27M | 4.21M | 4.15M | 4.11M |
| PP&E (Net) | 7.66M | 8.1M | 8.43M | 8.14M | 8.42M | 8.59M | 8.93M | 10.94M | 9.74M | 9.94M | 10.29M | 10.57M | 10.62M | 10.82M | 11.18M | 11.51M | 11.63M | 11.97M | 12.3M | 12.6M |
| Other Assets | 31.04M | 31.75M | 31.56M | 31.42M | 31.25M | 31.66M | 31.69M | 29.63M | 30.94M | 31.95M | 32.98M | 30.26M | 29.34M | 29.29M | 28.01M | 26.65M | 26.38M | 30.82M | 23.16M | 19.96M |
| Total Current Assets | 144.59M | 107.31M | 108.51M | 142.72M | 54.9M | 160.67M | 146.52M | 149.71M | 61.43M | 113.28M | 111.67M | 93.33M | 71.13M | 89.27M | 91.78M | 209.43M | 194.23M | 215.99M | 246.42M | 280.83M |
| Total Non-Current Assets | 947.58M | 952.86M | 949.74M | 926.46M | 938.73M | 940.26M | 928.34M | 936.98M | 933.79M | 916.89M | 899.11M | 911.03M | 905.23M | 892.98M | 845.22M | 749.42M | 725.47M | 712.12M | 676.76M | 655.82M |
| Total Assets | 1.09B | 1.06B | 1.06B | 1.07B | 993.63M | 1.1B | 1.07B | 1.09B | 995.22M | 1.03B | 1.01B | 1B | 976.35M | 982.25M | 937M | 958.85M | 919.69M | 928.11M | 923.18M | 936.65M |
| Asset Growth % | 9.92% | -3.7% | -1.55% | -1.61% | -0.16% | 6.87% | 6.34% | 8.2% | 1.93% | 4.88% | 7.87% | 4.75% | 6.16% | 5.83% | 1.5% | 2.37% | 6.77% | 7% | 5.91% | 26.98% |
| Return on Assets (ROA) | 0.21% | 0.16% | 0.19% | 0.11% | 0.18% | 0.11% | 0.07% | 0.07% | 0.12% | 0.11% | 0.29% | 0.22% | 0.3% | 0.27% | 0.17% | 0.18% | 0.2% | 0.28% | 0.24% | 0.27% |
| Accounts Payable | 674K | 774K | 634K | 586K | 765K | 908K | 760K | 719K | 817K | 588K | 619K | 385K | 395K | 109K | 194K | 38K | 200K | 48K | 238K | 133K |
| Total Debt | 21.47M | 40.73M | 40.99M | 40.6M | 40.77M | 55.83M | 56.07M | 56.3M | 56.54M | 56.77M | 77M | 52.23M | 60.12M | 61.91M | 47.63M | 17.86M | 17.88M | 18.09M | 18.29M | 18.5M |
| Net Debt | -116.98M | -60.42M | -61.55M | -90.9M | -2.87M | -93.1M | -79.05M | -81.67M | 6.85M | -45.12M | -23.17M | -29.35M | 2.29M | -14.15M | -32.42M | -179.24M | -165.71M | -188.62M | -218.52M | -251.1M |
| Long-Term Debt | 17.8M | 21.79M | 21.78M | 21.77M | 36.76M | 36.75M | 36.74M | 36.73M | 36.72M | 51.71M | 71.7M | 46.69M | 11.68M | 56.16M | 41.66M | 11.64M | 11.63M | 11.62M | 11.61M | 11.6M |
| Short-Term Debt | 0 | 15M | 15M | 15M | 0 | 15M | 15M | 15M | 15M | 0 | 0 | 0 | 43M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 11.75M | 12.26M | 11.15M | 13.22M | 10.63M | 11.76M | 9.92M | 11.79M | 10.67M | 11.7M | 10.97M | 11.5M | 9.36M | 9.87M | 10.13M | 11.02M | 9.94M | 10.42M | 10.39M | 13.77M |
| Total Current Liabilities | 949.55M | 914.72M | 915.09M | 925.93M | 838.56M | 946.11M | 922.53M | 932.6M | 842.36M | 861.46M | 822.87M | 842.03M | 852.16M | 815.51M | 786.18M | 836.13M | 798.52M | 807.7M | 804.96M | 816.83M |
| Total Non-Current Liabilities | 33.23M | 38M | 37.15M | 38.82M | 51.4M | 52.59M | 50.98M | 53.09M | 52.21M | 68.47M | 87.98M | 63.73M | 26.49M | 71.78M | 57.77M | 28.88M | 27.81M | 28.5M | 28.68M | 32.27M |
| Total Liabilities | 982.77M | 952.71M | 952.24M | 964.75M | 889.97M | 998.69M | 973.51M | 985.69M | 894.57M | 929.94M | 910.85M | 905.76M | 878.65M | 887.29M | 843.95M | 865M | 826.33M | 836.21M | 833.64M | 849.1M |
| Total Equity | 109.4M | 107.45M | 106M | 104.43M | 103.67M | 102.24M | 101.35M | 100.99M | 100.65M | 100.24M | 99.92M | 98.61M | 97.7M | 94.96M | 93.06M | 93.85M | 93.36M | 91.91M | 89.53M | 87.56M |
| Equity Growth % | 5.53% | 5.1% | 4.6% | 3.41% | 2.99% | 2% | 1.42% | 2.42% | 3.02% | 5.56% | 7.38% | 5.07% | 4.66% | 3.32% | 3.93% | 7.19% | 9.21% | 11.63% | 11.59% | 11.9% |
| Equity / Assets (Capital Ratio) | 10.02% | 10.14% | 10.02% | 9.77% | 10.43% | 9.29% | 9.43% | 9.29% | 10.11% | 9.73% | 9.89% | 9.82% | 10.01% | 9.67% | 9.93% | 9.79% | 10.15% | 9.9% | 9.7% | 9.35% |
| Return on Equity (ROE) | 2.07% | 1.59% | 1.95% | 1.12% | 1.87% | 1.13% | 0.79% | 0.76% | 1.21% | 1.17% | 2.91% | 2.21% | 3.03% | 2.71% | 1.73% | 1.84% | 2.01% | 2.86% | 2.54% | 2.83% |
| Book Value per Share | 42.49 | 41.72 | 41.12 | 40.50 | 40.35 | 39.79 | 39.60 | 39.50 | 39.31 | 38.98 | 38.56 | 37.87 | 37.57 | 36.55 | 35.58 | 35.54 | 35.47 | 34.90 | 34.07 | 33.53 |
| Tangible BV per Share | 40.87 | 40.05 | 39.32 | 38.68 | 38.49 | 37.98 | 37.83 | 37.69 | 37.50 | 37.16 | 36.74 | 36.10 | 35.76 | 34.71 | 33.76 | 33.78 | 33.85 | 33.30 | 32.49 | 31.96 |
| Common Stock | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 26K | 26K | 26K | 26K | 26K | 26K | 26K | 26K | 26K |
| Additional Paid-in Capital | 28.74M | 28.66M | 28.59M | 28.52M | 28.41M | 28.3M | 28.2M | 28.11M | 27.99M | 28.11M | 28.07M | 28.25M | 28M | 27.89M | 27.78M | 28.15M | 27.96M | 27.84M | 27.61M | 27.45M |
| Retained Earnings | 81.48M | 79.72M | 78.52M | 76.95M | 76.27M | 74.84M | 74.17M | 73.91M | 73.63M | 73.44M | 72.92M | 71.36M | 70.79M | 68.31M | 66.2M | 66.14M | 65.24M | 63.91M | 61.76M | 59.98M |
| Accumulated OCI | -846K | -964K | -1.13M | -1.06M | -1.04M | -922K | -1.05M | -1.05M | -988K | -1.34M | -1.09M | -1.03M | -1.12M | -1.26M | -949K | -469K | 139K | 168K | 195K | 193K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |