Trailing Dividend / Share
$0.76
Sound Financial Bancorp, Inc. (SFBC) Dividend History
Income profile from 2008 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.7%
Payout Ratio
27.2%
Sustainable
Dividend Streak
0 years
SFBC Dividend Income Check
Safety
27.2% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 2.4% and trend is flat.
SFBC Dividend Scorecard
Yield & Income
Dividend Yield1.7%
Trailing DPS$0.76
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout27.2%
Earnings SafetySustainable
FCF Payout27.5%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak0 years
3Y CAGR-0.9%
5Y CAGR-1.0%
Yield on Cost (5Y)2.4%
YOC Trendflat
Total Returns
Buyback Yield0.1%
Total Shareholder Yield1.8%
1Y Total Return-3.3%
5Y Total Return4.8%
Div Contribution (5Y)8.2%
Estimated $10K growth (return + dividends):
5Y ago$10,49510Y ago$21,30120Y ago$57,311
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SFBC Income Growth Story
Dividend per share and yield on cost over time (17 years of payments)
SFBC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Sound Financial Bancorp, Inc. distributes 27.2% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 27.5%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
SFBC does not have a current streak of consecutive dividend increases, with a 3-year CAGR of -0.9% and 5-year CAGR of -1.0%.
Total Shareholder Returns
Beyond cash dividends, SFBC returns capital through share repurchases. The combined picture: 1.7% dividend yield, 0.1% buyback yield, 1.8% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.4% and is currently flat. The 5-year total return is 4.8%, with dividends contributing 8.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $21,301 today.
SFBC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$3.80
Avg/Payment$0.1900
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 11, 2026Latest | $0.2100 | — | 1.90% | May 26, 2026 |
| Feb 9, 2026 | $0.2100 | ↑ +10.5% | 1.77% | Feb 23, 2026 |
| Nov 7, 2025 | $0.1900 | — | 1.69% | Nov 21, 2025 |
| Aug 11, 2025 | $0.1900 | — | 1.64% | Aug 25, 2025 |
| May 9, 2025 | $0.1900 | — | 1.51% | May 23, 2025 |
| Feb 12, 2025 | $0.1900 | — | 1.48% | Feb 26, 2025 |
| Nov 12, 2024 | $0.1900 | — | 1.39% | Nov 26, 2024 |
| Aug 9, 2024 | $0.1900 | — | 1.69% | Aug 23, 2024 |
SFBC Dividend vs Peers
Comparable companies in the same industry
#8 yield in peer group
Div Yield
1.7%
#8 of 9
Safety
Sustainable
27.2% payout
Streak
0Y
-1.0% 5Y CAGR
Total Shareholder
1.8%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| SFBCSound Financial Banc… | $115M | 1.7% | 27.2% | 0 | Sustainable |
3rd  HFWAHeritage Financial C… | $1.0B | 3.2% | 48.3% | 5 | Sustainable |
 WSBFWaterstone Financial… | $361M | 3.0% | 40.8% | 0 | Sustainable |
 BSVNBank7 Corp. | $485M | 1.9% | 21.7% | 7 | Sustainable |
 CZWICitizens Community B… | $223M | 1.6% | 25.0% | 6 | Sustainable |
1st  NWBINorthwest Bancshares… | $2.2B | 5.0% | 87.2% | 0 | At Risk |
 BANRBanner Corporation | $2.3B | 2.9% | 34.6% | 1 | Sustainable |
2nd  COLBColumbia Banking Sys… | $7.7B | 3.5% | 60.9% | 5 | Watch |
 WAFDWaFd, Inc. | $2.8B | 2.8% | 37.4% | 16 | Sustainable |
SFBC Annual Dividend History (2007–2026)
20 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.42 | — | 2 | — | — | — | 1.3% |
| 2025 | $0.76 | 0.0% | 4 | $2.78 | 27.3% | 3.66x | 2.4% |
| 2024 | $0.76 | 2.7% | 4 | $1.80 | 42.2% | 2.37x | 2.4% |
| 2023 | $0.74 | -5.1% | 4 | $2.86 | 25.9% | 3.86x | 2.3% |
| 2022 | $0.78 | 0.0% | 4 | $3.37 | 23.1% | 4.32x | 2.5% |
| 2021 | $0.78 | -2.5% | 4 | $3.49 | 22.3% | 4.47x | 2.5% |
| 2020 | $0.80 | 42.9% | 4 | $3.45 | 23.2% | 4.31x | 2.5% |
| 2019 | $0.56 | 3.7% | 4 | $2.59 | 21.6% | 4.62x | 1.8% |
| 2018 | $0.54 | -10.0% | 4 | $2.74 | 19.7% | 5.07x | 1.7% |
| 2017 | $0.60 | 100.0% | 4 | $2.00 | 30.0% | 3.33x | 1.9% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
18+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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SFBC — Frequently Asked Questions
Quick answers to the most common questions about buying SFBC stock.
How much dividend does SFBC pay per share?
Sound Financial Bancorp, Inc. (SFBC) pays a trailing 12-month dividend of $0.76 per share, with a current dividend yield of +1.7%. Payments are made Semi-Annual.
When is SFBC's next ex-dividend date?
SFBC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SFBC typically pays dividends Semi-Annual.
Is SFBC's dividend safe?
SFBC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +27.2% and FCF payout ratio of +27.5%. The dividend history does not yet show a prolonged growth streak.
How many years has SFBC increased its dividend?
SFBC has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -1.0%.
How often does SFBC pay dividends?
Sound Financial Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.76 per share. Dividend data on this page covers 18+ years from 2008 to 2026.
How much would $10,000 invested in SFBC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SFBC five years ago would be worth approximately $10,495 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SFBC's yield on cost for long-term holders?
SFBC's yield on cost — the current dividend divided by the original purchase price — is +2.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.7% market yield, thanks to the lower original cost basis.