SB Financial Group, Inc. (SBFG) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 154.98M | 79.46M | 131.34M | 246.84M | 276.37M | 199.25M | 262.56M | 232.26M | 242.26M | 244.21M | 233M | 250.17M | 260.61M | 268.73M | 273.3M | 297.42M | 397.21M | 415.41M | 389.48M | 369.65M |
| Cash & Due from Banks | 128.26M | 71.54M | 87.05M | 81.03M | 106.71M | 27.49M | 51.05M | 24.4M | 29.02M | 24.5M | 20.23M | 22.17M | 23M | 29.95M | 30.07M | 31.26M | 131.9M | 152.15M | 140.67M | 157.9M |
| Short Term Investments | 26.73M | 7.92M | 44.29M | 165.81M | 169.66M | 171.76M | 211.51M | 207.86M | 213.24M | 219.71M | 212.77M | 228M | 237.61M | 238.78M | 243.23M | 266.16M | 265.31M | 263.26M | 248.81M | 211.76M |
| Total Investments | 1.2B | 1.24B | 1.14B | 1.29B | 1.28B | 1.24B | 1.24B | 1.21B | 1.19B | 1.21B | 1.19B | 1.2B | 1.2B | 1.19B | 1.16B | 1.15B | 1.11B | 1.08B | 1.09B | 1.06B |
| Investments Growth % | -6.13% | -0.02% | -7.41% | 6.83% | 6.91% | 2.72% | 3.81% | 0.18% | -0.86% | 1.45% | 2.71% | 4.37% | 8.78% | 10% | 5.94% | 8.84% | 8.41% | 6.39% | 7.37% | 4.89% |
| Long-Term Investments | 1.17B | 1.17B | 1.1B | 1.12B | 1.11B | 1.07B | 1.02B | 997.64M | 981.15M | 987.46M | 977.07M | 975.34M | 967.11M | 951.11M | 915.16M | 886.78M | 842.13M | 818.49M | 844.67M | 847.54M |
| Accounts Receivables | 5.5M | 5.49M | 5.46M | 5.3M | 5.07M | 4.91M | 4.84M | 4.82M | 4.58M | 4.66M | 4.46M | 4.08M | 3.93M | 4.09M | 3.56M | 3.26M | 2.81M | 2.92M | 2.95M | 3M |
| Goodwill & Intangibles | 42.89M | 42.41M | 42.51M | 42.62M | 42.12M | 38.11M | 37.6M | 37.79M | 37.43M | 37.15M | 37.13M | 36.96M | 36.79M | 36.74M | 36.71M | 36.65M | 36.37M | 35.23M | 33.28M | 32.77M |
| Goodwill | 27.16M | 27.16M | 27.16M | 27.16M | 27.16M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.24M | 23.19M | 22.09M | 22.09M |
| Intangible Assets | 15.73M | 15.25M | 15.35M | 15.46M | 14.96M | 14.87M | 14.36M | 14.55M | 14.19M | 13.91M | 13.89M | 13.72M | 13.55M | 13.5M | 13.47M | 13.41M | 13.13M | 12.03M | 11.19M | 10.68M |
| PP&E (Net) | 21.3M | 21.69M | 21.76M | 21.86M | 21.88M | 20.46M | 20.71M | 20.86M | 20.98M | 21.38M | 21.93M | 22.23M | 22.62M | 22.83M | 22.84M | 23.12M | 23.04M | 23.21M | 23.87M | 24.34M |
| Other Assets | 207.98M | 235.56M | 195.86M | 47.7M | 48.33M | 48.56M | 44.63M | 48.82M | 49.61M | 48.4M | 52.89M | 52.66M | 50.23M | 52.14M | 51.81M | 46.74M | 33.56M | 35.6M | 35.46M | 35.01M |
| Total Current Assets | 160.48M | 79.46M | 136.79M | 252.14M | 281.44M | 204.16M | 267.41M | 237.07M | 246.84M | 248.87M | 237.45M | 254.25M | 264.54M | 272.82M | 276.86M | 300.68M | 400.02M | 418.33M | 392.44M | 372.65M |
| Total Non-Current Assets | 1.44B | 1.47B | 1.36B | 1.23B | 1.22B | 1.18B | 1.13B | 1.11B | 1.09B | 1.09B | 1.09B | 1.09B | 1.08B | 1.06B | 1.03B | 993.3M | 935.11M | 912.52M | 937.29M | 939.85M |
| Total Assets | 1.6B | 1.55B | 1.5B | 1.49B | 1.5B | 1.38B | 1.39B | 1.34B | 1.34B | 1.34B | 1.33B | 1.34B | 1.34B | 1.34B | 1.3B | 1.29B | 1.34B | 1.33B | 1.33B | 1.31B |
| Asset Growth % | 6.9% | 12.02% | 7.34% | 10.74% | 12.35% | 2.7% | 5.09% | 0.06% | -0.39% | 0.57% | 1.77% | 3.67% | 0.46% | 0.36% | -1.98% | -1.41% | 0.7% | 5.8% | 9.15% | 9.11% |
| Return on Assets (ROA) | 0.27% | 0.26% | 0.27% | 0.26% | 0.15% | 0.26% | 0.17% | 0.23% | 0.18% | 0.29% | 0.2% | 0.23% | 0.18% | 0.27% | 0.26% | 0.22% | 0.21% | 0.25% | 0.31% | 0.29% |
| Accounts Payable | 2.55M | 2.46M | 2.74M | 2.26M | 2.63M | 2.35M | 3.37M | 2.94M | 2.77M | 2.44M | 2.22M | 1.87M | 1.44M | 769K | 623K | 307K | 536K | 299K | 576K | 417K |
| Total Debt | 56.68M | 74.28M | 65.7M | 70.36M | 65.76M | 65.28M | 69.92M | 69.84M | 67.57M | 116.63M | 95.65M | 122.04M | 80.1M | 94.52M | 74.34M | 75.34M | 44.09M | 40.37M | 45.8M | 50.12M |
| Net Debt | -71.57M | 2.74M | -21.35M | -10.67M | -40.95M | 37.78M | 18.86M | 45.44M | 38.55M | 92.13M | 75.42M | 99.86M | 57.1M | 64.57M | 44.27M | 44.08M | -87.8M | -111.79M | -94.86M | -107.78M |
| Long-Term Debt | 47.25M | 65.05M | 54.73M | 54.72M | 54.7M | 54.69M | 54.68M | 54.67M | 54.65M | 103.24M | 79.13M | 100.92M | 64.11M | 79.59M | 54.58M | 44.57M | 25.06M | 25.05M | 25.03M | 25.02M |
| Short-Term Debt | 9.43M | 9.23M | 10.98M | 15.64M | 11.06M | 10.59M | 15.24M | 15.18M | 12.92M | 13.39M | 16.52M | 21.12M | 16M | 14.92M | 19.75M | 30.77M | 19.04M | 15.32M | 20.77M | 25.1M |
| Other Liabilities | 29.88M | 1.34B | 28.36M | 30.22M | 29.86M | 31.78M | 28.28M | 28.73M | 29.61M | 29.63M | 30.94M | 28.71M | 29.84M | 35.25M | 27.9M | 21.99M | 19.79M | 32.22M | 27.39M | 26.92M |
| Total Current Liabilities | 1.38B | 21.73M | 1.28B | 1.27B | 1.28B | 1.17B | 1.18B | 1.13B | 1.13B | 1.09B | 1.1B | 1.09B | 1.13B | 1.1B | 1.11B | 1.1B | 1.16B | 1.13B | 1.13B | 1.12B |
| Total Non-Current Liabilities | 77.13M | 1.4B | 83.09M | 84.93M | 84.56M | 86.47M | 82.96M | 83.4M | 84.26M | 132.87M | 110.07M | 129.63M | 93.95M | 114.85M | 82.48M | 66.56M | 44.85M | 57.26M | 52.43M | 51.94M |
| Total Liabilities | 1.46B | 1.4B | 1.36B | 1.35B | 1.37B | 1.25B | 1.26B | 1.22B | 1.21B | 1.22B | 1.21B | 1.22B | 1.22B | 1.22B | 1.19B | 1.17B | 1.2B | 1.19B | 1.19B | 1.17B |
| Total Equity | 143.66M | 141.24M | 136.94M | 133.65M | 131.53M | 127.51M | 132.84M | 125.48M | 123.72M | 124.34M | 112.35M | 117.67M | 119.76M | 118.43M | 114.63M | 124.56M | 132.64M | 144.93M | 144.29M | 144.02M |
| Equity Growth % | 9.22% | 10.77% | 3.08% | 6.51% | 6.31% | 2.55% | 18.24% | 6.64% | 3.31% | 4.99% | -1.99% | -5.53% | -9.71% | -18.29% | -20.56% | -13.51% | -7.87% | 1.4% | 2.08% | 4.45% |
| Equity / Assets (Capital Ratio) | 8.95% | 9.14% | 9.15% | 8.99% | 8.76% | 9.24% | 9.53% | 9.35% | 9.26% | 9.26% | 8.47% | 8.77% | 8.93% | 8.87% | 8.79% | 9.63% | 9.93% | 10.89% | 10.85% | 10.97% |
| Return on Equity (ROE) | 3.02% | 2.82% | 2.99% | 2.91% | 1.67% | 2.79% | 1.82% | 2.5% | 1.91% | 3.28% | 2.34% | 2.59% | 2.06% | 3.03% | 2.79% | 2.2% | 2.03% | 2.3% | 2.85% | 2.61% |
| Book Value per Share | 23.01 | 22.54 | 21.70 | 20.69 | 20.23 | 19.32 | 19.90 | 18.73 | 18.40 | 18.15 | 16.33 | 17.03 | 17.09 | 16.87 | 16.30 | 17.42 | 18.68 | 19.80 | 19.58 | 19.05 |
| Tangible BV per Share | 16.14 | 15.77 | 14.96 | 14.09 | 13.75 | 13.55 | 14.27 | 13.09 | 12.84 | 12.73 | 10.94 | 11.68 | 11.84 | 11.63 | 11.08 | 12.30 | 13.56 | 14.99 | 15.07 | 14.72 |
| Common Stock | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 61.32M | 54.46M | 54.46M | 54.46M |
| Additional Paid-in Capital | 15.06M | 15.16M | 15.09M | 15.14M | 14.96M | 15.19M | 15.09M | 15.2M | 14.98M | 15.12M | 15.04M | 15.15M | 14.95M | 15.09M | 15M | 15.07M | 14.87M | 14.94M | 14.88M | 14.91M |
| Retained Earnings | 129.63M | 126.31M | 123.37M | 120.27M | 117.4M | 116.19M | 113.52M | 112.1M | 109.94M | 108.49M | 105.52M | 103.72M | 101.55M | 101.97M | 99.31M | 96.81M | 94.83M | 99.72M | 97.18M | 93.85M |
| Accumulated OCI | -21.86M | -21.48M | -23.41M | -25.49M | -26.87M | -30.23M | -24.87M | -31.8M | -31.55M | -29.83M | -39.52M | -32.89M | -29.67M | -32.12M | -33.43M | -22.21M | -13.66M | -1.84M | -699K | 499K |
| Treasury Stock | -40.5M | -40.07M | -39.42M | -37.59M | -35.27M | -34.96M | -32.21M | -31.34M | -30.96M | -30.76M | -30.01M | -29.64M | -28.39M | -27.82M | -27.57M | -26.43M | -24.73M | -22.35M | -21.53M | -19.7M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |