Trailing Dividend / Share
$0.60
SB Financial Group, Inc. (SBFG) Dividend History
Income profile from 1995 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.3%
Payout Ratio
27.5%
Sustainable
Dividend Streak
12 years
SBFG Dividend Income Check
Safety
27.5% payout ratio with sustainable safety profile.
Consistency
12 straight years of dividend increases.
Income Trend
Yield on cost is 3.6% and trend is rising.
SBFG Dividend Scorecard
Yield & Income
Dividend Yield2.3%
Trailing DPS$0.60
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout27.5%
Earnings SafetySustainable
FCF Payout30.4%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak12 years
3Y CAGR7.7%
5Y CAGR9.2%
Yield on Cost (5Y)3.6%
YOC Trendrising
Total Returns
Buyback Yield3.5%
Total Shareholder Yield5.8%
1Y Total Return40.1%
5Y Total Return63.4%
Div Contribution (5Y)15.2%
Estimated $10K growth (return + dividends):
5Y ago$14,66510Y ago$27,41520Y ago$27,979
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SBFG Income Growth Story
Dividend per share and yield on cost over time (27 years of payments)
SBFG Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
SB Financial Group, Inc. distributes 27.5% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 30.4%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
SBFG has raised its dividend for 12 consecutive years, with a 3-year CAGR of 7.7% and 5-year CAGR of 9.2%.
Total Shareholder Returns
Beyond cash dividends, SBFG returns capital through share repurchases. The combined picture: 2.3% dividend yield, 3.5% buyback yield, 5.8% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.6% and is currently rising. The 5-year total return is 63.4%, with dividends contributing 15.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $27,415 today.
SBFG Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.69
Avg/Payment$0.1345
Latest Change+3.2%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 15, 2026Latest | $0.1600 | ↑ +3.2% | 2.92% | May 29, 2026 |
| Feb 13, 2026 | $0.1550 | — | 2.91% | Feb 27, 2026 |
| Nov 14, 2025 | $0.1550 | ↑ +3.3% | 2.94% | Nov 28, 2025 |
| Aug 15, 2025 | $0.1500 | — | 2.84% | Aug 29, 2025 |
| May 16, 2025 | $0.1500 | ↑ +3.4% | 3.01% | May 30, 2025 |
| Feb 14, 2025 | $0.1450 | — | 2.43% | Feb 28, 2025 |
| Nov 8, 2024 | $0.1450 | ↑ +3.6% | 3.00% | Nov 22, 2024 |
| Aug 9, 2024 | $0.1400 | — | 3.57% | Aug 23, 2024 |
SBFG Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
2.3%
#5 of 9
Safety
Sustainable
27.5% payout
Streak
12Y
9.2% 5Y CAGR
Total Shareholder
5.8%
#2 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| SBFGSB Financial Group, … | $164M | 2.3% | 27.5% | 12 | Sustainable |
 CZWICitizens Community B… | $225M | 1.6% | 25.0% | 6 | Sustainable |
 MVBFMVB Financial Corp. | $368M | 2.3% | 32.3% | 0 | Sustainable |
 CFFIC&F Financial Corpor… | $260M | 2.3% | 22.2% | 1 | Sustainable |
3rd  WAFDWaFd, Inc. | $2.8B | 2.8% | 37.4% | 16 | Sustainable |
 FXNCFirst National Corpo… | $265M | 2.1% | 31.2% | 11 | Sustainable |
1st  LKFNLakeland Financial C… | $1.5B | 3.2% | 49.7% | 14 | Sustainable |
2nd  HFWAHeritage Financial C… | $1.0B | 3.2% | 48.3% | 5 | Sustainable |
 OVBCOhio Valley Banc Cor… | $196M | 2.2% | 27.5% | 3 | Sustainable |
SBFG Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.32 | — | 2 | — | — | — | 1.9% |
| 2025 | $0.60 | 7.1% | 4 | $2.19 | 27.4% | 3.65x | 3.6% |
| 2024 | $0.56 | 7.7% | 4 | $1.72 | 32.6% | 3.07x | 3.3% |
| 2023 | $0.52 | 8.3% | 4 | $1.75 | 29.7% | 3.37x | 3.1% |
| 2022 | $0.48 | 13.2% | 4 | $1.77 | 27.1% | 3.69x | 2.9% |
| 2021 | $0.42 | 9.9% | 4 | $2.44 | 17.4% | 5.75x | 2.5% |
| 2020 | $0.39 | 12.6% | 4 | $1.87 | 20.6% | 4.85x | 2.3% |
| 2019 | $0.34 | 12.5% | 4 | $1.44 | 23.8% | 4.20x | 2.0% |
| 2018 | $0.30 | 14.3% | 4 | $1.44 | 21.2% | 4.73x | 1.8% |
| 2017 | $0.27 | 16.7% | 4 | $1.66 | 16.1% | 6.22x | 1.6% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
31+ years return with dividends reinvested.
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DCA Calculator
See how regular investing compounds over time.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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SBFG — Frequently Asked Questions
Quick answers to the most common questions about buying SBFG stock.
How much dividend does SBFG pay per share?
SB Financial Group, Inc. (SBFG) pays a trailing 12-month dividend of $0.60 per share, with a current dividend yield of +2.3%. Payments are made Semi-Annual.
When is SBFG's next ex-dividend date?
SBFG's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SBFG typically pays dividends Semi-Annual.
Is SBFG's dividend safe?
SBFG's dividend safety is rated "Sustainable" based on an earnings payout ratio of +27.5% and FCF payout ratio of +30.4%. With 12 consecutive years of dividend growth, the track record supports sustainability.
Is SBFG a Dividend Achiever?
Yes, SB Financial Group, Inc. is classified as a Dividend Achiever with 12 consecutive years of dividend increases. The 5-year dividend CAGR is +9.2%, demonstrating above-inflation dividend growth.
How often does SBFG pay dividends?
SB Financial Group, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.60 per share. Dividend data on this page covers 31+ years from 1995 to 2026.
How much would $10,000 invested in SBFG grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SBFG five years ago would be worth approximately $14,665 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SBFG's yield on cost for long-term holders?
SBFG's yield on cost — the current dividend divided by the original purchase price — is +3.6% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.3% market yield, thanks to consistent dividend growth.