Primerica, Inc. (PRI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 856.81M | 838.34M | 839.77M | 793.27M | 804.84M | 788.11M | 774.13M | 790.96M | 735.95M | 726.34M | 697.5M | 688.38M | 690.04M | 686.94M | 673.29M | 668.68M | 691.23M | 724.09M | 693.24M | 654.69M |
| Revenue Growth % | 6.46% | 6.37% | 8.48% | 0.29% | 9.36% | 8.5% | 10.99% | 14.9% | 6.65% | 5.74% | 3.6% | 2.95% | -0.17% | -5.13% | -2.88% | 2.14% | 8.39% | 21.02% | 21.95% | 24.51% |
| Medical Costs & Claims | 163.88M | 161.31M | 474.85M | 463.05M | 479.19M | 477.48M | 429.85M | 431.58M | 442.35M | 438.14M | 413.58M | 409.61M | 426.87M | 432.18M | 411.57M | 419.3M | 452.04M | 486.77M | 458.74M | 411.35M |
| Medical Cost Ratio % | 19.13% | 19.24% | 56.55% | 58.37% | 59.54% | 60.59% | 55.53% | 54.56% | 60.11% | 60.32% | 59.29% | 59.5% | 61.86% | 62.91% | 61.13% | 62.71% | 65.4% | 67.23% | 66.17% | 62.83% |
| Gross Profit | 692.93M | 677.02M | 364.92M | 330.23M | 325.66M | 310.63M | 344.28M | 359.37M | 293.6M | 288.2M | 283.92M | 278.77M | 263.17M | 254.76M | 261.72M | 249.38M | 239.18M | 237.32M | 234.5M | 243.33M |
| Gross Margin % | 80.87% | 80.76% | 43.45% | 41.63% | 40.46% | 39.41% | 44.47% | 45.44% | 39.89% | 39.68% | 40.71% | 40.5% | 38.14% | 37.09% | 38.87% | 37.29% | 34.6% | 32.77% | 33.83% | 37.17% |
| Gross Profit Growth % | 112.78% | 117.95% | 5.99% | -8.11% | 10.92% | 7.78% | 21.26% | 28.91% | 11.57% | 13.13% | 8.48% | 11.79% | 10.03% | 7.35% | 11.61% | 2.49% | 14.76% | 17.11% | 10.07% | 23.26% |
| Operating Expenses | 443.51M | 429.95M | 93.24M | 95.73M | 104.34M | 92.12M | 89.7M | 86.6M | 100.22M | 91.16M | 77.53M | 89.88M | 96.23M | 87.21M | 140.59M | 86.54M | 93.29M | 171.02M | 87.39M | 73.87M |
| OpEx / Revenue % | 51.76% | 51.29% | 11.1% | 12.07% | 12.96% | 11.69% | 11.59% | 10.95% | 13.62% | 12.55% | 11.12% | 13.06% | 13.95% | 12.7% | 20.88% | 12.94% | 13.5% | 23.62% | 12.61% | 11.28% |
| Depreciation & Amortization | 0 | 4.92M | 4.31M | 5.25M | 4.77M | 4.32M | 4.59M | 7.32M | 7.17M | 7.17M | 7.36M | 8.89M | 8.55M | 8.54M | 8.28M | 8.66M | 8.69M | 10.14M | 8.93M | 5.36M |
| Combined Ratio % | 70.89% | 70.53% | 67.65% | 70.44% | 72.5% | 72.27% | 67.11% | 65.51% | 73.72% | 72.87% | 70.41% | 72.56% | 75.81% | 75.61% | 82.01% | 75.65% | 78.89% | 90.84% | 78.78% | 74.11% |
| Operating Income | 249.42M | 247.07M | 271.68M | 234.5M | 221.31M | 218.51M | 254.58M | 272.77M | 193.39M | 197.04M | 206.38M | 188.9M | 166.94M | 167.55M | 121.13M | 162.84M | 145.9M | 66.3M | 147.1M | 169.47M |
| Operating Margin % | 29.11% | 29.47% | 32.35% | 29.56% | 27.5% | 27.73% | 32.89% | 34.49% | 26.28% | 27.13% | 29.59% | 27.44% | 24.19% | 24.39% | 17.99% | 24.35% | 21.11% | 9.16% | 21.22% | 25.89% |
| Operating Income Growth % | 12.7% | 13.07% | 6.72% | -14.03% | 14.44% | 10.9% | 23.35% | 44.4% | 15.84% | 17.6% | 70.38% | 16% | 14.43% | 152.72% | -17.66% | -3.91% | 13.71% | -49.64% | 0.42% | 26.41% |
| EBITDA | 255.28M | 251.99M | 275.99M | 239.75M | 226.09M | 222.84M | 259.17M | 280.09M | 200.55M | 204.21M | 213.74M | 197.79M | 175.49M | 176.09M | 129.41M | 171.5M | 154.58M | 76.44M | 156.03M | 174.82M |
| EBITDA Margin % | 29.79% | 30.06% | 32.87% | 30.22% | 28.09% | 28.27% | 33.48% | 35.41% | 27.25% | 28.11% | 30.64% | 28.73% | 25.43% | 25.63% | 19.22% | 25.65% | 22.36% | 10.56% | 22.51% | 26.7% |
| Interest Expense | 5.86M | 5.97M | 20.46M | 20.62M | 6M | 6.07M | 6.09M | 6.1M | 6.77M | 6.59M | 6.63M | 6.69M | 6.69M | 6.77M | 6.8M | 6.81M | 6.85M | 8.8M | 7.53M | 7.14M |
| Non-Operating Income | -5.86M | -5.97M | -5.99M | -6M | -6M | -6.07M | -6.09M | -6.1M | -6.77M | -6.59M | -6.63M | -6.69M | -6.69M | -6.77M | -6.8M | -6.81M | -6.85M | -8.8M | -7.53M | -7.14M |
| Pretax Income | 249.42M | 247.07M | 271.68M | 234.5M | 221.31M | 218.51M | 254.58M | 272.77M | 193.39M | 197.04M | 206.38M | 188.9M | 166.94M | 167.55M | 121.13M | 162.84M | 145.9M | 66.3M | 147.1M | 169.47M |
| Pretax Margin % | 29.11% | 29.47% | 32.35% | 29.56% | 27.5% | 27.73% | 32.89% | 34.49% | 26.28% | 27.13% | 29.59% | 27.44% | 24.19% | 24.39% | 17.99% | 24.35% | 21.11% | 9.16% | 21.22% | 25.89% |
| Income Tax | 59.32M | 50.03M | 64.89M | 56.15M | 52.26M | 50.84M | 59.84M | 63.47M | 44.98M | 45.11M | 48.93M | 44.39M | 38.84M | 35.71M | 41.57M | 37.27M | 33.51M | 31.79M | 35.66M | 41.3M |
| Effective Tax Rate % | 23.78% | 20.25% | 23.88% | 23.95% | 23.62% | 23.26% | 23.51% | 23.27% | 23.26% | 22.89% | 23.71% | 23.5% | 23.27% | 21.31% | 34.32% | 22.88% | 22.97% | 47.95% | 24.24% | 24.37% |
| Net Income | 190.1M | 197.05M | 206.79M | 178.34M | 169.05M | 167.07M | 164.37M | 1.17M | 137.9M | 151.94M | 152.06M | 144.5M | 128.1M | 131.84M | 79.56M | 127.96M | 115.04M | 34.87M | 112.46M | 128.16M |
| Net Margin % | 22.19% | 23.5% | 24.62% | 22.48% | 21% | 21.2% | 21.23% | 0.15% | 18.74% | 20.92% | 21.8% | 20.99% | 18.56% | 19.19% | 11.82% | 19.14% | 16.64% | 4.82% | 16.22% | 19.58% |
| Net Income Growth % | 12.45% | 17.94% | 25.81% | 15130.06% | 22.59% | 9.96% | 8.1% | -99.19% | 7.65% | 15.24% | 91.13% | 12.93% | 11.35% | 278.11% | -29.25% | -0.16% | 17.54% | -65.16% | 0.32% | 26.26% |
| EPS (Diluted) | 5.97 | 6.13 | 6.35 | 5.40 | 5.05 | 4.96 | 4.83 | 0.03 | 3.93 | 4.30 | 4.23 | 3.97 | 3.38 | 3.56 | 1.38 | 3.31 | 2.07 | 0.87 | 2.82 | 3.22 |
| EPS Growth % | 18.22% | 23.59% | 31.47% | 17152.4% | 28.5% | 15.35% | 14.18% | -99.21% | 16.27% | 20.79% | 206.52% | 19.94% | 63.29% | 309.2% | -51.06% | 2.79% | -15.85% | -65.48% | 0.36% | 28.29% |
| EPS (Basic) | 5.98 | 6.14 | 6.36 | 5.41 | 5.06 | 4.97 | 4.84 | 0.03 | 3.94 | 4.30 | 4.23 | 3.97 | 3.39 | 3.57 | 1.38 | 3.32 | 2.08 | 0.88 | 2.83 | 3.23 |
| Diluted Shares Outstanding | 31.73M | 32.03M | 32.45M | 32.91M | 33.34M | 34.2M | 33.89M | 34.38M | 34.94M | 35.21M | 35.82M | 36.29M | 36.8M | 37.08M | 37.54M | 38.5M | 39.33M | 39.69M | 39.68M | 39.65M |