Primerica, Inc. (PRI) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Hold
Based on 18 analysts3.8% Above Target
PRI trades 3.8% above Wall Street's consensus target of $291.00.
Current Price$302.55
Average Target$291.00
Low$291.00
Median$291.00
High$291.00
Analyst Target Range
Forward P/E12.4x
(Value)
PEG Ratio0.65
(Undervalued)
Implied Growth+0.4%
(Low)
Analyst Spread0.0%
(High Agreement)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes PRI achieves its forward estimates and maintains a stable P/E multiple of 12.4x. This scenario reflects the blended consensus of 18 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
PRI Price Target Analysis
Updated July 8, 2026As of July 8, 2026, Primerica, Inc. (PRI) has a Wall Street consensus price target of $291.00, based on estimates from 18 covering analysts. With the stock currently trading at $302.55, this represents a potential downside of -3.8%. The company has a market capitalization of $9.50B.
Analyst price targets range from a low of $291.00 to a high of $291.00, representing a 0% spread in expectations. The median target of $291.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 7 analysts rating the stock as a Buy or Strong Buy,10 rating it Hold, and 1 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, PRI trades at a trailing P/E of 13.2x and forward P/E of 12.4x. The forward PEG ratio of 0.65 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +0.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $351.42, with bear and bull scenarios of $221.40 and $463.03 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+0.9%
Industry Consensus
Avg Forward P/E
9.6x
(Value)
Peers with Coverage
10 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 GLGlobe Life Inc. | $13.7B | $176.67 | $174.50 | -1.2% | Hold | 11.3x | 28 |
 CNOCNO Financial Group, Inc. | $4.9B | $52.89 | $48.00 | -9.2% | Hold | 11.9x | 17 |
 FGF&G Annuities & Life, Inc. | $3.9B | $28.81 | $31.00 | +7.6% | Hold | 7.3x | 9 |
 CRBGCorebridge Financial, Inc. | $14.0B | $30.61 | $32.00 | +4.5% | Buy | 6.5x | 18 |
 LNCLincoln National Corporation | $7.5B | $39.19 | $41.00 | +4.6% | Hold | 5.1x | 28 |
 RGAReinsurance Group of America, Incorporated | $15.1B | $230.22 | $250.80 | +8.9% | Buy | 8.6x | 22 |
 METMetLife, Inc. | $59.8B | $91.67 | $94.86 | +3.5% | Buy | 9.2x | 33 |
 PRUPrudential Financial, Inc. | $40.2B | $115.47 | $98.71 | -14.5% | Hold | 8.4x | 37 |
 AFLAflac Incorporated | $61.8B | $121.49 | $114.40 | -5.8% | Hold | 17.2x | 32 |
 UNMUnum Group | $14.4B | $89.20 | $98.33 | +10.2% | Hold | 10.2x | 30 |
PRI — Frequently Asked Questions
Quick answers to the most common questions about buying PRI stock.
What is the PRI stock price target for 2026?
Wall Street's consensus price target for PRI is $291, -3.8% from its current price of $302.55. The below-market target from 18 analysts suggests limited near-term appreciation.
Is PRI a buy, sell, or hold?
PRI has a consensus rating of "Hold" based on 18 Wall Street analysts. The rating breakdown is mixed, with 10 Hold ratings making up the largest segment. The consensus 12-month price target of $291 implies -3.8% downside from current levels.
Is PRI stock overvalued or undervalued?
With a forward P/E of 12.3792x, PRI trades at a relatively low valuation. The consensus target of $291 implies -3.8% move, suggesting the market may be pricing in risks.
How high can PRI stock go?
The most bullish Wall Street analyst has a price target of $291 for PRI, while the most conservative target is $291. The consensus of $291 represents the median expectation. Our quantitative valuation model projects a bull case target of $463 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover PRI stock?
PRI is well covered by analysts, with 18 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 10 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the PRI stock forecast?
The 12-month PRI stock forecast based on 18 Wall Street analysts shows a consensus price target of $291, with estimates ranging from $291 (bear case) to $291 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $351, with bear/bull scenarios of $221/$463.
What is PRI's fair value based on fundamentals?
Our quantitative valuation model calculates PRI's fair value at $351 (base case), with a bear case of $221 and bull case of $463. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
What is PRI's forward P/E ratio?
PRI trades at a forward P/E ratio of 12.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.2x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy PRI stock?
Analysts are cautious on PRI, with 1 Sell ratings and a price target of $291 (-3.8% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do PRI price targets vary so much?
PRI analyst price targets range from $291 to $291, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $291 consensus represents the middle ground. Our model's $221-$463 range provides an independent fundamental perspective.
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