Primerica, Inc. (PRI) Earnings History
Elite Compounder19 years of earnings data (2007–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Primerica, Inc. (PRI) Earnings Overview
As of July 7, 2026, Primerica, Inc. (PRI) reported trailing twelve-month net income of $772M, reflecting +67.1% year-over-year growth. The company earned $24.34 per diluted share over the past four quarters, with a net profit margin of 23.3%.
Looking at the long-term picture, PRI's 5-year EPS compound annual growth rate (CAGR) stands at +19.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $751M in fiscal 2025, representing a new all-time high.
Primerica, Inc. maintains industry-leading profitability with a gross margin of 80.5%, operating margin of 30.2%, and net margin of 23.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including GL ($1.18B net income, 19.4% margin), CNO ($246M net income, 5.1% margin), FG ($534M net income, 4.6% margin), PRI has outperformed on profitability metrics. Compare PRI vs GL →
PRI Earnings vs Peers
Earnings metrics vs comparable public companies
PRI Historical Earnings Data (2007–2025)
19 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $751M | +59.7% | $975M | $22.91 | 23.3% | 30.2% |
| 2024 | $471M | -18.4% | $939M | $13.71 | 15.2% | 30.4% |
| 2023 | $577M | +22.1% | $772M | $15.94 | 21.0% | 28.1% |
| 2022 | $472M | -1.1% | $719M | $12.33 | 17.8% | 27.0% |
| 2021 | $477M | +23.6% | $644M | $9.42 | 17.6% | 23.7% |
| 2020 | $386M | +5.4% | $507M | $9.57 | 17.4% | 22.9% |
| 2019 | $366M | +13.1% | $477M | $8.62 | 17.9% | 23.2% |
| 2018 | $324M | -7.5% | $445M | $7.37 | 17.1% | 23.4% |
| 2017 | $350M | +59.6% | $408M | $7.61 | 20.7% | 24.2% |
| 2016 | $219M | +15.6% | $219M | $4.59 | 14.4% | 14.4% |
| 2015 | $190M | +4.7% | $180M | $3.70 | 13.5% | 12.8% |
| 2014 | $181M | +11.5% | $180M | $3.29 | 13.5% | 13.4% |
| 2013 | $163M | -6.4% | $286M | $2.83 | 12.8% | 22.6% |
| 2012 | $174M | +10.6% | $300M | $2.71 | 14.6% | 25.2% |
| 2011 | $157M | -32.4% | $244M | $2.08 | 14.3% | 22.1% |
| 2010 | $232M | -53.0% | $361M | $3.06 | 17.1% | 26.5% |
| 2009 | $495M | +195.0% | $760M | $6.59 | 22.3% | 34.2% |
| 2008 | $168M | -71.8% | $353M | $2.24 | 7.6% | 16.1% |
| 2007 | $594M | - | $913M | $7.92 | 24.8% | 38.2% |
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PRI — Frequently Asked Questions
Quick answers to the most common questions about buying PRI stock.
What is PRI earnings per share (EPS)?
PRI trailing twelve-month (TTM) diluted EPS is $24.34, reflecting +67.1% year-over-year growth. The 5-year EPS CAGR is +19.1%. Complete EPS history from 2007 to 2025 is available in the table on this page.
What is Primerica, Inc.'s net income?
Primerica, Inc. (PRI) trailing twelve-month net income is $772M as of 2025. Earnings grew +67.1% year-over-year. Primerica, Inc. has been profitable for 19 consecutive years.
Is PRI profitable?
Yes, PRI is profitable with a TTM net income of $772M and a net profit margin of +23.3%. Primerica, Inc. has generated profits for 19 consecutive years.
What is PRI's earnings growth rate?
PRI compound annual EPS growth rates (CAGR): 1-Year: +67.1%, 3-Year: +22.9%, 5-Year: +19.1%, 10-Year: +20.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2007 to 2025.
What are PRI's profit margins?
Primerica, Inc. net profit margin is +23.3%, operating margin is +30.2%, and gross margin is +80.5%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +31.9%.
Is PRI growing earnings?
Yes, PRI earnings are accelerating — EPS growth of +67.1% exceeds the 5-year CAGR of +19.1%. TTM net income reached $772M. Earnings momentum is strengthening.
What was PRI's best earnings year?
Primerica, Inc.'s highest annual net income on record is $751M, achieved in fiscal year 2025. Earnings history on this page spans 2007 to 2025 and includes all annual and quarterly figures.
What were PRI's earnings last quarter?
PRI's most recent reported quarter was Q1 2026. Net income was $190M with diluted EPS of $5.97. For a full breakdown of all quarters, see the quarterly earnings table on this page.