Patriot National Bancorp, Inc. (PNBK) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 7.08M | 5.91M | 4.96M | 4.15M | 3.93M | 4.6M | 4.91M | 4.95M | 5.33M | 6.16M | 6.42M | 7.54M | 7.88M | 9.41M | 9.14M | 7.66M | 6.66M | 6.83M | 6.23M | 5.88M |
| NII Growth % | 80.19% | 28.36% | 1.06% | -16.08% | -26.36% | -25.3% | -23.46% | -34.43% | -32.31% | -34.56% | -29.84% | -1.48% | 18.27% | 37.77% | 46.75% | 30.16% | 9.34% | 11.1% | 7.04% | 5.07% |
| Net Interest Margin % | 0.6% | 0.54% | 0.52% | 0.45% | 0.41% | 0.45% | 0.5% | 0.48% | 0.5% | 0.56% | 0.56% | 0.65% | 0.72% | 0.9% | 0.86% | 0.73% | 0.68% | 0.72% | 0.65% | 0.61% |
| Interest Income | 14.72M | 12.2M | 11.49M | 11.46M | 12.52M | 12.28M | 12.72M | 13.14M | 13.93M | 14.84M | 14.96M | 15.14M | 13.51M | 13.81M | 11.94M | 9.62M | 8.26M | 8.44M | 7.9M | 7.71M |
| Interest Expense | 7.65M | 6.3M | 6.53M | 7.31M | 8.59M | 7.68M | 7.82M | 8.19M | 8.6M | 8.68M | 8.54M | 7.6M | 5.63M | 4.4M | 2.8M | 1.97M | 1.59M | 1.61M | 1.67M | 1.83M |
| Loan Loss Provision | -181K | -322K | -431K | 1.52M | 733K | 7.68M | 1.03M | 3.09M | 658K | -804K | 4.69M | 1.32M | 2.22M | 1.41M | 200K | 275K | 0 | -200K | -300K | 0 |
| Non-Interest Income | 3.25M | 3.53M | 2.25M | 2.06M | 2.65M | 1.94M | 2.15M | 2.09M | 2.31M | 3.2M | 1.23M | 897K | 919K | 1.44M | 716K | 821K | 774K | 2.31M | 959K | 796K |
| Non-Interest Income % | 18.06% | 22.44% | 16.35% | 15.21% | 17.47% | 13.62% | 14.43% | 13.72% | 14.22% | 17.75% | 7.6% | 5.59% | 6.37% | 9.47% | 5.66% | 7.86% | 8.57% | 21.45% | 10.82% | 9.36% |
| Total Revenue | 17.97M | 15.73M | 13.74M | 13.51M | 15.17M | 14.22M | 14.87M | 15.23M | 16.24M | 18.05M | 16.19M | 16.04M | 14.43M | 15.26M | 12.66M | 10.44M | 9.03M | 10.74M | 8.86M | 8.51M |
| Revenue Growth % | 18.44% | 10.66% | -7.59% | -11.28% | -6.58% | -21.22% | -8.15% | -5.03% | 12.54% | 18.3% | 27.93% | 53.55% | 59.82% | 41.97% | 42.84% | 22.77% | 5.86% | 19.75% | -8.28% | -14.56% |
| Non-Interest Expense | 12.24M | 11.92M | 10.3M | 9.73M | 8.62M | 8.41M | 8.34M | 7.95M | 7.22M | 8.9M | 8.06M | 7.96M | 7.53M | 7.03M | 7.18M | 6.46M | 6.32M | 8.71M | 5.69M | 5.27M |
| Efficiency Ratio | 68.14% | 75.76% | 74.97% | 72.02% | 56.82% | 59.16% | 56.07% | 52.19% | 44.45% | 49.29% | 49.79% | 49.64% | 52.2% | 46.06% | 56.71% | 61.86% | 70.04% | 81.02% | 64.2% | 61.98% |
| Operating Income | -1.74M | -2.16M | -2.66M | -5.05M | -2.78M | -9.55M | -2.31M | -4M | -233K | 1.27M | -5.1M | -846K | -956K | 2.42M | 2.48M | 1.74M | 1.11M | 633K | 1.8M | 1.41M |
| Operating Margin % | -9.69% | -13.74% | -19.37% | -37.38% | -18.3% | -67.18% | -15.52% | -26.3% | -1.43% | 7.05% | -31.52% | -5.28% | -6.63% | 15.88% | 19.62% | 16.67% | 12.3% | 5.89% | 20.34% | 16.52% |
| Operating Income Growth % | 37.25% | 77.36% | -15.34% | -26.09% | -1091.42% | -850.86% | 54.77% | -373.4% | 75.63% | -47.48% | -305.52% | -148.59% | -186.05% | 282.62% | 37.79% | 23.91% | -5.29% | 169.71% | 2037.63% | 181.5% |
| Pretax Income | -1.74M | -2.16M | -2.66M | -5.05M | -2.78M | -9.55M | -2.31M | -4M | -233K | 1.27M | -5.1M | -846K | -956K | 2.42M | 2.48M | 1.74M | 1.11M | 633K | 1.8M | 1.41M |
| Pretax Margin % | -9.69% | -13.74% | -19.37% | -37.38% | -18.3% | -67.18% | -15.52% | -26.3% | -1.43% | 7.05% | -31.52% | -5.28% | -6.63% | 15.88% | 19.62% | 16.67% | 12.3% | 5.89% | 20.34% | 16.52% |
| Income Tax | 13K | 112K | -5K | -49K | 1K | -3K | 24.65M | -924K | 66K | 367K | -1.33M | -231K | -257K | 652K | 157K | 476K | 311K | -1.26M | 479K | 383K |
| Effective Tax Rate % | -0.75% | -5.18% | 0.19% | 0.97% | -0.04% | 0.03% | -1067.85% | 23.07% | -28.33% | 28.85% | 26.12% | 27.3% | 26.88% | 26.92% | 6.32% | 27.34% | 27.99% | -199.37% | 26.58% | 27.26% |
| Net Income | -1.75M | -2.27M | -2.66M | -5M | -2.78M | -9.55M | -26.95M | -3.08M | -299K | 905K | -3.77M | -615K | -699K | 1.77M | 2.33M | 1.26M | 800K | 1.9M | 1.32M | 1.02M |
| Net Margin % | -9.77% | -14.46% | -19.33% | -37.01% | -18.3% | -67.15% | -181.25% | -20.23% | -1.84% | 5.01% | -23.28% | -3.84% | -4.84% | 11.6% | 18.38% | 12.11% | 8.86% | 17.64% | 14.93% | 12.02% |
| Net Income Growth % | 36.8% | 76.17% | 90.14% | -62.32% | -828.76% | -1155.03% | -614.96% | -400.98% | 57.22% | -48.87% | -262.08% | -148.62% | -187.38% | -6.6% | 75.81% | 23.78% | -6.32% | 237.12% | 1620.69% | 179.97% |
| Net Income (Continuing) | -1.75M | -2.27M | -2.66M | -5M | -2.78M | -9.55M | -26.95M | -3.08M | -299K | 905K | -3.77M | -615K | -699K | 1.77M | 2.33M | 1.26M | 800K | 1.9M | 1.32M | 1.02M |
| EPS (Diluted) | -0.02 | -0.02 | -0.03 | -0.06 | -0.07 | -2.40 | -6.78 | -0.77 | -0.08 | 0.23 | -0.95 | -0.14 | -0.18 | 0.45 | 0.59 | 0.32 | 0.20 | 0.48 | 0.34 | 0.26 |
| EPS Growth % | 66.72% | 99.17% | 99.5% | 91.69% | 10.11% | -1143.48% | -613.68% | -450% | 58.22% | -48.89% | -261.02% | -143.75% | -190% | -6.25% | 73.53% | 23.08% | -9.09% | 237.14% | 1638.46% | 181.25% |
| EPS (Basic) | -0.02 | -0.02 | -0.03 | -0.06 | -0.07 | -2.40 | -6.78 | -0.77 | -0.08 | 0.23 | -0.95 | -0.14 | -0.18 | 0.45 | 0.59 | 0.32 | 0.20 | 0.48 | 0.34 | 0.26 |
| Diluted Shares Outstanding | 78.12M | 78.12M | 78.12M | 78.12M | 41.06M | 3.99M | 3.98M | 3.98M | 3.98M | 3.98M | 3.97M | 3.97M | 3.97M | 3.93M | 3.96M | 3.97M | 3.97M | 3.95M | 3.95M | 3.96M |