Patriot National Bancorp, Inc. (PNBK) Earnings History
Net Loss32 years of earnings data (1994–2025) · Currently unprofitable on a TTM basis
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Patriot National Bancorp, Inc. (PNBK) Earnings Overview
As of July 7, 2026, Patriot National Bancorp, Inc. (PNBK) reported trailing twelve-month net income of -$12M, reflecting +98.4% year-over-year growth. The company earned $-0.15 per diluted share over the past four quarters, with a net profit margin of -21.9%.
Looking at the long-term picture, PNBK's historical earnings data spans multiple years. The company achieved its highest annual net income of $16M in fiscal 2014.
Patriot National Bancorp, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including NECB ($44M net income, 28.2% margin), CZWI ($15M net income, 16.0% margin), PBFS ($20M net income, 21.8% margin), PNBK has room to improve margins relative to the peer group. Compare PNBK vs NECB →
PNBK Earnings vs Peers
Earnings metrics vs comparable public companies
PNBK Historical Earnings Data (1994–2025)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$13M | +68.1% | -$13M | $-0.16 | -21.9% | -21.8% |
| 2024 | -$40M | -854.3% | -$16M | $-10.01 | -65.9% | -26.6% |
| 2023 | -$4M | -167.8% | -$6M | $-1.05 | -6.5% | -8.7% |
| 2022 | $6M | +20.9% | $8M | $1.56 | 13.0% | 16.4% |
| 2021 | $5M | +233.4% | $5M | $1.29 | 13.9% | 13.7% |
| 2020 | -$4M | -35.6% | -$4M | $-0.97 | -9.6% | -10.5% |
| 2019 | -$3M | -188.1% | -$4M | $-0.72 | -6.1% | -8.1% |
| 2018 | $3M | -22.9% | $4M | $0.78 | 7.6% | 9.7% |
| 2017 | $4M | +114.9% | $7M | $1.06 | 12.1% | 20.5% |
| 2016 | $2M | -9.9% | $3M | $0.49 | 7.2% | 11.7% |
| 2015 | $2M | -86.4% | $4M | $0.55 | 8.5% | 13.9% |
| 2014 | $16M | +315.5% | $959,000 | $4.05 | 71.0% | 4.3% |
| 2013 | -$7M | -1259.9% | -$8M | $-2.00 | -30.6% | -32.0% |
| 2012 | $-536,000 | +96.5% | $-536,000 | $-0.14 | -1.9% | -1.9% |
| 2011 | -$15M | -0.4% | -$15M | $-4.03 | -49.1% | -49.1% |
| 2010 | -$15M | +35.5% | -$15M | $-12.99 | -40.9% | -40.3% |
| 2009 | -$24M | -235.8% | -$22M | $-50.23 | -52.0% | -47.2% |
| 2008 | -$7M | -365.6% | -$10M | $-14.98 | -12.1% | -17.3% |
| 2007 | $3M | +10.9% | $4M | $5.60 | 5.0% | 7.8% |
| 2006 | $2M | +71.7% | $4M | $6.60 | 6.0% | 9.1% |
| 2005 | $1M | +51.8% | $2M | $5.10 | 5.0% | 8.3% |
| 2004 | $926,397 | -30.9% | $2M | $3.70 | 4.3% | 7.3% |
| 2003 | $1M | +27.4% | $2M | $5.50 | 6.7% | 11.1% |
| 2002 | $1M | +20.0% | $2M | $4.30 | 6.3% | 10.0% |
| 2001 | $876,387 | +14.2% | $1M | $3.60 | 5.1% | 8.4% |
| 2000 | $767,171 | +120.0% | $1M | $3.30 | 4.4% | 7.7% |
| 1999 | $348,641 | -41.9% | $415,141 | $1.60 | 3.2% | 3.8% |
| 1998 | $600,000 | +100.0% | $500,000 | $4.70 | 8.4% | 7.0% |
| 1997 | $300,000 | +0.0% | $100,000 | $2.50 | 5.7% | 1.9% |
| 1996 | $300,000 | +142.9% | $400,000 | $2.40 | 7.1% | 9.5% |
| 1995 | $-700,000 | +53.3% | $0 | $-6.00 | -25.9% | 0.0% |
| 1994 | -$2M | - | $0 | $-12.10 | -750.0% | 0.0% |
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PNBK — Frequently Asked Questions
Quick answers to the most common questions about buying PNBK stock.
What is PNBK earnings per share (EPS)?
PNBK trailing twelve-month (TTM) diluted EPS is $-0.15, reflecting +98.4% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1994 to 2025 is available in the table on this page.
What is Patriot National Bancorp, Inc.'s net income?
Patriot National Bancorp, Inc. (PNBK) trailing twelve-month net income is $-12M as of 2025. Earnings grew +98.4% year-over-year.
Is PNBK profitable?
PNBK is not currently profitable on a TTM basis, reporting a net loss of $-12M. Net margin is -21.9%. Investors should monitor for a return to profitability.
What is PNBK's earnings growth rate?
PNBK compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1994 to 2025.
What are PNBK's profit margins?
Patriot National Bancorp, Inc. net profit margin is -21.9%, operating margin is -21.8%, and gross margin is +48.0%. Below-average margins reflect competitive or cost pressures. Return on Equity is -25.7%.
Is PNBK growing earnings?
Yes, PNBK earnings are accelerating — EPS growth of +98.4% exceeds the 5-year CAGR of N/A. TTM net income reached $-12M. Earnings momentum is strengthening.
What was PNBK's best earnings year?
Patriot National Bancorp, Inc.'s highest annual net income on record is $16M, achieved in fiscal year 2014. Earnings history on this page spans 1994 to 2025 and includes all annual and quarterly figures.
What were PNBK's earnings last quarter?
PNBK's most recent reported quarter was Q1 2026. Net income was $-2M with diluted EPS of $-0.02. For a full breakdown of all quarters, see the quarterly earnings table on this page.