Plumas Bancorp (PLBC) Earnings History
Growth Compounder25 years of earnings data (2001–2025) · Consistent double-digit EPS growth over 5 years
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Plumas Bancorp (PLBC) Earnings Overview
As of July 8, 2026, Plumas Bancorp (PLBC) reported trailing twelve-month net income of $32M, reflecting -5.4% year-over-year growth. The company earned $4.55 per diluted share over the past four quarters, with a net profit margin of 27.4%.
Looking at the long-term picture, PLBC's 5-year EPS compound annual growth rate (CAGR) stands at +10.4%, showing solid earnings momentum. The company achieved its highest annual net income of $30M in fiscal 2023.
Plumas Bancorp maintains industry-leading profitability with a gross margin of 80.9%, operating margin of 36.6%, and net margin of 27.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including BSVN ($45M net income, 31.4% margin), HAFC ($81M net income, 17.1% margin), CVBF ($209M net income, 32.5% margin), PLBC has room to improve margins relative to the peer group. Compare PLBC vs BSVN →
PLBC Earnings vs Peers
Earnings metrics vs comparable public companies
PLBC Historical Earnings Data (2001–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $30M | +3.5% | $40M | $4.54 | 27.4% | 36.6% |
| 2024 | $29M | -3.9% | $39M | $4.80 | 39.3% | 53.5% |
| 2023 | $30M | +12.6% | $40M | $5.02 | 35.1% | 47.4% |
| 2022 | $26M | +25.9% | $36M | $4.47 | 37.5% | 50.6% |
| 2021 | $21M | +45.1% | $28M | $3.76 | 37.2% | 50.4% |
| 2020 | $14M | -6.7% | $20M | $2.77 | 30.2% | 41.7% |
| 2019 | $16M | +10.9% | $21M | $2.97 | 32.9% | 45.3% |
| 2018 | $14M | +70.9% | $19M | $2.68 | 32.5% | 44.4% |
| 2017 | $8M | +9.6% | $16M | $1.58 | 22.0% | 41.7% |
| 2016 | $7M | +28.5% | $12M | $1.47 | 22.9% | 37.5% |
| 2015 | $6M | +22.8% | $10M | $1.15 | 19.2% | 31.4% |
| 2014 | $5M | +38.1% | $8M | $0.95 | 16.7% | 27.6% |
| 2013 | $3M | +75.9% | $6M | $0.75 | 13.2% | 21.5% |
| 2012 | $2M | +107.2% | $3M | $0.26 | 7.9% | 12.2% |
| 2011 | $941,000 | -3.1% | $1M | $0.05 | 3.8% | 5.0% |
| 2010 | $971,000 | +110.6% | $1M | $0.06 | 3.4% | 4.7% |
| 2009 | -$9M | -3108.6% | -$16M | $-2.05 | -32.0% | -55.7% |
| 2008 | $304,000 | -92.8% | $92,000 | $0.06 | 1.0% | 0.3% |
| 2007 | $4M | -18.8% | $7M | $0.84 | 11.8% | 18.8% |
| 2006 | $5M | +14.9% | $8M | $1.02 | 15.0% | 24.2% |
| 2005 | $5M | +24.2% | $7M | $0.89 | 14.8% | 23.3% |
| 2004 | $4M | +11.1% | $6M | $0.73 | 14.5% | 22.4% |
| 2003 | $3M | +4.0% | $5M | $0.66 | 14.8% | 23.9% |
| 2002 | $3M | +14.4% | $5M | $0.64 | 14.6% | 24.0% |
| 2001 | $3M | - | $4M | $0.57 | 12.5% | 20.1% |
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PLBC — Frequently Asked Questions
Quick answers to the most common questions about buying PLBC stock.
What is PLBC earnings per share (EPS)?
PLBC trailing twelve-month (TTM) diluted EPS is $4.55, reflecting -5.4% year-over-year growth. The 5-year EPS CAGR is +10.4%. Complete EPS history from 2001 to 2025 is available in the table on this page.
What is Plumas Bancorp's net income?
Plumas Bancorp (PLBC) trailing twelve-month net income is $32M as of 2025. Earnings declined -5.4% year-over-year. Plumas Bancorp has been profitable for 16 consecutive years.
Is PLBC profitable?
Yes, PLBC is profitable with a TTM net income of $32M and a net profit margin of +27.4%. Plumas Bancorp has generated profits for 16 consecutive years.
What is PLBC's earnings growth rate?
PLBC compound annual EPS growth rates (CAGR): 1-Year: -5.4%, 3-Year: +0.5%, 5-Year: +10.4%, 10-Year: +14.7%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2001 to 2025.
What are PLBC's profit margins?
Plumas Bancorp net profit margin is +27.4%, operating margin is +36.6%, and gross margin is +80.9%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +13.5%.
Is PLBC growing earnings?
PLBC earnings are declining — EPS fell -5.4% year-over-year. TTM net income dropped to $32M. This contrasts with the 5-year CAGR of +10.4%.
What was PLBC's best earnings year?
Plumas Bancorp's highest annual net income on record is $30M, achieved in fiscal year 2023. Earnings history on this page spans 2001 to 2025 and includes all annual and quarterly figures.
What were PLBC's earnings last quarter?
PLBC's most recent reported quarter was Q1 2026. Net income was $10M with diluted EPS of $1.38. For a full breakdown of all quarters, see the quarterly earnings table on this page.