Zacks Investment Research·6 days ago
Peapack-Gladstone (PGC) Is Up 7.24% in One Week: What You Should KnowDoes Peapack-Gladstone (PGC) have what it takes to be a top stock pick for momentum investors? Let's find out.
Peapack-Gladstone Financial Corporation(PGC)Earnings, Financials & Key Ratios
PGC•NASDAQ•Banking & Credit
$47.03
22.3× P/E·Price updated Jul 7, 2026
AboutPeapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; asset and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; and wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and wealth management branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines at 20 locations. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.Show more
- Net Interest Income$201M+34.8%
- Total Revenue$441M+9.5%
- Net Income$37M+13.2%
- Return on Equity5.91%+6.5%
- Net Interest Margin2.67%+25.6%
- Efficiency Ratio46.2%+8.4%
- ROA0.51%+5.0%
- Equity / Assets8.75%+1.2%
- Book Value per Share37.18+9.5%
PGC Price & Volume
Peapack-Gladstone Financial Corporation (PGC) stock price & volume — 10-year historical chart
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Strategic Lending Pivot Drives Revenue Growth Momentum
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Accelerating
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Deposit Beta and Funding
Key Thesis Takeaways
- Peapack-Gladstone is successfully executing a strategic pivot toward higher-yielding commercial lending, evidenced by a 31.6 percent year-over-year growth in net interest income as of 2026Q1.
- While this expansion supports top-line growth, investors should monitor the persistent margin pressure, as the net interest margin remains constrained at 0.8 percent due to elevated funding costs.
- Furthermore, the bank's commitment to maintaining a stable 0.09 equity-to-assets ratio suggests a disciplined approach to capital management, though rising provision expenses of 7.3 million dollars warrant caution regarding potential credit normalization.
Verdict Logic
while the 31.6 percent year-over-year growth in net interest income is promising, the forward P/E of 12.96 and persistent 0.8 percent net interest margin suggest that valuation may be fully pricing in current operational improvements.
PGC Growth Metrics
Peapack-Gladstone Financial Corporation (PGC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years13.87%
5 Years14.17%
3 Years17.12%
TTM-
Profit CAGR
10 Years6.45%
5 Years7.34%
3 Years-20.49%
TTM37.34%
EPS CAGR
10 Years5.04%
5 Years9.02%
3 Years-19.2%
TTM37.78%
Return on Capital
10 Years8.94%
5 Years9.05%
3 Years7.22%
Last Year6.35%
PGC Recent Earnings
Peapack-Gladstone Financial Corporation (PGC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (60%)●Beat Revenue 2/12 qtrs (22%)
Q2 2026Latest
Apr 22, 2026Metric
Actual
Est
EPS
$0.80+21.2%
$0.66
Rev
$83M+4.4%
$79M
Q1 2026
Feb 24, 2026Metric
Actual
Est
EPS
$0.69+5.7%
$0.65
Rev
$116M
—
Q1 2026
Jan 29, 2026Metric
Actual
Est
EPS
$0.69+6.2%
$0.65
Rev
$78M+0.0%
$78M
Q4 2025
Nov 7, 2025Metric
Actual
Est
EPS
$0.54-8.5%
$0.59
Rev
$70M-2.9%
$72M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.80vs $0.66+21.2% | $83Mvs $79M+4.4% |
| Q1 2026 | Feb 24, 2026 | $0.69vs $0.65+5.7% | $116M |
| Q1 2026 | Jan 29, 2026 | $0.69vs $0.65+6.2% | $78Mvs $78M+0.0% |
| Q4 2025 | Nov 7, 2025 | $0.54vs $0.59-8.5% | $70Mvs $72M-2.9% |
Based on last 12 quarters of dataView full earnings history →
Latest PGC News
Recent stock market news and headlines for Peapack-Gladstone Financial Corporation (PGC)
Newsfile Corp·Jun 25, 2026
Pirate Gold Announces Visual Results of Step-Out Drilling at Its Moby Dick Copper-Gold Discovery at Treasure IslandMoby Dick is a grassroots copper-gold porphyry/high-sulphidation epithermal discovery announced on June 18, 2026 Initial drill results include 0.38% Cu eq over 112.4m including 0.72% Cu eq over 45.0m in PGC-26-058 and 0.54% Cu eq over 180.8m including 1.48% Cu eq over 49.4m in PGC-26-068 Broad zones of visible chalcopyrite mineralization continue to be found within PGC-26-118 and PGC-26-120 located 100m west of and 1700m east of PGC-26-068 respectively Moby Dick Alteration Zone is an advanced argillic alteration zone interpreted to be associated with a copper-gold porphyry or high-sulphidation epithermal system. Crippleback covers a 32 km by 8 km area with potential for additional copper-gold porphyry and epithermal targets Lack of historical exploration for this style of mineralization presents opportunity for additional discoveries throughout Crippleback Episode 14 of Pirate Gold Treasure Hunters now airing: https://youtu.be/0wQCOExTH7I St. John's, Newfoundland and Labrador--(Newsfile Corp. - June 25, 2026) - Pirate Gold Corp. (TSXV: YARR) (OTCQB: YARRF) ("Pirate Gold" or the "Company") is pleased to announce visual observations from step-out drilling at the Moby Dick copper-gold discovery, part of the Crippleback area at its Treasure Island Project in Central Newfoundland.
Zacks Investment Research·Jun 16, 2026
Are You Looking for a Top Momentum Pick? Why Peapack-Gladstone (PGC) is a Great ChoiceDoes Peapack-Gladstone (PGC) have what it takes to be a top stock pick for momentum investors? Let's find out.
Peers Comparison
Key metrics vs top competitors for Peapack-Gladstone Financial Corporation (PGC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $47.03 | $833.3M | 22.29 | 9.54% | 8.46% | 5.91% | 0.42% | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $76.24 | $3.97B | 14.98 | -3.05% | 22.64% | 11.38% | — | |
| $32.20 | $1.62B | 21.76 | 13.44% | 13.35% | 6.32% | — | |
| $18.96 | $1.09B | 16.21 | -4.7% | 10.55% | 4.22% | — | |
| $14.84 | $619.78M | 749.49 | -26.69% | 1.79% | 0.68% | — |
Compare PGC vs Peers
Peapack-Gladstone Financial Corporation (PGC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PGC SEC Filings & Documents
Peapack-Gladstone Financial Corporation (PGC) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
Apr 30, 2026·SEC
Material company update
Apr 22, 2026·SEC
Material company update
Mar 26, 2026·SEC
10-K Annual Reports
310-Q Quarterly Reports
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PGC Frequently Asked Questions
Peapack-Gladstone Financial Corporation (PGC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Peapack-Gladstone Financial Corporation growing?
Peapack-Gladstone Financial Corporation (PGC) grew revenue by 9.5% over the past year. This is steady growth.
Is PGC profitable?
Yes, Peapack-Gladstone Financial Corporation (PGC) is profitable, generating $43.9M in net income for fiscal year 2025 (8.5% net margin).
Dividend & Returns
Does PGC pay dividends?
Yes, Peapack-Gladstone Financial Corporation (PGC) pays a dividend with a yield of 0.42%. This makes it attractive for income-focused investors.
What is PGC's return on equity?
Peapack-Gladstone Financial Corporation (PGC) has a return on equity (ROE) of 5.9%. This is below average, suggesting room for improvement.
Industry Metrics
What is Peapack-Gladstone Financial Corporation's net interest margin?
Peapack-Gladstone Financial Corporation (PGC) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
What is Peapack-Gladstone Financial Corporation's efficiency ratio?
Peapack-Gladstone Financial Corporation (PGC) has an efficiency ratio of 46.2%. This is excellent, indicating strong cost control.