Zacks Investment Research·Jun 16, 2026
WSFS Financial (WSFS) is a Great Momentum Stock: Should You Buy?Does WSFS Financial (WSFS) have what it takes to be a top stock pick for momentum investors? Let's find out.
WSFS Financial Corporation(WSFS)Earnings, Financials & Key Ratios
WSFS•NASDAQ•Banking & Credit
$76.24
15.0× P/E·Price updated Jul 7, 2026
AboutWSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial real estate mortgage loans; commercial construction loans to developers; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion, and other business purposes; and consumer credit products, such as home improvement, automobile, and other secured and unsecured personal installment loans, as well as home equity lines and unsecured lines of credit, and government-insured reverse mortgages. In addition, it offers various third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities; investment advisory services to high net worth individuals and institutions; mortgage and title services; and leases small equipment and fixed assets, as well as cash management, trust, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, ATM processing equipment sales, and deposit safe cash logistics services. As of December 31, 2020, it operated 112 offices, including 52 in Pennsylvania, 42 in Delaware, 16 in New Jersey, 1 in Virginia, and 1 in Nevada. The company was founded in 1832 and is headquartered in Wilmington, Delaware.Show more
- Net Interest Income$726M+2.9%
- Total Revenue$1.36B-3.1%
- Net Income$287M+9.0%
- Return on Equity10.85%+3.9%
- Net Interest Margin3.41%+0.5%
- Efficiency Ratio46.71%+3.1%
- ROA1.36%+7.1%
- Equity / Assets12.75%+2.9%
- Book Value per Share49.98+15.8%
WSFS Price & Volume
WSFS Financial Corporation (WSFS) stock price & volume — 10-year historical chart
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WSFS Navigates Margin Compression Through Strategic Diversification
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:CRE concentration and logistics
Key Thesis Takeaways
- WSFS Financial Corporation maintains a unique competitive position by leveraging its specialized Cash Connect logistics and wealth management segments to offset persistent net interest margin compression, which has remained stagnant between 0.8% and 0.9% over the last ten quarters.
- While the bank demonstrates a healthy capital position with an equity-to-assets ratio of 0.12, investors should monitor the volatility in credit provisioning, which swung from a $24.9 million charge in 2023Q4 to a $2.0 million benefit in 2026Q1.
- The firm's aggressive capital return strategy, highlighted by $107.4 million in 2025Q4 share repurchases, suggests a management focus on shareholder value despite the operational complexities inherent in its regional banking footprint.
Verdict Logic
while the stock trades at a forward P/E of 12.35, the persistent net interest margin of 0.8% and volatile credit provisioning suggest that investors should wait for clearer evidence of margin expansion before increasing exposure.
WSFS Growth Metrics
WSFS Financial Corporation (WSFS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years17.42%
5 Years13.92%
3 Years12.17%
TTM-
Profit CAGR
10 Years18.3%
5 Years20.15%
3 Years8.92%
TTM16.86%
EPS CAGR
10 Years10.95%
5 Years17.53%
3 Years13.4%
TTM26.07%
Return on Capital
10 Years9.08%
5 Years10.49%
3 Years9.51%
Last Year10.27%
WSFS Recent Earnings
WSFS Financial Corporation (WSFS) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
Apr 23, 2026Metric
Actual
Est
EPS
$1.45-2.0%
$1.48
Rev
$275M+2.6%
$268M
Q1 2026
Jan 26, 2026Metric
Actual
Est
EPS
$1.43+13.5%
$1.26
Rev
$272M+1.7%
$267M
Q4 2025
Oct 23, 2025Metric
Actual
Est
EPS
$1.40+12.0%
$1.25
Rev
$270M+0.8%
$268M
Q3 2025
Jul 24, 2025Metric
Actual
Est
EPS
$1.27+12.4%
$1.13
Rev
$268M-1.1%
$270M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.45vs $1.48-2.0% | $275Mvs $268M+2.6% |
| Q1 2026 | Jan 26, 2026 | $1.43vs $1.26+13.5% | $272Mvs $267M+1.7% |
| Q4 2025 | Oct 23, 2025 | $1.40vs $1.25+12.0% | $270Mvs $268M+0.8% |
| Q3 2025 | Jul 24, 2025 | $1.27vs $1.13+12.4% | $268Mvs $270M-1.1% |
Based on last 12 quarters of dataView full earnings history →
Latest WSFS News
Recent stock market news and headlines for WSFS Financial Corporation (WSFS)
Peers Comparison
Key metrics vs top competitors for WSFS Financial Corporation (WSFS)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $76.24 | $3.97B | 14.98 | -3.05% | 21.14% | 10.85% | 0.9% | |
| $46.23 | $2.71B | 12.49 | 34.75% | 19% | 10.75% | — | |
| $35.76 | $736.88M | 10.94 | -0.3% | 22.54% | 14.15% | — | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $24.23 | $4.63B | 11.65 | 5.03% | 20.93% | 11.45% | — | |
| $59.24 | $604.96M | 16.46 | 28.89% | 25.81% | 12.38% | — |
Compare WSFS vs Peers
WSFS Financial Corporation (WSFS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WSFS SEC Filings & Documents
WSFS Financial Corporation (WSFS) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
Jun 11, 2026·SEC
Material company update
May 19, 2026·SEC
Material company update
Apr 23, 2026·SEC
10-K Annual Reports
310-Q Quarterly Reports
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WSFS Frequently Asked Questions
WSFS Financial Corporation (WSFS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is WSFS Financial Corporation growing?
WSFS Financial Corporation (WSFS) saw revenue decline by 3.1% over the past year.
Is WSFS profitable?
Yes, WSFS Financial Corporation (WSFS) is profitable, generating $308.3M in net income for fiscal year 2025 (21.1% net margin).
Dividend & Returns
Does WSFS pay dividends?
Yes, WSFS Financial Corporation (WSFS) pays a dividend with a yield of 0.90%. This makes it attractive for income-focused investors.
What is WSFS's return on equity?
WSFS Financial Corporation (WSFS) has a return on equity (ROE) of 10.8%. This is reasonable for most industries.
Industry Metrics
What is WSFS Financial Corporation's net interest margin?
WSFS Financial Corporation (WSFS) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
What is WSFS Financial Corporation's efficiency ratio?
WSFS Financial Corporation (WSFS) has an efficiency ratio of 46.7%. This is excellent, indicating strong cost control.