PGC trades 15.9% below Wall Street's consensus target of $54.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes PGC achieves its forward estimates and maintains a stable P/E multiple of 12.5x. This scenario reflects the blended consensus of 7 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, Peapack-Gladstone Financial Corporation (PGC) has a Wall Street consensus price target of $54.50, based on estimates from 7 covering analysts. With the stock currently trading at $47.03, this represents a potential upside of +15.9%. The company has a market capitalization of $833M.
Analyst price targets range from a low of $54.00 to a high of $55.00, representing a 2% spread in expectations. The median target of $54.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 7 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, PGC trades at a trailing P/E of 22.3x and forward P/E of 12.5x. The forward PEG ratio of 1.39 indicates reasonable valuation for growth. Analysts expect EPS to grow +51.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $42.57, with bear and bull scenarios of $26.82 and $56.09 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
NBTBNBT Bancorp Inc. | $2.6B | $49.63 | $56.00 | +12.8% | Hold | 11.9x | 10 |
WSFSWSFS Financial Corporation | $4.0B | $76.24 | $79.00 | +3.6% | Hold | 12.2x | 13 |
CNOBConnectOne Bancorp, Inc. | $1.6B | $32.20 | $34.00 | +5.6% | Buy | 9.9x | 11 |
OCFCOceanFirst Financial Corp. | $1.1B | $18.96 | $19.00 | +0.2% | Hold | 10.2x | 8 |
NFBKNorthfield Bancorp, Inc. | $620M | $14.84 | $14.50 | -2.3% | Hold | 11.0x | 9 |
WTFCWintrust Financial Corporation | $10.9B | $161.45 | $174.57 | +8.1% | Buy | 12.4x | 22 |
UMBFUMB Financial Corporation | $11.1B | $146.00 | $152.71 | +4.6% | Buy | 11.3x | 18 |
FULTFulton Financial Corporation | $4.6B | $24.23 | $24.50 | +1.1% | Hold | 12.0x | 20 |
ACNBACNB Corporation | $605M | $59.24 | $61.00 | +3.0% | Buy | 11.0x | 2 |
FISFidelity National Information Services, Inc. | $22.0B | $42.60 | $62.88 | +47.6% | Buy | 6.8x | 37 |
Quick answers to the most common questions about buying PGC stock.
Peapack-Gladstone Financial Corporation (PGC) has a consensus 12-month price target of $54.5, implying 15.9% upside from $47.03. The 7 analysts covering PGC see moderate appreciation potential.
PGC has a consensus rating of "Buy" based on 7 Wall Street analysts. The rating breakdown is predominantly bullish, with 7 Buy/Strong Buy ratings. The consensus 12-month price target of $54.5 implies 15.9% upside from current levels.
With a forward P/E of 12.533x, PGC trades at a relatively low valuation. The consensus target of $54.5 implies 15.9% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $55 for PGC, while the most conservative target is $54. The consensus of $54.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $56 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PGC is moderately covered, with 7 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PGC stock forecast based on 7 Wall Street analysts shows a consensus price target of $54.5, with estimates ranging from $54 (bear case) to $55 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $43, with bear/bull scenarios of $27/$56.
Our quantitative valuation model calculates PGC's fair value at $43 (base case), with a bear case of $27 and bull case of $56. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
PGC trades at a forward P/E ratio of 12.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 22.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on PGC, with a "Buy" consensus rating and $54.5 price target (15.9% upside). 7 of 7 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PGC analyst price targets range from $54 to $55, a 2% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $54.5 consensus represents the middle ground. Our model's $27-$56 range provides an independent fundamental perspective.
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