Peoples Bancorp Inc. (PEBO) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 90.42M | 91.05M | 91.35M | 87.58M | 85.25M | 86.54M | 88.91M | 86.61M | 86.64M | 88.37M | 93.27M | 84.85M | 72.88M | 70.61M | 67.05M | 61.47M | 54.31M | 54.74M | 42.58M | 39.66M |
| NII Growth % | 6.06% | 5.22% | 2.74% | 1.11% | -1.6% | -2.07% | -4.68% | 2.07% | 18.88% | 25.15% | 39.11% | 38.04% | 34.19% | 29% | 57.48% | 54.99% | 52.65% | 59.55% | 21.24% | 13.77% |
| Net Interest Margin % | 0.94% | 0.94% | 0.95% | 0.92% | 0.92% | 0.94% | 0.97% | 0.94% | 0.93% | 0.97% | 1.04% | 0.97% | 1% | 0.98% | 0.96% | 0.84% | 0.75% | 0.77% | 0.6% | 0.78% |
| Interest Income | 126.82M | 130.55M | 132.81M | 126.41M | 124.54M | 128.79M | 133.62M | 130.77M | 127.59M | 125.24M | 123.59M | 106.42M | 84.15M | 76.2M | 70.87M | 65.06M | 57.42M | 57.41M | 45.47M | 42.8M |
| Interest Expense | 36.4M | 39.5M | 41.46M | 38.83M | 39.29M | 42.26M | 44.71M | 44.16M | 40.95M | 36.88M | 30.32M | 21.56M | 11.27M | 5.59M | 3.82M | 3.59M | 3.12M | 2.83M | 2.89M | 3.14M |
| Loan Loss Provision | 9.69M | 8.05M | 7.28M | 16.64M | 10.19M | 6.27M | 6.74M | 5.68M | 6.1M | 1.28M | 4.05M | 7.98M | 1.85M | 2.3M | 1.78M | -780K | -6.81M | -6.6M | 8.99M | 3.09M |
| Non-Interest Income | 28.25M | 26.27M | 3.86M | 23.93M | 24.32M | 28.14M | 22.57M | 21.16M | 23.26M | 24.89M | 20.82M | 20.31M | 17.08M | 18.24M | 17.75M | 16.37M | 17.42M | 16.14M | 14.62M | 13.87M |
| Non-Interest Income % | 18.22% | 16.75% | 2.82% | 15.92% | 16.34% | 17.93% | 14.45% | 13.92% | 15.42% | 16.58% | 14.42% | 16.03% | 16.87% | 19.31% | 20.03% | 20.1% | 23.27% | 21.95% | 24.33% | 24.48% |
| Total Revenue | 155.07M | 156.82M | 136.66M | 150.34M | 148.86M | 156.94M | 156.19M | 151.93M | 150.86M | 150.14M | 144.41M | 126.73M | 101.22M | 94.44M | 88.62M | 81.42M | 74.84M | 73.55M | 60.08M | 56.67M |
| Revenue Growth % | 4.18% | -0.07% | -12.5% | -1.05% | -1.32% | 4.53% | 8.15% | 19.88% | 49.03% | 58.98% | 62.95% | 55.64% | 35.25% | 28.41% | 47.5% | 43.69% | 38.6% | 39.99% | 11.85% | 8.53% |
| Non-Interest Expense | 71.64M | 71.29M | 69.89M | 67.41M | 68M | 73.56M | 63.86M | 66.21M | 65.95M | 68.45M | 69.31M | 69.92M | 54.49M | 52.57M | 49.64M | 46.88M | 49M | 44.16M | 56.13M | 37.95M |
| Efficiency Ratio | 46.19% | 45.46% | 51.14% | 44.84% | 45.68% | 46.87% | 40.89% | 43.58% | 43.72% | 45.59% | 48% | 55.17% | 53.84% | 55.67% | 56.01% | 57.58% | 65.47% | 60.04% | 93.42% | 66.97% |
| Operating Income | 37.34M | 37.98M | 18.03M | 27.45M | 31.38M | 34.85M | 40.88M | 35.88M | 37.85M | 43.53M | 40.73M | 27.26M | 33.61M | 33.98M | 33.39M | 31.73M | 29.54M | 33.16M | -7.93M | 12.49M |
| Operating Margin % | 24.08% | 24.22% | 13.19% | 18.26% | 21.08% | 22.21% | 26.17% | 23.61% | 25.09% | 28.99% | 28.2% | 21.51% | 33.2% | 35.98% | 37.67% | 38.98% | 39.47% | 45.09% | -13.2% | 22.05% |
| Operating Income Growth % | 19.02% | 8.96% | -55.89% | -23.48% | -17.11% | -19.93% | 0.37% | 31.6% | 12.63% | 28.1% | 21.99% | -14.09% | 13.77% | 2.46% | 521.03% | 154% | 53.5% | 33.53% | -161.73% | 112.3% |
| Pretax Income | 37.34M | 37.98M | 38M | 27.45M | 31.38M | 34.85M | 40.88M | 35.88M | 37.85M | 43.53M | 40.73M | 27.26M | 33.61M | 33.98M | 33.39M | 31.73M | 29.54M | 33.16M | -7.93M | 12.49M |
| Pretax Margin % | 24.08% | 24.22% | 27.81% | 18.26% | 21.08% | 22.21% | 26.17% | 23.61% | 25.09% | 28.99% | 28.2% | 21.51% | 33.2% | 35.98% | 37.67% | 38.98% | 39.47% | 45.09% | -13.2% | 22.05% |
| Income Tax | 8.34M | 6.22M | 8.53M | 6.24M | 7.04M | 7.92M | 9.2M | 6.87M | 8.27M | 9.7M | 8.85M | 6.17M | 7.05M | 7.13M | 7.41M | 6.85M | 5.96M | 5.42M | -2.17M | 2.39M |
| Effective Tax Rate % | 22.33% | 16.39% | 22.44% | 22.73% | 22.44% | 22.74% | 22.5% | 19.15% | 21.84% | 22.29% | 21.72% | 22.62% | 20.97% | 20.99% | 22.19% | 21.58% | 20.18% | 16.33% | 27.39% | 19.14% |
| Net Income | 29.01M | 31.75M | 29.48M | 21.21M | 24.34M | 26.93M | 31.68M | 29.01M | 29.58M | 33.83M | 31.88M | 21.1M | 26.56M | 26.85M | 25.98M | 24.77M | 23.51M | 27.75M | -5.76M | 10.1M |
| Net Margin % | 18.7% | 20.25% | 21.57% | 14.11% | 16.35% | 17.16% | 20.29% | 19.09% | 19.61% | 22.53% | 22.08% | 16.65% | 26.24% | 28.43% | 29.31% | 30.42% | 31.41% | 37.73% | -9.58% | 17.83% |
| Net Income Growth % | 19.19% | 17.91% | -6.97% | -26.87% | -17.74% | -20.38% | -0.62% | 37.5% | 11.39% | 25.98% | 22.73% | -14.82% | 12.98% | -3.24% | 551.16% | 145.14% | 52.71% | 34.87% | -156.4% | 112.74% |
| Net Income (Continuing) | 29.01M | 31.75M | 29.48M | 21.21M | 24.34M | 26.93M | 31.68M | 29.01M | 29.58M | 33.83M | 31.88M | 21.1M | 26.56M | 26.85M | 25.98M | 24.89M | 23.58M | 27.75M | -5.76M | 10.1M |
| EPS (Diluted) | 0.81 | 0.89 | 0.83 | 0.59 | 0.68 | 0.76 | 0.89 | 0.83 | 0.84 | 0.94 | 0.90 | 0.64 | 0.96 | 0.95 | 0.92 | 0.88 | 0.84 | 0.98 | -0.28 | 0.51 |
| EPS Growth % | 19.12% | 17.11% | -6.74% | -28.92% | -19.05% | -19.15% | -1.11% | 29.69% | -12.5% | -1.05% | -2.17% | -27.27% | 14.29% | -3.06% | 428.57% | 72.55% | 6.33% | -6.67% | -154.9% | 121.74% |
| EPS (Basic) | 0.82 | 0.90 | 0.83 | 0.60 | 0.69 | 0.77 | 0.90 | 0.84 | 0.85 | 0.94 | 0.91 | 0.64 | 0.97 | 0.96 | 0.93 | 0.89 | 0.84 | 0.99 | -0.28 | 0.52 |
| Diluted Shares Outstanding | 35.49M | 35.44M | 35.4M | 35.3M | 35.3M | 35.27M | 35.2M | 35.12M | 35.05M | 35.09M | 35.06M | 32.65M | 27.4M | 27.98M | 27.97M | 28.06M | 28.13M | 28.17M | 20.79M | 19.46M |