Peoples Bancorp Inc. (PEBO) Earnings History
Growth Compounder35 years of earnings data (1991–2025) · Consistent double-digit EPS growth over 5 years
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Peoples Bancorp Inc. (PEBO) Earnings Overview
As of July 8, 2026, Peoples Bancorp Inc. (PEBO) reported trailing twelve-month net income of $111M, reflecting -9.7% year-over-year growth. The company earned $3.14 per diluted share over the past four quarters, with a net profit margin of 17.3%.
Looking at the long-term picture, PEBO's 5-year EPS compound annual growth rate (CAGR) stands at +11.6%, showing solid earnings momentum. The company achieved its highest annual net income of $117M in fiscal 2024.
Peoples Bancorp Inc. maintains industry-leading profitability with a gross margin of 67.5%, operating margin of 21.8%, and net margin of 17.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFBC ($279M net income, 20.3% margin), HONE ($26M net income, 8.7% margin), OVBC ($15M net income, 16.6% margin), PEBO has room to improve margins relative to the peer group. Compare PEBO vs FFBC →
PEBO Earnings vs Peers
Earnings metrics vs comparable public companies
PEBO Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $107M | -8.9% | $135M | $2.99 | 17.3% | 21.8% |
| 2024 | $117M | +3.4% | $150M | $3.31 | 19.0% | 24.3% |
| 2023 | $113M | +11.9% | $145M | $3.44 | 21.7% | 27.8% |
| 2022 | $101M | +113.0% | $129M | $3.60 | 29.8% | 37.9% |
| 2021 | $48M | +36.8% | $57M | $2.15 | 19.5% | 23.3% |
| 2020 | $35M | -35.3% | $43M | $1.73 | 16.3% | 20.0% |
| 2019 | $54M | +16.1% | $65M | $2.65 | 23.6% | 28.7% |
| 2018 | $46M | +20.2% | $55M | $2.42 | 22.9% | 27.2% |
| 2017 | $38M | +23.5% | $57M | $2.10 | 21.8% | 32.4% |
| 2016 | $31M | +184.8% | $45M | $1.71 | 19.3% | 28.0% |
| 2015 | $11M | -34.4% | $15M | $0.61 | 7.2% | 9.8% |
| 2014 | $17M | -5.1% | $24M | $1.35 | 14.4% | 20.8% |
| 2013 | $18M | -13.8% | $29M | $1.63 | 17.4% | 28.7% |
| 2012 | $20M | +62.4% | $30M | $1.92 | 19.8% | 29.1% |
| 2011 | $13M | +125.0% | $17M | $1.07 | 12.1% | 16.5% |
| 2010 | $6M | +33.2% | $6M | $0.34 | 4.6% | 4.7% |
| 2009 | $4M | -43.8% | $3M | $0.22 | 3.1% | 2.3% |
| 2008 | $7M | -59.3% | $8M | $0.72 | 5.3% | 5.4% |
| 2007 | $18M | -15.0% | $24M | $1.74 | 13.2% | 17.2% |
| 2006 | $22M | +5.2% | $29M | $2.01 | 15.4% | 21.0% |
| 2005 | $20M | +12.2% | $28M | $1.94 | 16.4% | 22.5% |
| 2004 | $18M | +12.4% | $24M | $1.71 | 16.7% | 22.3% |
| 2003 | $16M | -13.3% | $22M | $1.52 | 14.9% | 19.8% |
| 2002 | $19M | +52.0% | $25M | $2.19 | 19.1% | 25.7% |
| 2001 | $12M | +10.9% | $18M | $1.27 | 12.7% | 18.3% |
| 2000 | $11M | +4.0% | $16M | $1.20 | 11.8% | 16.8% |
| 1999 | $11M | +7.0% | $16M | $1.09 | 13.4% | 19.4% |
| 1998 | $10M | +16.3% | $15M | $0.91 | 14.1% | 20.8% |
| 1997 | $9M | +11.7% | $13M | $1.04 | 14.4% | 21.3% |
| 1996 | $8M | +26.2% | $11M | $0.95 | 14.6% | 21.3% |
| 1995 | $6M | +7.0% | $9M | $0.34 | 12.8% | 18.3% |
| 1994 | $6M | +11.8% | $8M | $0.29 | 14.3% | 20.1% |
| 1993 | $5M | +10.9% | $7M | $0.13 | 13.0% | 18.6% |
| 1992 | $5M | +27.8% | $6M | $0.11 | 11.2% | 14.8% |
| 1991 | $4M | - | $5M | $0.09 | 8.6% | 10.9% |
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PEBO — Frequently Asked Questions
Quick answers to the most common questions about buying PEBO stock.
What is PEBO earnings per share (EPS)?
PEBO trailing twelve-month (TTM) diluted EPS is $3.14, reflecting -9.7% year-over-year growth. The 5-year EPS CAGR is +11.6%. Complete EPS history from 1991 to 2025 is available in the table on this page.
What is Peoples Bancorp Inc.'s net income?
Peoples Bancorp Inc. (PEBO) trailing twelve-month net income is $111M as of 2025. Earnings declined -9.7% year-over-year. Peoples Bancorp Inc. has been profitable for 35 consecutive years.
Is PEBO profitable?
Yes, PEBO is profitable with a TTM net income of $111M and a net profit margin of +17.3%. Peoples Bancorp Inc. has generated profits for 35 consecutive years.
What is PEBO's earnings growth rate?
PEBO compound annual EPS growth rates (CAGR): 1-Year: -9.7%, 3-Year: -6.0%, 5-Year: +11.6%, 10-Year: +17.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1991 to 2025.
What are PEBO's profit margins?
Peoples Bancorp Inc. net profit margin is +17.3%, operating margin is +21.8%, and gross margin is +67.5%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.2%.
Is PEBO growing earnings?
PEBO earnings are declining — EPS fell -9.7% year-over-year. TTM net income dropped to $111M. This contrasts with the 5-year CAGR of +11.6%.
What was PEBO's best earnings year?
Peoples Bancorp Inc.'s highest annual net income on record is $117M, achieved in fiscal year 2024. Earnings history on this page spans 1991 to 2025 and includes all annual and quarterly figures.
What were PEBO's earnings last quarter?
PEBO's most recent reported quarter was Q1 2026. Net income was $29M with diluted EPS of $0.81. For a full breakdown of all quarters, see the quarterly earnings table on this page.