Pearl Diver Credit Company Inc.(PDPA)Earnings, Financials & Key Ratios
PDPA•NYSE
$25.12
31.8× P/E·Price updated Jul 7, 2026
AboutPearl Diver Credit Company Inc. operates as an investment company with a primary objective to maximize total return and a secondary objective to generate high current income through investments in CLOs.Show more
- EBITDA-$16M-205.5%
- Net Income-$19M-227.6%
- EPS (Diluted)0.79-7.1%
- Gross Margin78.85%-20.8%
- EBITDA Margin-71.78%-182.8%
- Operating Margin-71.78%-182.8%
- Net Margin-86.79%-200.2%
- ROE-14.46%-210.6%
PDPA Price & Volume
Pearl Diver Credit Company Inc. (PDPA) stock price & volume — 10-year historical chart
Loading chart...
Aggressive CLO Deployment Masks Severe Liquidity Constraints
Investment Thesis • Updated N/A
VerdictNegative: The company's -86.79% net margin and precarious $99
Growth:Expanding
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Insufficient liquidity for operations
Key Thesis Takeaways
- Pearl Diver Credit Company exhibits a high-risk profile characterized by aggressive revenue growth of 27.37% driven by CLO equity deployment, yet this is fundamentally undermined by a deeply negative operating margin of -71.78%.
- The firm's reliance on mark-to-market valuations for junior tranches creates significant earnings volatility, while a precarious cash position of $99,688 suggests an imminent requirement for dilutive capital raises.
- Investors should monitor the sustainability of the 10.3% dividend yield against the backdrop of persistent GAAP net losses and limited operational liquidity.
Verdict Logic
688 cash position indicate significant operational risk that outweighs the potential benefits of its 10.3% dividend yield.
PDPA Growth Metrics
Pearl Diver Credit Company Inc. (PDPA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-
Return on Capital
10 Years0.56%
5 Years0.56%
3 Years0.56%
Last Year-10.41%
Peers Comparison
Key metrics vs top competitors for Pearl Diver Credit Company Inc. (PDPA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $25.12 | $174.89M | 31.80 | 27.37% | -86.79% | -14.46% | 10.27% | |
| $8.93 | $871.57M | -1.49 | 309.08% | -65.48% | -33.24% | — | |
| $3.87 | $511.65M | -3.69 | 0.12% | -123.81% | -17.51% | — | |
| $2.63 | $77.1M | -6.74 | 116.98% | -22.88% | -6.12% | — | |
| $10.29 | $241.13M | -208.30 | 10.65% | -24.02% | -3.81% | — | |
| $18.47 | $13.26B | 9.93 | 32.87% | 43.69% | 8.11% | — |
Compare PDPA vs Peers
Pearl Diver Credit Company Inc. (PDPA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Get notified when PDPA posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
PDPA Frequently Asked Questions
Pearl Diver Credit Company Inc. (PDPA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Pearl Diver Credit Company Inc. growing?
Pearl Diver Credit Company Inc. (PDPA) grew revenue by 27.4% over the past year. This is strong growth.
Is PDPA profitable?
Pearl Diver Credit Company Inc. (PDPA) reported a net loss of $19.3M for fiscal year 2025.
Dividend & Returns
Does PDPA pay dividends?
Yes, Pearl Diver Credit Company Inc. (PDPA) pays a dividend with a yield of 10.27%. This makes it attractive for income-focused investors.
What is PDPA's return on equity?
Pearl Diver Credit Company Inc. (PDPA) has a return on equity (ROE) of -14.5%. Negative ROE indicates the company is unprofitable.
What is Pearl Diver Credit Company Inc.'s free cash flow?
Pearl Diver Credit Company Inc. (PDPA) generated $27.8M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.