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OCCIOFS Credit Company, Inc.
$2.63$77M
Overview & Verdict
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OCCI logoOFS Credit Company, Inc.(OCCI)Earnings, Financials & Key Ratios

OCCI•NASDAQ•Banking & Credit
$2.63
Price updated Jul 7, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryClosed-end funds and investment trusts
AboutOFS Credit Company, Inc. is a fund of OFS Advisor.Show more
  • Net Interest Income$37M+28.6%
  • Total Revenue$41M+117.0%
  • Net Income-$10M-166.0%
  • Return on Equity-6.57%-158.8%
  • Net Interest Margin13.74%+14.4%
  • Efficiency Ratio76.25%+288.8%
  • ROA-3.88%-155.0%
  • Equity / Assets56.5%-8.5%
  • Book Value per Share5.99-32.7%

OCCI Price & Volume

OFS Credit Company, Inc. (OCCI) stock price & volume — 10-year historical chart

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Structural Volatility Challenges OCCI Dividend Sustainability

Investment Thesis • Updated 2025Q4

VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Deteriorating
Primary Risk:CLO equity waterfall volatility

Key Thesis Takeaways

  • OFS Credit Company faces significant fundamental headwinds characterized by erratic net interest income and a concerning disconnect between GAAP earnings and cash distributions.
  • While the firm has aggressively expanded its asset base to $270.8 million as of 2025Q4, the reliance on external financing and the high sensitivity of junior CLO equity positions to credit defaults create substantial risk.
  • Investors should monitor the sustainability of the 47.2% dividend yield, which appears disconnected from the company's recent negative net income of $9.1 million.

Verdict Logic

the company's inability to generate positive net income while maintaining a 47.2% dividend yield suggests a structural risk to long-term capital preservation.

OCCI Growth Metrics

OFS Credit Company, Inc. (OCCI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-
3 Years15.64%
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM-165.99%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-141.61%

Return on Capital

10 Years0.66%
5 Years3.3%
3 Years0.36%
Last Year-0.88%

OCCI Recent Earnings

OFS Credit Company, Inc. (OCCI) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 4/12 qtrs (33%)
Q4 2025Latest
Dec 10, 2025
Metric
Actual
Est
EPS
$0.32-11.1%
$0.36
Rev
$11M-12.7%
$13M
Q4 2025
Sep 12, 2025
Metric
Actual
Est
EPS
$0.31-18.4%
$0.38
Rev
$12M-1.4%
$12M
Q3 2025
Jun 9, 2025
Metric
Actual
Est
EPS
$0.37+54.2%
$0.24
Rev
$10M-15.0%
$12M
Q2 2025
Mar 6, 2025
Metric
Actual
Est
EPS
$0.34+47.8%
$0.23
Rev
$10M+4.9%
$10M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q4 2025LatestDec 10, 2025
$0.32vs $0.36-11.1%
$11Mvs $13M-12.7%
Q4 2025Sep 12, 2025
$0.31vs $0.38-18.4%
$12Mvs $12M-1.4%
Q3 2025Jun 9, 2025
$0.37vs $0.24+54.2%
$10Mvs $12M-15.0%
Q2 2025Mar 6, 2025
$0.34vs $0.23+47.8%
$10Mvs $10M+4.9%
Based on last 12 quarters of dataView full earnings history →

Latest OCCI News

Recent stock market news and headlines for OFS Credit Company, Inc. (OCCI)

Business Wire·Jun 15, 2026
OFS Credit Company Provides May 2026 Net Asset Value Update

CHICAGO--(BUSINESS WIRE)--OFS Credit Company, Inc. (Nasdaq: OCCI, OCCIM, OCCIN) (“OFS Credit,” the “Company,” “we,” “us” or “our”), an investment company that primarily invests in collateralized loan obligation (“CLO”) equity and debt securities, today announced the following net asset value (“NAV”) estimate at May 31, 2026. Management's unaudited estimate of the range of our NAV per share of our common stock at May 31, 2026 is between $3.56 and $3.66. This estimate is not a comprehensive state.

Peers Comparison

Key metrics vs top competitors for OFS Credit Company, Inc. (OCCI)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
OCCI logoOCCIOFS Credit Company, Inc.Current
$2.63$77.1M-6.74116.98%-24.45%-6.57%45.75%
ECC logoECCEagle Point Credit Company Inc.
$3.87$511.65M-3.690.12%-123.81%-17.51%—
OXLC logoOXLCOxford Lane Capital Corp.
$8.93$871.57M-1.49309.08%-65.48%-33.24%—
EIC logoEICEagle Point Income Company Inc.
$10.29$241.13M-208.3010.65%-24.02%-3.81%—
ARCC logoARCCAres Capital Corporation
$18.47$13.26B9.9332.87%43.69%8.11%—
FSCO logoFSCOFS Credit Opportunities Corp.
$4.90$991.12M6.45-18.64%———

Compare OCCI vs Peers

OFS Credit Company, Inc. (OCCI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ECC

Most directly comparable listed peer for OCCI.

Scale Benchmark

vs ARCC

Larger-name benchmark to compare OCCI against a more recognizable public peer.

Peer Set

Compare Top 5

vs ECC, OXLC, EIC, ARCC

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OCCI Frequently Asked Questions

OFS Credit Company, Inc. (OCCI) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is OFS Credit Company, Inc. growing?

OFS Credit Company, Inc. (OCCI) grew revenue by 117.0% over the past year. This is strong growth.

Is OCCI profitable?

OFS Credit Company, Inc. (OCCI) reported a net loss of $9.9M for fiscal year 2025.

Dividend & Returns
Does OCCI pay dividends?

Yes, OFS Credit Company, Inc. (OCCI) pays a dividend with a yield of 45.75%. This makes it attractive for income-focused investors.

What is OCCI's return on equity?

OFS Credit Company, Inc. (OCCI) has a return on equity (ROE) of -6.6%. Negative ROE indicates the company is unprofitable.

Industry Metrics
What is OFS Credit Company, Inc.'s net interest margin?

OFS Credit Company, Inc. (OCCI) has a net interest margin (NIM) of 13.7%. This indicates healthy earnings from lending activities.

What is OFS Credit Company, Inc.'s efficiency ratio?

OFS Credit Company, Inc. (OCCI) has an efficiency ratio of 76.2%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in OCCI back in 2018?

Total return calculator · dividends reinvested · 8+ years of data

See returns →