OneMain Holdings, Inc. (OMF) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 739M | 865M | 828M | 774M | 665M | 752M | 677M | 712M | 558M | 678M | 596M | 683M | 562M | 664M | 545M | 626M | 552M | 608M | 509M | 574M |
| Operating CF Margin % | 375.13% | 53.66% | 51.94% | 50.39% | 44.3% | 50.2% | 46.21% | 50.68% | 41.18% | 49.31% | 44.08% | 52.46% | 44.22% | 51.39% | 42.38% | 49.6% | 44.12% | 51.79% | 40.11% | 46.97% |
| Operating CF Growth % | 11.13% | 15.03% | 22.3% | 8.71% | 19.18% | 10.91% | 13.59% | 4.25% | -0.71% | 2.11% | 9.36% | 9.11% | 1.81% | 9.21% | 7.07% | 9.06% | -0.72% | 4.29% | 19.76% | -10.17% |
| Net Income | 226M | 204M | 199M | 167M | 213M | 125M | 158M | 70M | 155M | 165M | 194M | 103M | 179M | 180M | 188M | 209M | 301M | 263M | 288M | 350M |
| Depreciation & Amortization | 74M | 73M | 72M | 72M | 70M | 70M | 71M | 70M | 66M | 66M | 66M | 64M | 61M | 74M | 63M | 64M | 61M | 67M | 70M | 66M |
| Stock-Based Compensation | 11M | 8M | 7M | 11M | 10M | 7M | 7M | 5M | 11M | 9M | 6M | 9M | 12M | 4M | 8M | 7M | 12M | 7M | 5M | 4M |
| Deferred Taxes | 29M | 33M | 15M | -20M | 15M | 0 | -31M | -27M | 15M | -6M | -16M | -23M | 9M | -18M | -45M | -20M | 21M | 21M | -19M | 17M |
| Other Non-Cash Items | 399M | 530M | 507M | 515M | 444M | 541M | 505M | 582M | 424M | 434M | 399M | 465M | 367M | 390M | 403M | 355M | 219M | 245M | 212M | 120M |
| Working Capital Changes | 0 | 17M | 28M | 29M | -87M | 9M | -33M | 12M | -113M | 10M | -53M | 65M | -66M | 34M | -72M | 11M | -62M | 5M | -47M | 17M |
| Change in Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Investing | -227M | -807M | -1.01B | -1.01B | -331M | -1.03B | -1.01B | -998M | -233M | -710M | -892M | -1.06B | -204M | -622M | -695M | -852M | 50M | -644M | -869M | -828M |
| Capital Expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CapEx % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 1.61B | 23.56B | 23.31B | 22.8B | 22.31B | 22.46B | 22.01B | 21.48B | 20.32B | 20.59B | 20.25B | 19.83B | 19.3B | 19.48B | 19.24B | 19.09B | 18.73B | 19.11B | 18.75B | 18.13B |
| Other Investing | -112M | -884M | -1.04B | -1.01B | -222M | -966M | -1.17B | -941M | -248M | -709M | -928M | -1.12B | -248M | -593M | -634M | -772M | -61M | -592M | -858M | -833M |
| Cash from Financing | -563M | 149M | 77M | 387M | -113M | 148M | 303M | 153M | -443M | -190M | 513M | 851M | -242M | -102M | 109M | 115M | -448M | -227M | -654M | 676M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | 0 | -69M | -32M | -15M | -15M | -2M | -18M | -8M | -4M | -19M | -11M | -6M | -35M | -56M | -45M | -94M | -122M | -192M | -141M | -35M |
| Dividends Paid | -128M | -123M | -125M | -125M | -126M | -125M | -126M | -125M | -122M | -121M | -121M | -122M | -123M | -116M | -118M | -120M | -126M | -89M | -557M | -94M |
| Share Repurchases | -107M | -71M | -33M | -21M | -16M | -3M | -19M | -8M | -5M | -20M | -11M | -7M | -27M | -56M | -43M | -94M | -110M | -192M | -141M | -35M |
| Other Financing | -435M | -1M | -2M | -5M | -10M | -1M | -2M | 1.88B | -8M | 0 | -2M | 0 | 1M | 0 | 1M | 1M | 0 | 0 | -1M | 1.58B |
| Net Change in Cash | -51M | 207M | -105M | 148M | 221M | -128M | -27M | -133M | -118M | -222M | 217M | 478M | 116M | -60M | -41M | -111M | 154M | -263M | -1.01B | 422M |
| Free Cash Flow | 739M | 865M | 828M | 774M | 665M | 752M | 677M | 712M | 558M | 678M | 596M | 683M | 562M | 664M | 545M | 626M | 552M | 608M | 509M | 574M |
| FCF Margin % | 375.13% | 53.66% | 51.94% | 50.39% | 44.3% | 50.2% | 46.21% | 50.68% | 41.18% | 49.31% | 44.08% | 52.46% | 44.22% | 51.39% | 42.38% | 49.6% | 44.12% | 51.79% | 40.11% | 46.97% |
| FCF Growth % | 11.13% | 15.03% | 22.3% | 8.71% | 19.18% | 10.91% | 13.59% | 4.25% | -0.71% | 2.11% | 9.36% | 9.11% | 1.81% | 9.21% | 7.07% | 9.06% | -0.72% | 4.29% | 19.76% | -10.17% |
| FCF per Share | 6.30 | 7.31 | 6.93 | 6.48 | 5.54 | 6.26 | 5.64 | 5.92 | 4.64 | 5.65 | 4.94 | 5.66 | 4.65 | 5.45 | 4.41 | 5.02 | 4.33 | 4.68 | 3.83 | 4.26 |
| FCF Conversion (FCF/Net Income) | 3.27x | 4.24x | 4.16x | 4.63x | 3.12x | 5.97x | 4.31x | 10.03x | 3.60x | 4.11x | 3.07x | 6.63x | 3.14x | 3.69x | 2.95x | 3.01x | 1.82x | 2.31x | 1.77x | 1.64x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |