NBT Bancorp Inc. (NBTB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 151.56M | 185.16M | 806.05M | 723.99M | 438.79M | 420.42M | 1.99B | 1.65B | 1.74B | 1.64B | 2.07B | 1.66B | 1.74B | 1.72B | 1.88B | 2.14B | 2.76B | 2.96B | 2.92B | 2.6B |
| Cash & Due from Banks | 151.56M | 185.16M | 640.24M | 541.56M | 254.08M | 284.06M | 482.46M | 207.52M | 319.09M | 205.19M | 672.65M | 201.89M | 229.79M | 197.35M | 321.06M | 523.62M | 1.09B | 1.27B | 1.35B | 1.07B |
| Short Term Investments | 0 | 0 | 165.81M | 182.43M | 184.71M | 136.37M | 1.51B | 1.44B | 1.42B | 1.43B | 1.4B | 1.45B | 1.51B | 1.53B | 1.56B | 1.62B | 1.66B | 1.69B | 1.58B | 1.53B |
| Total Investments | 14.73B | 14.53B | 14.09B | 14.07B | 12.46B | 12.32B | 12.2B | 12.1B | 11.92B | 11.91B | 11.91B | 10.66B | 10.62B | 10.53B | 10.32B | 10.27B | 10.15B | 9.86B | 9.77B | 9.61B |
| Investments Growth % | 18.24% | 17.92% | 15.55% | 16.36% | 4.49% | 3.44% | 2.45% | 13.46% | 12.32% | 13.17% | 15.32% | 3.8% | 4.59% | 6.75% | 5.71% | 6.86% | 6.38% | 5.07% | 4.57% | 3.7% |
| Long-Term Investments | 14.73B | 14.53B | 13.93B | 13.89B | 12.28B | 12.19B | 10.69B | 10.66B | 10.51B | 10.48B | 10.51B | 9.21B | 9.1B | 9B | 8.77B | 8.65B | 8.49B | 8.17B | 8.19B | 8.08B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 507.59M | 510.93M | 515.09M | 518.52M | 396.91M | 399.02M | 397.85M | 398.69M | 400.82M | 402.29M | 402.75M | 287.7M | 288.16M | 288.55M | 289.08M | 289.26M | 288.83M | 289.47M | 290.12M | 290.78M |
| Goodwill | 453.28M | 453.28M | 454.07M | 454.07M | 362.66M | 362.66M | 362.01M | 361.85M | 361.85M | 361.85M | 360.17M | 281.2M | 281.2M | 281.2M | 281.2M | 281.11M | 280.54M | 280.54M | 280.54M | 280.54M |
| Intangible Assets | 54.31M | 57.66M | 61.02M | 64.45M | 34.25M | 36.36M | 35.84M | 36.84M | 38.97M | 40.44M | 42.57M | 6.5M | 6.96M | 7.34M | 7.88M | 8.15M | 8.29M | 8.93M | 9.58M | 10.24M |
| PP&E (Net) | 100.25M | 99.28M | 98.67M | 95.79M | 81.6M | 80.84M | 80.13M | 78.71M | 80.24M | 80.67M | 82.84M | 66.8M | 67.87M | 69.05M | 69.34M | 69.43M | 71.03M | 72.09M | 71.93M | 72.48M |
| Other Assets | 712.68M | 584.76M | 764.25M | 784.92M | 671.69M | 699.14M | 681.6M | 721.52M | 714.21M | 707.48M | 763.35M | 673.82M | 637.52M | 656.92M | 636.72M | 568.11M | 543.45M | 520.07M | 519.65M | 534.32M |
| Total Current Assets | 151.56M | 237.16M | 806.05M | 723.99M | 438.79M | 420.42M | 1.99B | 1.65B | 1.74B | 1.64B | 2.07B | 1.66B | 1.74B | 1.72B | 1.88B | 2.14B | 2.76B | 2.96B | 2.92B | 2.6B |
| Total Non-Current Assets | 16.05B | 15.76B | 15.31B | 15.29B | 13.43B | 13.37B | 11.85B | 11.85B | 11.7B | 11.67B | 11.76B | 10.23B | 10.1B | 10.01B | 9.76B | 9.58B | 9.39B | 9.06B | 9.07B | 8.97B |
| Total Assets | 16.2B | 16B | 16.11B | 16.01B | 13.86B | 13.79B | 13.84B | 13.5B | 13.44B | 13.31B | 13.83B | 11.89B | 11.84B | 11.74B | 11.64B | 11.72B | 12.15B | 12.01B | 11.99B | 11.57B |
| Asset Growth % | 16.88% | 16.02% | 16.42% | 18.61% | 3.16% | 3.59% | 0.09% | 13.55% | 13.51% | 13.37% | 18.79% | 1.45% | -2.54% | -2.27% | -2.95% | 1.26% | 5.29% | 9.87% | 10.55% | 6.71% |
| Return on Assets (ROA) | 0.32% | 0.35% | 0.34% | 0.15% | 0.27% | 0.26% | 0.28% | 0.24% | 0.25% | 0.22% | 0.19% | 0.25% | 0.29% | 0.31% | 0.33% | 0.32% | 0.32% | 0.31% | 0.32% | 0.35% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 160.92M | 191.25M | 319.36M | 411.38M | 312.98M | 414.98M | 456.67M | 476.08M | 518.19M | 637.39M | 740.6M | 880.52M | 703.25M | 787.95M | 277.89M | 265.8M | 278.79M | 311.48M | 313.31M | 304.11M |
| Net Debt | 9.36M | 6.09M | -320.88M | -130.19M | 58.89M | 130.93M | -25.79M | 268.56M | 199.1M | 432.2M | 67.95M | 678.63M | 473.45M | 590.6M | -43.17M | -257.82M | -815.39M | -957.6M | -1.03B | -762.83M |
| Long-Term Debt | 43.11M | 43.18M | 180.63M | 298.41M | 227.38M | 252.04M | 251.71M | 251.38M | 251.06M | 250.74M | 250.42M | 228.1M | 228.02M | 202.94M | 203.34M | 203.25M | 213.77M | 213.68M | 213.6M | 213.51M |
| Short-Term Debt | 117.81M | 148.07M | 138.73M | 112.97M | 85.6M | 162.94M | 204.96M | 224.7M | 267.13M | 386.65M | 490.18M | 652.41M | 475.23M | 585.01M | 74.55M | 62.55M | 65.02M | 97.8M | 99.72M | 90.6M |
| Other Liabilities | 14.13B | 13.91B | 279.16M | 283.01M | 276.99M | 298.78M | 272.63M | 292.41M | 284.31M | 276.97M | 322.75M | 269.57M | 243.62M | 281.86M | 287.56M | 237.4M | 205.17M | 215.71M | 244.47M | 260.52M |
| Total Current Liabilities | 117.81M | 148.07M | 13.8B | 13.63B | 11.79B | 11.71B | 11.79B | 11.5B | 11.46B | 11.36B | 11.89B | 10.18B | 10.16B | 10.08B | 9.99B | 10.09B | 10.53B | 10.33B | 10.29B | 9.88B |
| Total Non-Current Liabilities | 14.17B | 13.95B | 459.79M | 581.41M | 504.37M | 550.82M | 524.34M | 543.79M | 535.36M | 527.7M | 573.17M | 497.67M | 471.64M | 484.8M | 490.89M | 440.65M | 418.94M | 429.39M | 458.06M | 474.04M |
| Total Liabilities | 14.29B | 14.1B | 14.26B | 14.21B | 12.3B | 12.26B | 12.32B | 12.04B | 12B | 11.88B | 12.46B | 10.68B | 10.63B | 10.57B | 10.48B | 10.53B | 10.95B | 10.76B | 10.75B | 10.35B |
| Total Equity | 1.91B | 1.9B | 1.85B | 1.81B | 1.57B | 1.53B | 1.52B | 1.46B | 1.44B | 1.43B | 1.36B | 1.21B | 1.21B | 1.17B | 1.16B | 1.19B | 1.2B | 1.25B | 1.24B | 1.23B |
| Equity Growth % | 22.27% | 24.25% | 21.76% | 23.48% | 8.63% | 7.05% | 11.68% | 20.77% | 18.96% | 21.48% | 17.84% | 1.85% | 0.78% | -6.15% | -6.84% | -2.98% | 0.95% | 5.29% | 6.46% | 7.21% |
| Equity / Assets (Capital Ratio) | 11.81% | 11.85% | 11.5% | 11.27% | 11.29% | 11.07% | 11% | 10.83% | 10.73% | 10.71% | 9.86% | 10.18% | 10.23% | 10% | 9.94% | 10.14% | 9.9% | 10.41% | 10.35% | 10.58% |
| Return on Equity (ROE) | 2.68% | 2.96% | 2.98% | 1.34% | 2.38% | 2.36% | 2.55% | 2.25% | 2.36% | 2.18% | 1.91% | 2.48% | 2.82% | 3.1% | 3.32% | 3.16% | 3.19% | 2.99% | 3.04% | 3.34% |
| Book Value per Share | 36.57 | 36.10 | 39.34 | 38.32 | 33.24 | 32.13 | 32.06 | 30.85 | 30.43 | 30.11 | 30.02 | 28.07 | 28.10 | 27.20 | 26.83 | 27.58 | 27.71 | 28.70 | 28.45 | 27.97 |
| Tangible BV per Share | 26.87 | 26.37 | 28.40 | 27.31 | 24.81 | 23.73 | 23.68 | 22.44 | 21.97 | 21.61 | 21.15 | 21.40 | 21.41 | 20.51 | 20.12 | 20.87 | 21.05 | 22.05 | 21.80 | 21.33 |
| Common Stock | 591K | 591K | 591K | 591K | 540K | 540K | 540K | 540K | 540K | 540K | 540K | 497K | 497K | 497K | 497K | 497K | 497K | 497K | 497K | 497K |
| Additional Paid-in Capital | 965.89M | 964.78M | 964.12M | 962.87M | 740.87M | 742.81M | 742.52M | 741.93M | 740.79M | 740.94M | 740.58M | 578.32M | 577.95M | 577.85M | 577.9M | 577.35M | 577.37M | 576.98M | 577.22M | 576.73M |
| Retained Earnings | 1.23B | 1.2B | 1.16B | 1.13B | 1.12B | 1.1B | 1.08B | 1.06B | 1.04B | 1.02B | 1.01B | 996.92M | 979.72M | 958.43M | 935.17M | 909.03M | 883.25M | 856.2M | 831.02M | 805.72M |
| Accumulated OCI | -87.31M | -82.6M | -98.88M | -109.49M | -121.81M | -142.1M | -125.74M | -162.92M | -164.49M | -160.93M | -207.58M | -190.1M | -173.92M | -190.03M | -183.54M | -124.78M | -91.38M | -23.34M | -14.49M | -9.29M |
| Treasury Stock | -193.52M | -183.41M | -173.34M | -174.39M | -174.7M | -175.32M | -175.59M | -175.79M | -175.99M | -176.69M | -177.18M | -175.15M | -172.59M | -173.19M | -173.48M | -173.53M | -167.49M | -159.88M | -152.79M | -148.6M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |