Mogo Inc.(MOGO)Earnings, Financials & Key Ratios
MOGO•NASDAQ
$0.87
Price updated Jul 7, 2026
AboutMogo Inc. operates as a financial technology company in Canada and internationally. The company provides digital solutions to the consumers to get in control of their financial health. It offers Mogo app to access a digital spending account with Mogo Visa Platinum Prepaid Card; MogoCrypto that enables the buying and selling of bitcoin; MogoProtect, a free ID fraud protection and monthly credit score monitoring; MogoMortgage, a digital mortgage experience; and MogoMoney that provides access to personal loans. The company also offers Mogo Trade, a free stock trading platform with real-time stock quotes and funding; and Mogo Ventures to manage its existing investments in strategic partners and companies. In addition, it operates Carta, a digital payments software platform that enable financial technology companies, banks, and corporations to issue payment products to consumers via multiple channels, including physical, virtual, and tokenized cards, as well as payment switching and routing services. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada.Show more
- Revenue$71M+9.2%
- EBITDA$5M-9.2%
- Net Income-$14M+23.5%
- EPS (Diluted)-0.56+22.2%
- Gross Margin65.56%-8.4%
- EBITDA Margin6.62%-16.9%
- Operating Margin-5.21%+12.4%
- Net Margin-19.21%+29.9%
- ROE-15.64%+10.5%
MOGO Price & Volume
Mogo Inc. (MOGO) stock price & volume — 10-year historical chart
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Persistent Operating Losses Cloud Strategic Pivot Efforts
Investment Thesis • Updated 2025Q3
VerdictNegative
Growth:Decelerating
Profitability:Negative
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:Liquidity and capital exhaustion
Key Thesis Takeaways
- Mogo Inc.
- faces a challenging transition as it attempts to pivot toward higher-margin B2B services while grappling with a 4.1% year-over-year revenue decline as of 2025Q3.
- The company's reliance on non-operating income to mask core operational deficits, combined with a significant $348.4M accumulated deficit in retained earnings, raises concerns regarding long-term capital sustainability.
- Investors should monitor the firm's ability to achieve consistent positive operating margins, which currently sit at -3.4%, against a backdrop of tightening liquidity and limited cash buffers.
Verdict Logic
the company's persistent operating losses and a dwindling cash position of $14.9M as of 2025Q3 indicate significant execution risk that outweighs current valuation multiples.
MOGO Growth Metrics
Mogo Inc. (MOGO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.77%
5 Years3.55%
3 Years7.37%
TTM-1.49%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM148.33%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM148.44%
Return on Capital
10 Years-8.4%
5 Years-7.21%
3 Years-6.51%
Last Year-2.93%
Peers Comparison
Key metrics vs top competitors for Mogo Inc. (MOGO)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.87 | $21.05M | -2.21 | 9.18% | -19.21% | -15.64% | — | |
| $383.96 | $5.16B | 28.38 | 47.49% | 40.81% | 84.53% | — | |
| $9.94 | $237.07M | 5.58 | 21.09% | 11.67% | 7.73% | — | |
| $97.38 | $1.47B | 16.34 | 53.29% | 10.79% | 21.82% | — | |
| $17.75 | $22.77B | 45.51 | 28.78% | 11.22% | 6.25% | — | |
| $83.62 | $27.85B | 557.47 | 38.8% | 11.95% | 11.17% | — |
Compare MOGO vs Peers
Mogo Inc. (MOGO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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MOGO Frequently Asked Questions
Mogo Inc. (MOGO) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Mogo Inc.'s revenue?
Mogo Inc. (MOGO) reported $69.3M in revenue for fiscal year 2024. This represents a 1021% increase from $6.2M in 2012.
How fast is Mogo Inc. growing?
Mogo Inc. (MOGO) grew revenue by 9.2% over the past year. This is steady growth.
Is MOGO profitable?
Yes, Mogo Inc. (MOGO) is profitable, generating $7.5M in net income for fiscal year 2024 (-19.2% net margin).
Dividend & Returns
What is MOGO's return on equity?
Mogo Inc. (MOGO) has a return on equity (ROE) of -15.6%. Negative ROE indicates the company is unprofitable.
What is Mogo Inc.'s free cash flow?
Mogo Inc. (MOGO) generated $3.2M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.