New York Post·Jun 21, 2026
Medallion Financial Corp. moving to 667 Madison Ave.Taxi industry mogul Andrew Murstein hailed a ride to Leonard Stern's 667 Madison Ave., joining an array of elite tenants at the boutique office tower.
Medallion Financial Corp.(MFIN)Earnings, Financials & Key Ratios
MFIN•NASDAQ
$9.94
5.6× P/E·Price updated Jul 7, 2026
AboutMedallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.Show more
- EBITDA$187M+169.9%
- Net Income$43M+20.0%
- EPS (Diluted)1.78+17.1%
- Gross Margin96.75%+122.1%
- EBITDA Margin52.82%+122.9%
- Operating Margin50.47%+134.0%
- Net Margin12.18%-0.9%
- ROE9.09%+7.8%
MFIN Price & Volume
Medallion Financial Corp. (MFIN) stock price & volume — 10-year historical chart
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Persistent Margin Volatility Obscures Earnings Quality
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Mixed
Profitability:Strained
Financial:Mixed
Cash Flow:Mixed
Primary Risk:Credit provision volatility
Key Thesis Takeaways
- Medallion Financial Corp.
- faces significant structural challenges as its transition to a consumer-focused banking model remains hampered by erratic earnings and high sensitivity to credit cycles.
- While the company has grown its equity base to $408.1 million as of 2026Q1, the reliance on discretionary lending segments and persistent goodwill of $150.8 million creates substantial valuation risk.
- Investors should monitor the sustainability of dividend payments, which totaled $3.1 million in 2026Q1, against the backdrop of highly volatile operating cash flows and shifting interest rate environments.
Verdict Logic
while the stock trades at a low P/E of 5.79, the extreme volatility in free cash flow margins and the 60% decline in recent EPS growth warrant a cautious, wait-and-see approach.
MFIN Growth Metrics
Medallion Financial Corp. (MFIN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years20.33%
5 Years18.48%
3 Years21.2%
TTM-
Profit CAGR
10 Years3.89%
5 Years-
3 Years-0.61%
TTM4.31%
EPS CAGR
10 Years4.02%
5 Years-
3 Years-0.92%
TTM-7.5%
Return on Capital
10 Years5.89%
5 Years11.77%
3 Years10.83%
Last Year10.04%
MFIN Recent Earnings
Medallion Financial Corp. (MFIN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 29, 2026Metric
Actual
Est
EPS
$0.20-20.0%
$0.25
Rev
$54M-3.7%
$56M
Q1 2026
Feb 18, 2026Metric
Actual
Est
EPS
$0.50+22.0%
$0.41
Rev
$56M+0.9%
$56M
Q4 2025
Oct 29, 2025Metric
Actual
Est
EPS
$0.46+58.6%
$0.29
Rev
$54M-3.5%
$56M
Q3 2025
Jul 30, 2025Metric
Actual
Est
EPS
$0.46+53.3%
$0.30
Rev
$58M+4.2%
$56M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $0.20vs $0.25-20.0% | $54Mvs $56M-3.7% |
| Q1 2026 | Feb 18, 2026 | $0.50vs $0.41+22.0% | $56Mvs $56M+0.9% |
| Q4 2025 | Oct 29, 2025 | $0.46vs $0.29+58.6% | $54Mvs $56M-3.5% |
| Q3 2025 | Jul 30, 2025 | $0.46vs $0.30+53.3% | $58Mvs $56M+4.2% |
Based on last 12 quarters of dataView full earnings history →
Latest MFIN News
Recent stock market news and headlines for Medallion Financial Corp. (MFIN)
Peers Comparison
Key metrics vs top competitors for Medallion Financial Corp. (MFIN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $9.94 | $237.07M | 5.58 | 21.09% | 12.18% | 9.09% | 4.55% | |
| $237.00 | $5.91B | 20.47 | 18.58% | 9.95% | 24.88% | — | |
| $199.11 | $923.93M | 28.94 | 3.7% | 5.98% | 9.36% | — | |
| $18.03 | $687.68M | -2.31 | 10.36% | -21.88% | -25% | — | |
| $90.17 | $1.93B | 8.26 | 33.89% | 16.02% | 30.7% | — | |
| $17.75 | $114.71M | 11.38 | 12.08% | 18.32% | 9.28% | — |
Compare MFIN vs Peers
Medallion Financial Corp. (MFIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MFIN SEC Filings & Documents
Medallion Financial Corp. (MFIN) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
Jun 12, 2026·SEC
Material company update
Jun 12, 2026·SEC
Material company update
Jun 12, 2026·SEC
10-K Annual Reports
310-Q Quarterly Reports
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MFIN Frequently Asked Questions
Medallion Financial Corp. (MFIN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Medallion Financial Corp.'s revenue?
Medallion Financial Corp. (MFIN) reported $338.6M in revenue for fiscal year 2025.
How fast is Medallion Financial Corp. growing?
Medallion Financial Corp. (MFIN) grew revenue by 21.1% over the past year. This is strong growth.
Is MFIN profitable?
Yes, Medallion Financial Corp. (MFIN) is profitable, generating $39.5M in net income for fiscal year 2025 (12.2% net margin).
Dividend & Returns
Does MFIN pay dividends?
Yes, Medallion Financial Corp. (MFIN) pays a dividend with a yield of 4.55%. This makes it attractive for income-focused investors.
What is MFIN's return on equity?
Medallion Financial Corp. (MFIN) has a return on equity (ROE) of 9.1%. This is below average, suggesting room for improvement.
What is Medallion Financial Corp.'s free cash flow?
Medallion Financial Corp. (MFIN) generated $131.3M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.