Seeking Alpha·Jun 24, 2026
MoneyHero Limited (MNY) Q1 2026 Earnings Call TranscriptMoneyHero Limited (MNY) Q1 2026 Earnings Call Transcript
MoneyHero Limited Class A Ordinary Shares(MNY)Earnings, Financials & Key Ratios
MNY•NASDAQ
$0.91
Price updated Jul 7, 2026
SectorCommunication ServicesIndustryInternet ServicesSub-IndustryConsumer Apps and Utility Platforms
AboutMoneyHero Limited operates as a personal finance company. The company was founded in 2014 and is headquartered in Singapore.Show more
- Revenue$73M-7.7%
- EBITDA-$10M+72.9%
- Net Income-$5M+86.3%
- EPS (Diluted)-0.12+86.7%
- Gross Margin49.22%+33.6%
- EBITDA Margin-13.34%+70.7%
- Operating Margin-14.72%+70.9%
- Net Margin-7.05%+85.2%
- ROE-11.82%+80.1%
MNY Price & Volume
MoneyHero Limited Class A Ordinary Shares (MNY) stock price & volume — 10-year historical chart
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Persistent Operational Losses Challenge MoneyHero Growth Trajectory
Investment Thesis • Updated 2025Q4
VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Insufficient liquidity and runway
Key Thesis Takeaways
- MoneyHero Limited faces significant structural headwinds as it struggles to achieve consistent operating leverage, evidenced by SG&A expenses that frequently eclipse gross profit.
- While the company has seen revenue growth reach 27.0% in 2025Q4, the reliance on high-cost digital acquisition and the absence of positive operating cash flow across the last ten quarters raise concerns regarding long-term sustainability.
- Investors should monitor the rapid depletion of cash reserves, which fell from $68.6 million in 2023Q4 to $12.3 million by 2025Q4, as the firm navigates a competitive Southeast Asian financial comparison landscape.
Verdict Logic
the company's inability to generate positive free cash flow and the rapid erosion of its cash position from $68.6 million to $12.3 million over two years suggest a high risk of continued shareholder dilution or liquidity constraints.
MNY Growth Metrics
MoneyHero Limited Class A Ordinary Shares (MNY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years2.53%
TTM-7.65%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM86.5%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM84.63%
Return on Capital
10 Years-27.14%
5 Years-32.56%
3 Years-48.2%
Last Year-24.41%
MNY Recent Earnings
MoneyHero Limited Class A Ordinary Shares (MNY) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 2/12 qtrs (50%)●Beat Revenue 1/12 qtrs (25%)
Q3 2026Latest
Jun 24, 2026Metric
Actual
Est
EPS
$0.11-83.3%
$0.06
Rev
$17M+2.1%
$16M
Q2 2026
Apr 30, 2026Metric
Actual
Est
EPS
$0.01+220.0%
$0.01
Rev
$20M-16.5%
$24M
Q4 2025
Dec 5, 2025Metric
Actual
Est
EPS
$0.10-400.0%
$0.02
Rev
$21M
—
Q4 2025
Sep 19, 2025Metric
Actual
Est
EPS
$0.01+125.4%
$0.02
Rev
$18M-22.8%
$23M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q3 2026Latest | Jun 24, 2026 | $0.11vs $0.06-83.3% | $17Mvs $16M+2.1% |
| Q2 2026 | Apr 30, 2026 | $0.01vs $0.01+220.0% | $20Mvs $24M-16.5% |
| Q4 2025 | Dec 5, 2025 | $0.10vs $0.02-400.0% | $21M |
| Q4 2025 | Sep 19, 2025 | $0.01vs $0.02+125.4% | $18Mvs $23M-22.8% |
Based on last 12 quarters of dataView full earnings history →
Latest MNY News
Recent stock market news and headlines for MoneyHero Limited Class A Ordinary Shares (MNY)
GlobeNewsWire·Jun 24, 2026
MoneyHero Group Reports Unaudited First Quarter 2026 ResultsHONG KONG and SINGAPORE, June 24, 2026 (GLOBE NEWSWIRE) -- MoneyHero Limited (Nasdaq: MNY ) (“MoneyHero” or the “Company”), a leading tech- and AI-powered personal finance aggregation and comparison platform and a digital insurance brokerage provider in Greater Southeast Asia, today announced its financial results for the first quarter ended March 31, 2026.
Peers Comparison
Key metrics vs top competitors for MoneyHero Limited Class A Ordinary Shares (MNY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.91 | $40.12M | -7.58 | -7.65% | -7.05% | -11.82% | — | |
| $45.14 | $625.45M | 4.19 | 24.12% | 15.02% | 85.96% | — | |
| $33.06 | $3.16B | 73.47 | 58.87% | 4.25% | 6.59% | — | |
| $9.50 | $691.62M | 14.84 | 21.67% | 8.11% | 18.34% | — | |
| $19.21 | $2.21B | 16.70 | 14.97% | 10.17% | 9.47% | — | |
| $17.75 | $22.77B | 45.51 | 28.78% | 11.22% | 6.25% | — |
Compare MNY vs Peers
MoneyHero Limited Class A Ordinary Shares (MNY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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MNY Frequently Asked Questions
MoneyHero Limited Class A Ordinary Shares (MNY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is MoneyHero Limited Class A Ordinary Shares's revenue?
MoneyHero Limited Class A Ordinary Shares (MNY) reported $73.4M in revenue for fiscal year 2025.
How fast is MoneyHero Limited Class A Ordinary Shares growing?
MoneyHero Limited Class A Ordinary Shares (MNY) saw revenue decline by 7.7% over the past year.
Is MNY profitable?
MoneyHero Limited Class A Ordinary Shares (MNY) reported a net loss of $5.2M for fiscal year 2025.
Dividend & Returns
What is MNY's return on equity?
MoneyHero Limited Class A Ordinary Shares (MNY) has a return on equity (ROE) of -11.8%. Negative ROE indicates the company is unprofitable.
What is MoneyHero Limited Class A Ordinary Shares's free cash flow?
MoneyHero Limited Class A Ordinary Shares (MNY) had negative free cash flow of $10.4M in fiscal year 2025, likely due to heavy capital investments.