MFA Financial, Inc. (MFA) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Hold
Based on 23 analysts12.2% Below Target
MFA trades 12.2% below Wall Street's consensus target of $10.50.
Current Price$9.36
Average Target$10.50
Low$10.50
Median$10.50
High$10.50
Analyst Target Range
Forward P/E7.5x
(Value)
PEG Ratio—
Implied Growth-2.0%
(Declining)
Analyst Spread0.0%
(High Agreement)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes MFA achieves its forward estimates and maintains a stable P/E multiple of 7.5x. This scenario reflects the blended consensus of 23 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
MFA Price Target Analysis
Updated July 8, 2026As of July 8, 2026, MFA Financial, Inc. (MFA) has a Wall Street consensus price target of $10.50, based on estimates from 23 covering analysts. With the stock currently trading at $9.36, this represents a potential upside of +12.2%. The company has a market capitalization of $956M.
Analyst price targets range from a low of $10.50 to a high of $10.50, representing a 0% spread in expectations. The median target of $10.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 10 analysts rating the stock as a Buy or Strong Buy,13 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, MFA trades at a trailing P/E of 5.6x and forward P/E of 7.5x. Analysts expect EPS to grow -2.0% over the next year.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Real Estate stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+20.4%
Industry Consensus
Avg Forward P/E
6.8x
(Value)
Peers with Coverage
10 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 AGNCAGNC Investment Corp. | $12.8B | $11.12 | $11.25 | +1.2% | Hold | 7.1x | 35 |
 NLYAnnaly Capital Management, Inc. | $16.6B | $22.69 | $24.33 | +7.2% | Buy | 7.6x | 28 |
 TWOTwo Harbors Investment Corp. | $1.3B | $12.08 | $13.50 | +11.8% | Hold | 10.6x | 22 |
 MITTTPG Mortgage Investment Trust Inc | $245M | $7.71 | $9.25 | +20.0% | Buy | 7.1x | 18 |
 RWTRedwood Trust, Inc. | $591M | $4.72 | $5.75 | +21.8% | Hold | 4.6x | 23 |
 EARNEllington Credit Company | $162M | $4.32 | $7.00 | +62.0% | Hold | 4.9x | 7 |
 PMTPennyMac Mortgage Investment Trust | $922M | $10.60 | $11.75 | +10.8% | Hold | 8.8x | 26 |
 IVRInvesco Mortgage Capital Inc. | $562M | $7.84 | $7.50 | -4.3% | Hold | 3.8x | 20 |
 EFCEllington Financial Inc. | $1.3B | $13.48 | $13.50 | +0.1% | Buy | 7.0x | 13 |
 GPMTGranite Point Mortgage Trust Inc. | $69M | $1.44 | $2.50 | +73.6% | Hold | — | 12 |
MFA — Frequently Asked Questions
Quick answers to the most common questions about buying MFA stock.
What is the MFA stock price target for 2026?
MFA Financial, Inc. (MFA) has a consensus 12-month price target of $10.5, implying 12.2% upside from $9.36. The 23 analysts covering MFA see moderate appreciation potential.
Is MFA a buy, sell, or hold?
MFA has a consensus rating of "Hold" based on 23 Wall Street analysts. The rating breakdown is mixed, with 13 Hold ratings making up the largest segment. The consensus 12-month price target of $10.5 implies 12.2% upside from current levels.
Is MFA stock overvalued or undervalued?
With a forward P/E of 7.4695x, MFA trades at a relatively low valuation. The consensus target of $10.5 implies 12.2% appreciation, suggesting meaningful undervaluation.
How high can MFA stock go?
The most bullish Wall Street analyst has a price target of $10.5 for MFA, while the most conservative target is $10.5. The consensus of $10.5 represents the median expectation. These targets typically reflect 12-month expectations.
How many analysts cover MFA stock?
MFA is well covered by analysts, with 23 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 10 have Buy ratings, 13 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the MFA stock forecast?
The 12-month MFA stock forecast based on 23 Wall Street analysts shows a consensus price target of $10.5, with estimates ranging from $10.5 (bear case) to $10.5 (bull case). The median consensus rating is "Hold".
What is MFA's forward P/E ratio?
MFA trades at a forward P/E ratio of 7.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 5.6x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy MFA stock?
Wall Street analysts are optimistic on MFA, with a "Hold" consensus rating and $10.5 price target (12.2% upside). 10 of 23 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do MFA price targets vary so much?
MFA analyst price targets range from $10.5 to $10.5, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $10.5 consensus represents the middle ground.
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