VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemes
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
Earnings
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Pharma & Energy
LLY vs NVOJNJ vs PFEXOM vs CVX
Compare Any Stocks...
WatchlistInsider
ScreenerThemes
Earnings
WatchlistInsider
LU
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist
LULufax Holding Ltd
$1.36$570M
Overview & Verdict
Overview
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice HistoryTechnical Analysis
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Ownership
Holders

LU logoLufax Holding Ltd(LU)Earnings, Financials & Key Ratios

LU•NYSE
$1.36
Price updated Jul 7, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryConsumer Credit Issuers and Installment Lenders
AboutLufax Holding Ltd operates a technology-empowered personal financial services platform in China. It offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.Show more
  • EBITDA-$173M-101.1%
  • Net Income-$2.04B-330.1%
  • EPS (Diluted)-4.76-254.5%
  • Gross Margin74.93%+7.7%
  • EBITDA Margin-0.61%-101.7%
  • Operating Margin-1.56%-104.4%
  • Net Margin-7.25%-440.9%
  • ROE-2.32%-346.7%

LU Price & Volume

Lufax Holding Ltd (LU) stock price & volume — 10-year historical chart

Loading chart...

Strategic Pivot Triggers Severe Margin Contraction

Investment Thesis • Updated 2024Q3

VerdictNegative
Growth:Contracting
Profitability:Negative
Financial:Strained
Cash Flow:Deteriorating
Primary Risk:Credit impairment and regulatory headwinds

Key Thesis Takeaways

  • Lufax is currently undergoing a high-risk transition toward a 100% risk-bearing credit model, which has fundamentally eroded profitability as evidenced by four consecutive quarters of net losses.
  • The company's revenue has plummeted from $13.7B in 2022Q2 to $4.4B in 2024Q3, reflecting a significant reduction in business scale and market footprint.
  • Investors should remain cautious as the firm's reliance on capital-intensive operations continues to pressure equity and liquidity, with the long-term sustainability of this business model remaining unproven.

Verdict Logic

the company's transition to a risk-bearing model has resulted in a net loss of $874.8M in 2024Q3 and a significant erosion of retained earnings to $62.9B, indicating substantial fundamental instability.

LU Growth Metrics

Lufax Holding Ltd (LU) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-8.46%
3 Years-24.37%
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM-469.24%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-311.07%

Return on Capital

10 Years7.92%
5 Years6.27%
3 Years4.84%
Last Year-0.24%

LU Recent Earnings

Lufax Holding Ltd (LU) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 2/12 qtrs (25%)●Beat Revenue 3/12 qtrs (38%)
Q4 2025Latest
Dec 15, 2025
Metric
Actual
Est
EPS
$0.16
—
Rev
—
—
Q4 2025
Sep 24, 2025
Metric
Actual
Est
EPS
$0.19
—
Rev
—
—
Q3 2025
Aug 27, 2025
Metric
Actual
Est
EPS
$0.19
—
Rev
—
—
Q3 2025
Jun 30, 2025
Metric
Actual
Est
EPS
$0.21
—
Rev
—
—
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q4 2025LatestDec 15, 2025
$0.16
—
Q4 2025Sep 24, 2025
$0.19
—
Q3 2025Aug 27, 2025
$0.19
—
Q3 2025Jun 30, 2025
$0.21
—
Based on last 12 quarters of dataView full earnings history →

Latest LU News

Recent stock market news and headlines for Lufax Holding Ltd (LU)

PRNewsWire·Jun 30, 2026
Lufax Announces Results of Annual General Meeting

SHANGHAI, June 30, 2026 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced the results of its annual general meeting of shareholders held in Shanghai on Jun 30, 2026. At the meeting, the shareholders of Lufax approved, ratified and/or confirmed the following resolutions: To receive and adopt the audited consolidated financial statements of the Company for the year ended December 31, 2024 and the reports of the directors ("Directors", each a "Director") of the Company and auditors of the Company ("Auditors") thereon.

Peers Comparison

Key metrics vs top competitors for Lufax Holding Ltd (LU)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
LU logoLULufax Holding LtdCurrent
$1.36$570.2M-1.94-32.51%-7.25%-2.32%—
FINV logoFINVFinVolution Group
$4.71$1.17B3.421.03%18.75%6.05%—
QFIN logoQFINQfin Holdings, Inc.
$14.51$1.89B1.158.83%33.86%24.95%—
CNF logoCNFCNFinance Holdings Limited
$2.73$918.46K-0.01-60.88%-14.04%-1.25%—
UPST logoUPSTUpstart Holdings, Inc.
$33.06$3.16B73.4758.87%4.25%6.59%—
LC logoLCLendingClub Corporation
$19.21$2.21B16.7014.97%10.17%9.47%—

Compare LU vs Peers

Lufax Holding Ltd (LU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FINV

Most directly comparable listed peer for LU.

Scale Benchmark

vs BABA

Larger-name benchmark to compare LU against a more recognizable public peer.

Peer Set

Compare Top 5

vs FINV, QFIN, CNF, UPST

Get notified when LU posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

LU Frequently Asked Questions

Lufax Holding Ltd (LU) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Lufax Holding Ltd's revenue?

Lufax Holding Ltd (LU) reported $31.92B in revenue for fiscal year 2025.

How fast is Lufax Holding Ltd growing?

Lufax Holding Ltd (LU) saw revenue decline by 32.5% over the past year.

Is LU profitable?

Lufax Holding Ltd (LU) reported a net loss of $3.38B for fiscal year 2025.

Dividend & Returns
What is LU's return on equity?

Lufax Holding Ltd (LU) has a return on equity (ROE) of -2.3%. Negative ROE indicates the company is unprofitable.

What is Lufax Holding Ltd's free cash flow?

Lufax Holding Ltd (LU) generated $8.63B in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

What if you invested $1,000 in LU back in 2017?

Total return calculator · dividends reinvested · 9+ years of data

See returns →