LM Funding America, Inc. (LMFA) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 12.72M | 1.51M | 11.77M | 868.36K | 1.05M | 3.64M | 9.14M | 167.79B | 843.07K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 22.89M | 22.58M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 254.54 | 1.89 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 0 | 0 | -31.19K | 0 | -4.01M | 0 | -11.91M | -7.53M | -5.49M | -6.39M | -5.51M | -9.26M | -16.24M | -20.35M | -28.29M | -37.26M | 0 | 0 |
| Total Non-Current Assets | 16.3M | 49.81M | 48.38M | 38.17M | 22.69M | 30.03M | 22.89M | 19.81T | 21.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9.33M | 14.85M |
| Property, Plant & Equipment | 10.03M | 10.65M | 16.94M | 15.36M | 17.27M | 19.32M | 17.42M | 19.81M | 22.18M | 24.73M | 26.41M | 27.73M | 28.33M | 27.46M | 32.73M | 15.4M | 352.23K | 77.88K | 93.24K | 118.8K |
| Fixed Asset Turnover | 0.20x | 0.17x | 0.12x | 0.35x | 0.03x | 0.33x | 0.06x | -0.01x | 0.44x | 0.16x | 0.11x | 0.01x | -0.09x | -0.21x | 0.00x | 1.60x | -3.69x | -13.13x | -28.86x | 91.85x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 6.26M | 16.76M | 6.75M | 10.37M | 10.42M | 10.48M | 5M | 0 | 0 | 0 | 2M | 2.8M | 0 | 0 | 0 | 0 | 0 | 0 | 1.4M | 0 |
| Long-Term Investments | 0 | 25.07K | 0 | 87.52K | 0 | 205.04K | 0 | 853.15K | 2.65M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.75M | 14.64M |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 41.75M | 51.32M | 60.16M | 39.03M | 39.12M | 44.05M | 36.54M | 34.14M | 40.16M | 37.71M | 38.44M | 42.34M | 46.14M | 53.19M | 67.95M | 69.98M | 59.74M | 62.1M | 32.22M | 37.43M |
| Asset Turnover | 0.05x | 0.04x | 0.04x | 0.15x | 0.01x | 0.15x | 0.03x | -0.00x | 0.27x | 0.11x | 0.07x | 0.01x | -0.05x | -0.11x | 0.00x | 0.19x | -0.01x | -0.02x | -0.09x | 0.37x |
| Asset Growth % | 6.73% | 16.5% | 64.65% | 14.34% | -2.58% | 16.8% | -4.94% | -19.37% | -12.98% | -29.1% | -43.44% | -39.5% | -22.76% | -14.35% | 110.88% | 86.98% | 125.93% | 404.2% | 148.99% | 443.68% |
| Total Current Liabilities | 17.89M | 18.12M | 9.9M | 3.36M | 1.91M | 1.56M | 3.03M | 3.05M | 2.54M | 2.77M | 2.47M | 2.29M | 2.14M | 2.21M | 1.97M | 897.69K | 848.43K | 1.09M | 761.58K | 406.85K |
| Accounts Payable | 0 | 0 | 3.07M | 1.53M | 1.36M | 989.56K | 1.4M | 1.35M | 2.04M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 496.21K | 298.24K |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 17.89M | 18.12M | 6.58M | 1.64M | 361.55K | 386.31K | 1.52M | 1.58M | 439.82K | 677.97K | 169.9K | 213.86K | 397.95K | 566.6K | 90K | 90.03K | 147.42K | 182.69K | 172.03K | 0 |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | -128.39K | 0 | 1.87M | 2.09M | 2.3M | 2.07M | 1.75M | 1.65M | 1.88M | 807.66K | 701.01K | 911.04K | 0 | 0 |
| Current Ratio | 0.71x | 0.08x | 1.19x | 0.26x | 0.55x | 2.33x | 3.02x | 55062.74x | 0.33x | - | - | - | - | - | - | - | - | - | 30.06x | 55.50x |
| Quick Ratio | 0.71x | 0.08x | 1.19x | 0.26x | 0.55x | 2.33x | 3.02x | 55062.74x | 0.33x | - | - | - | - | - | - | - | - | - | 30.06x | 55.50x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 4.77M | 4.32M | 1.85M | 5.55M | 7.17M | 13.51M | 4.91M | 79.54K | 56.15K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 167.45K | 204.12K |
| Long-Term Debt | 1.94M | 1.93M | 1.24M | 4.91M | 6.39M | 6.37M | 4.84M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 22.66M | 22.44M | 11.75M | 8.91M | 9.08M | 8.7M | 7.94M | 3.13M | 2.59M | 2.85M | 2.58M | 2.44M | 2.31M | 2.39M | 2.17M | 1.12M | 1.1M | 1.09M | 929.03K | 610.97K |
| Total Debt | 20.41M | 20.65M | 8.62M | 7.36M | 7.68M | 7.7M | 6.48M | 1.73M | 610.11K | 763.75K | 284.75K | 365.55K | 568.25K | 746K | 293.21K | 316.35K | 395.89K | 182.69K | 267.02K | 121.3K |
| Net Debt | 19.6M | 19.22M | 8.33M | 6.52M | 6.66M | 4.32M | 566.29K | 1.58M | -217.25K | -1.64M | -184.25K | -1.48M | -2.86M | -3.49M | -9.88M | -16.73M | -24.14M | -32.38M | -18.76M | -22.05M |
| Debt / Equity | 1.07x | 0.71x | 0.18x | 0.24x | 0.26x | 0.22x | 0.23x | 0.06x | 0.02x | 0.02x | 0.01x | 0.01x | 0.01x | 0.01x | 0.00x | 0.00x | 0.01x | 0.00x | 0.01x | 0.00x |
| Debt / EBITDA | - | - | - | 3.50x | - | 3.02x | - | - | 0.14x | - | - | - | - | - | - | 0.05x | - | - | - | 0.01x |
| Net Debt / EBITDA | - | - | - | 3.11x | - | 1.69x | - | - | -0.05x | - | - | - | - | - | - | -2.55x | - | - | - | -1.96x |
| Interest Coverage | -17.55x | -39.60x | - | 0.27x | -24.48x | 8.92x | -38.72x | -167.59x | 33.23x | - | - | - | - | -4887.60x | - | - | - | - | -1398.21x | 59619.68x |
| Total Equity | 19.09M | 28.88M | 48.41M | 30.12M | 30.04M | 35.34M | 28.59M | 31.01M | 37.56M | 34.86M | 35.85M | 39.9M | 43.83M | 50.8M | 65.78M | 68.86M | 58.64M | 61.01M | 31.3M | 36.82M |
| Equity Growth % | -36.44% | -18.29% | 69.3% | -2.86% | -20.03% | 1.38% | -20.25% | -22.28% | -14.3% | -31.37% | -45.5% | -42.05% | -25.26% | -16.74% | 110.2% | 87.03% | 129.41% | 431.99% | 166.14% | 496.24% |
| Book Value per Share | 0.89 | 2.00 | 9.43 | 5.87 | 5.85 | 12.59 | 10.75 | 12.47 | 15.47 | 14.75 | 15.96 | 18.16 | 19.63 | 23.28 | 8.61 | 10.55 | 8.98 | 11.25 | 5.77 | 6.79 |
| Total Shareholders' Equity | 20.83M | 30.62M | 50.14M | 31.86M | 31.73M | 37.03M | 30.2M | 32.52M | 38.47M | 36.19M | 37.37M | 41.16M | 44M | 49.19M | 62.16M | 65.17M | 58.68M | 60.76M | 31.01M | 36.49M |
| Common Stock | 15.63K | 13.59K | 14.99K | 4.6K | 4.6K | 4.6K | 2.82K | 2.49K | 2.49K | 2.49K | 14.65K | 14.65K | 13.09K | 13.09K | 13.09K | 13.09K | 13.09K | 13.02K | 5.41K | 5.41K |
| Retained Earnings | -102.7M | -92.58M | -74.69M | -70.96M | -71.06M | -65.66M | -67.63M | -62.93M | -56.86M | -58.96M | -57.37M | -52.95M | -48.4M | -43.02M | -23.32M | -16.66M | -19.51M | -13.78M | -8.54M | -3.05M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | -1.74M | -1.74M | -1.73M | -1.73M | -1.69M | -1.68M | -1.61M | -1.5M | -910.89K | -1.33M | -1.51M | -1.26M | -170.26K | 1.61M | 3.62M | 3.68M | -42.11K | 249.09K | 289.96K | 323.91K |