LM Funding America, Inc. (LMFA) P/E Ratio History
Deep ValueTrading at -0.0x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2015–2021
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P/E Ratio Analysis
As of July 8, 2026, LM Funding America, Inc. (LMFA) trades at a price-to-earnings ratio of -0.0x, with a stock price of $0.15 and trailing twelve-month earnings per share of $-1.49.
The current P/E is 100% below its 5-year average of 13.6x. Over the past five years, LMFA's P/E has ranged from a low of 0.0x to a high of 33.5x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, LMFA trades at a 100% discount to its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 157.0x.
Relative to the broader market, LMFA trades at a notable discount to the S&P 500 median P/E of 25.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our LMFA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
LMFA Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
LMFA P/E vs Peers
Debt Collection and Collateral Lending peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 11.1Lowest | -Best | +262%Best | |
| $14B | 102.1 | -Best | +234% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
LMFA Historical P/E Data (2015–2021)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2021 Q4 | Dec 31 2021 | $29.16 | $0.87 | 33.5x | +146% |
| FY2021 Q3 | - | $24.54 | $1.69 | 14.5x | +7% |
| FY2021 Q2 | Jun 30 2021 | $25.74 | $1.29 | 20.0x | +47% |
| FY2016 Q1 | - | $0.32 | $12.04 | 0.0x | -100% |
| FY2015 Q4 | - | $0.34 | $27.16 | 0.0x | -100% |
Average P/E for displayed period: 13.6x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
11+ years return with dividends reinvested.
DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
LMFA — Frequently Asked Questions
Quick answers to the most common questions about buying LMFA stock.
What is LMFA's P/E ratio?
LM Funding America, Inc. (LMFA) trailing twelve-month P/E ratio is -0.0x, based on TTM diluted EPS of $-1.49. The 5-year average P/E is 13.6x and the historical range spans 0.0x to 33.5x.
Is LMFA stock overvalued or undervalued?
LMFA current P/E: -0.0x. 5-year average P/E: 13.6x. Percentile: 0th.
Is LMFA stock expensive?
LMFA is fairly valued relative to its own history. The current P/E of -0.0x is near the 5-year average of 13.6x (0th percentile of historical range).
What is LMFA's historical P/E range?
Over the past 5 years, LMFA's P/E ratio has ranged from 0.0x to 33.5x, with a median of 14.5x and an average of 13.6x. The current P/E of -0.0x places the stock at the 0th percentile of this range. Full historical data spans 2015–2021.
How does LMFA's P/E compare to the S&P 500?
LMFA current P/E: -0.0x. S&P 500 median P/E: 25.9x.
How does LMFA's valuation compare to Financial Services peers?
LM Funding America, Inc. P/E of -0.0x can be benchmarked against Financial Services peers in the comparison table on this page.
What is LMFA's PEG ratio?
LMFA PEG ratio is N/A, based on a P/E of -0.0x and EPS growth of -25.7%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is LMFA's earnings yield?
LMFA earnings yield is N/A, the inverse of its -0.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.