Horizon Bancorp, Inc. (HBNC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 62.24M | 63.48M | 58.39M | 55.35M | 52.27M | 53.13M | 46.91M | 45.28M | 43.29M | 42.26M | 42.09M | 46.16M | 45.24M | 44.94M | 51.86M | 52.04M | 46.83M | 49.98M | 46.54M | 42.63M |
| NII Growth % | 19.08% | 19.48% | 24.46% | 22.25% | 20.74% | 25.72% | 11.45% | -1.91% | -4.31% | -5.98% | -18.84% | -11.31% | -3.4% | -10.07% | 11.42% | 22.08% | 10.09% | 14.57% | 7.25% | -0.85% |
| Net Interest Margin % | 0.95% | 0.99% | 0.87% | 0.72% | 0.69% | 0.68% | 0.59% | 0.57% | 0.55% | 0.53% | 0.53% | 0.58% | 0.57% | 0.57% | 0.67% | 0.68% | 0.63% | 0.67% | 0.62% | 0.7% |
| Interest Income | 86.65M | 89.29M | 92.84M | 91.48M | 89.17M | 93.35M | 90.89M | 86.98M | 85.26M | 83.51M | 80.13M | 76.87M | 71.8M | 63.35M | 61.5M | 56.61M | 50.74M | 54.12M | 50.87M | 47.42M |
| Interest Expense | 24.41M | 25.81M | 34.45M | 36.12M | 36.91M | 40.22M | 43.98M | 41.7M | 41.98M | 41.26M | 38.03M | 30.71M | 26.56M | 18.41M | 9.63M | 4.56M | 3.91M | 4.14M | 4.32M | 4.79M |
| Loan Loss Provision | 391K | 0 | -3.57M | 2.46M | 1.38M | 1.17M | 1.04M | 2.37M | 805K | 1.27M | 263K | 680K | 242K | -69K | -601K | 240K | -1.39M | -2.07M | 1.11M | -1.49M |
| Non-Interest Income | 11.24M | 11.46M | -296.57M | 9.69M | 15.81M | -30.24M | 10.48M | 9.45M | 9.21M | -21.79M | 10.71M | 9.6M | 8.5M | 13.23M | 8.8M | 10.9M | 12.95M | 10.03M | 13.4M | 12.1M |
| Non-Interest Income % | 11.48% | 11.38% | 145.57% | 9.58% | 15.06% | -47.91% | 10.34% | 9.8% | 9.75% | -35.31% | 11.79% | 11.1% | 10.59% | 17.28% | 12.51% | 16.15% | 20.33% | 15.63% | 20.85% | 20.33% |
| Total Revenue | 97.89M | 100.75M | -203.74M | 101.17M | 104.98M | 63.11M | 101.36M | 96.43M | 94.47M | 61.72M | 90.83M | 86.47M | 80.3M | 76.58M | 70.29M | 67.51M | 63.69M | 64.14M | 64.27M | 59.52M |
| Revenue Growth % | -6.75% | 59.64% | -300.99% | 4.91% | 11.13% | 2.25% | 11.59% | 11.52% | 17.65% | -19.4% | 29.23% | 28.08% | 26.08% | 19.39% | 9.38% | 13.42% | 8.62% | -8.38% | 0.46% | 1.26% |
| Non-Interest Expense | 40.75M | 40.62M | 51.72M | 38.19M | 38.62M | 43.65M | 38.24M | 36.48M | 36.39M | 37.98M | 35.05M | 34.87M | 33.41M | 34.43M | 35.42M | 33.87M | 34.06M | 36.57M | 31.7M | 30.28M |
| Efficiency Ratio | 41.62% | 40.31% | -25.38% | 37.75% | 36.78% | 69.16% | 37.72% | 37.84% | 38.52% | 61.54% | 38.58% | 40.32% | 41.6% | 44.96% | 50.4% | 50.17% | 53.48% | 57.01% | 49.33% | 50.88% |
| Operating Income | 32.34M | 34.32M | -286.33M | 24.39M | 28.08M | -21.93M | 18.11M | 15.87M | 15.3M | -18.8M | 17.49M | 20.21M | 20.09M | 23.81M | 25.83M | 28.83M | 27.1M | 25.5M | 27.13M | 25.94M |
| Operating Margin % | 33.04% | 34.07% | 140.54% | 24.11% | 26.75% | -34.75% | 17.86% | 16.46% | 16.2% | -30.45% | 19.25% | 23.38% | 25.02% | 31.1% | 36.75% | 42.71% | 42.55% | 39.76% | 42.21% | 43.59% |
| Operating Income Growth % | 15.17% | 256.49% | -1681.49% | 53.69% | 83.5% | -16.69% | 3.52% | -21.48% | -23.82% | -178.93% | -32.3% | -29.89% | -25.87% | -6.63% | -4.77% | 11.14% | 13.53% | 6.89% | 10.1% | 55.98% |
| Pretax Income | 32.34M | 32.69M | -286.33M | 24.39M | 28.08M | -21.93M | 18.11M | 15.87M | 15.3M | -18.8M | 17.49M | 20.21M | 20.09M | 23.81M | 25.83M | 28.83M | 27.1M | 25.5M | 27.13M | 25.94M |
| Pretax Margin % | 33.04% | 32.45% | 140.54% | 24.11% | 26.75% | -34.75% | 17.86% | 16.46% | 16.2% | -30.45% | 19.25% | 23.38% | 25.02% | 31.1% | 36.75% | 42.71% | 42.55% | 39.76% | 42.21% | 43.59% |
| Income Tax | 6.18M | 5.77M | -64.34M | 3.75M | 4.14M | -11.05M | -75K | 1.73M | 1.31M | 6.42M | 1.28M | 1.45M | 1.86M | 2.65M | 2.01M | 3.98M | 3.54M | 4.08M | 4.06M | 3.77M |
| Effective Tax Rate % | 19.1% | 17.66% | 22.47% | 15.38% | 14.75% | 50.39% | -0.41% | 10.92% | 8.59% | -34.15% | 7.34% | 7.18% | 9.27% | 11.12% | 7.79% | 13.79% | 13.06% | 16% | 14.95% | 14.53% |
| Net Income | 26.17M | 26.92M | -221.99M | 20.64M | 23.94M | -10.88M | 18.18M | 14.14M | 13.99M | -25.21M | 16.2M | 18.76M | 18.23M | 21.16M | 23.82M | 24.86M | 23.56M | 21.43M | 23.07M | 22.17M |
| Net Margin % | 26.73% | 26.72% | 108.96% | 20.41% | 22.81% | -17.24% | 17.94% | 14.66% | 14.81% | -40.85% | 17.84% | 21.7% | 22.7% | 27.64% | 33.89% | 36.82% | 37% | 33.4% | 35.9% | 37.25% |
| Net Income Growth % | 9.29% | 347.39% | -1321.07% | 45.99% | 71.13% | 56.84% | 12.19% | -24.64% | -23.24% | -219.14% | -31.97% | -24.52% | -22.64% | -1.21% | 3.25% | 12.11% | 15.38% | -2.14% | 13.58% | 51.47% |
| Net Income (Continuing) | 26.17M | 26.92M | -221.99M | 20.64M | 23.94M | -10.88M | 18.18M | 14.14M | 13.99M | -25.21M | 16.2M | 18.76M | 18.23M | 21.16M | 23.82M | 24.86M | 23.56M | 21.43M | 23.07M | 22.17M |
| EPS (Diluted) | 0.51 | 0.53 | -4.69 | 0.47 | 0.54 | -0.25 | 0.41 | 0.32 | 0.32 | -0.58 | 0.37 | 0.43 | 0.42 | 0.48 | 0.55 | 0.57 | 0.54 | 0.49 | 0.52 | 0.50 |
| EPS Growth % | -5.56% | 312% | -1243.9% | 46.88% | 68.75% | 56.9% | 10.81% | -25.58% | -23.81% | -220.83% | -32.73% | -24.56% | -22.22% | -2.04% | 5.77% | 14% | 17.39% | -2% | 13.04% | 51.52% |
| EPS (Basic) | 0.51 | 0.53 | -4.69 | 0.47 | 0.55 | -0.25 | 0.42 | 0.32 | 0.32 | -0.58 | 0.37 | 0.43 | 0.42 | 0.49 | 0.55 | 0.57 | 0.54 | 0.49 | 0.53 | 0.50 |
| Diluted Shares Outstanding | 51.24M | 51.28M | 47.31M | 44.03M | 43.95M | 43.72M | 44.11M | 43.99M | 43.87M | 43.65M | 43.8M | 43.74M | 43.74M | 43.67M | 43.7M | 43.69M | 43.73M | 43.73M | 43.96M | 44.11M |