Trailing Dividend / Share
$0.42
Horizon Bancorp, Inc. (HBNC) Dividend History
Income profile from 2002 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.1%
Payout Ratio
N/A
Unknown
Dividend Streak
0 years
HBNC Dividend Income Check
Safety
Payout ratio data not available yet.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 4.1% and trend is rising.
HBNC Dividend Scorecard
Yield & Income
Dividend Yield2.1%
Trailing DPS$0.42
FrequencyQuarterly
Payments / 12M4
Payout Safety
Earnings PayoutN/A
Earnings SafetyUnknown
FCF Payout32.3%
FCF SafetyWell Covered
Piotroski F-Score4/9
Growth
Growth Streak0 years
3Y CAGR1.1%
5Y CAGR5.9%
Yield on Cost (5Y)4.1%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.1%
1Y Total Return28.0%
5Y Total Return37.8%
Div Contribution (5Y)18.9%
Estimated $10K growth (return + dividends):
5Y ago$12,83710Y ago$22,82720Y ago$51,733
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
HBNC Income Growth Story
Dividend per share and yield on cost over time (25 years of payments)
HBNC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Horizon Bancorp, Inc. has limited earnings payout data (Unknown). When measured against free cash flow—a stricter test—the payout ratio stands at 32.3%, rated "Well Covered".
Piotroski F-Score: 4/9 — moderate financial health.
Growth Track Record
HBNC does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 1.1% and 5-year CAGR of 5.9%.
Total Shareholder Returns
Beyond cash dividends, HBNC returns capital through share repurchases. The combined picture: 2.1% dividend yield, 2.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.1% and is currently rising. The 5-year total return is 37.8%, with dividends contributing 18.9% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $22,827 today.
HBNC Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$3.17
Avg/Payment$0.1585
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jul 2, 2026Latest | $0.1600 | — | 3.24% | Jul 17, 2026 |
| Apr 2, 2026 | $0.1600 | — | 3.82% | Apr 17, 2026 |
| Jan 2, 2026 | $0.1600 | — | 3.87% | Jan 16, 2026 |
| Oct 3, 2025 | $0.1600 | — | 4.03% | Oct 17, 2025 |
| Jul 3, 2025 | $0.1600 | — | 3.90% | Jul 18, 2025 |
| Apr 4, 2025 | $0.1600 | — | 4.82% | Apr 18, 2025 |
| Jan 3, 2025 | $0.1600 | — | 4.06% | Jan 17, 2025 |
| Oct 4, 2024 | $0.1600 | — | 4.32% | Oct 18, 2024 |
HBNC Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
2.1%
#7 of 9
Safety
Unknown
— payout
Streak
0Y
5.9% 5Y CAGR
Total Shareholder
2.1%
#8 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| HBNCHorizon Bancorp, Inc… | $1.0B | 2.1% | — | 0 | Unknown |
 MOFGMidWestOne Financial… | $1.0B | 2.0% | — | 0 | Unknown |
 FFINFirst Financial Bank… | $5.0B | 2.1% | 41.8% | 15 | Sustainable |
 MBWMMercantile Bank Corp… | $1.0B | 2.5% | 27.0% | 13 | Sustainable |
 CZWICitizens Community B… | $223M | 1.6% | 25.0% | 6 | Sustainable |
1st  HFWAHeritage Financial C… | $1.0B | 3.2% | 48.3% | 5 | Sustainable |
3rd  NBTBNBT Bancorp Inc. | $2.6B | 2.8% | 42.9% | 13 | Sustainable |
 SBCFSeacoast Banking Cor… | $3.2B | 2.2% | 46.7% | 4 | Sustainable |
2nd  BANRBanner Corporation | $2.3B | 2.9% | 34.6% | 1 | Sustainable |
HBNC Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.48 | — | 3 | — | — | — | 3.1% |
| 2025 | $0.64 | 0.0% | 4 | $-3.15 | — | — | 4.1% |
| 2024 | $0.64 | 0.0% | 4 | $0.80 | 80.0% | 1.25x | 4.1% |
| 2023 | $0.64 | 3.2% | 4 | $0.64 | 100.0% | 1.00x | 4.1% |
| 2022 | $0.62 | 17.0% | 4 | $2.14 | 29.0% | 3.45x | 4.0% |
| 2021 | $0.53 | 10.4% | 4 | $1.98 | 26.8% | 3.74x | 3.4% |
| 2020 | $0.48 | 9.1% | 4 | $1.55 | 31.0% | 3.23x | 3.1% |
| 2019 | $0.44 | 13.8% | 4 | $1.53 | 28.8% | 3.48x | 2.9% |
| 2018 | $0.39 | 20.8% | 4 | $1.38 | 28.0% | 3.57x | 2.5% |
| 2017 | $0.32 | 20.0% | 4 | $0.95 | 33.7% | 2.97x | 2.1% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
24+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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HBNC — Frequently Asked Questions
Quick answers to the most common questions about buying HBNC stock.
How much dividend does HBNC pay per share?
Horizon Bancorp, Inc. (HBNC) pays a trailing 12-month dividend of $0.42 per share, with a current dividend yield of +2.1%. Payments are made Quarterly.
When is HBNC's next ex-dividend date?
HBNC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. HBNC typically pays dividends Quarterly.
Is HBNC's dividend safe?
HBNC's dividend safety is rated "Unknown" based on an earnings payout ratio of N/A and FCF payout ratio of +32.3%. The dividend history does not yet show a prolonged growth streak.
How many years has HBNC increased its dividend?
HBNC has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +5.9%.
How often does HBNC pay dividends?
Horizon Bancorp, Inc. pays dividends Quarterly. The trailing 12-month total is $0.42 per share. Dividend data on this page covers 24+ years from 2002 to 2026.
How much would $10,000 invested in HBNC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in HBNC five years ago would be worth approximately $12,837 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is HBNC's yield on cost for long-term holders?
HBNC's yield on cost — the current dividend divided by the original purchase price — is +4.1% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.1% market yield, thanks to consistent dividend growth.