Great Southern Bancorp, Inc. (GSBC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 48.33M | 49.16M | 50.77M | 50.96M | 49.33M | 49.53M | 47.98M | 46.82M | 44.82M | 45.15M | 46.74M | 48.14M | 53.19M | 54.62M | 52.9M | 48.83M | 43.27M | 44.23M | 44.92M | 44.68M |
| NII Growth % | -2.04% | -0.75% | 5.83% | 8.85% | 10.08% | 9.72% | 2.65% | -2.74% | -15.75% | -17.34% | -11.65% | -1.42% | 22.94% | 23.5% | 17.75% | 9.28% | -1.87% | -0.79% | 1.71% | 2.83% |
| Net Interest Margin % | 0.85% | 0.88% | 0.88% | 0.87% | 0.82% | 0.83% | 0.79% | 0.79% | 0.78% | 0.78% | 0.81% | 0.84% | 0.92% | 0.96% | 0.93% | 0.88% | 0.81% | 0.81% | 0.82% | 0.8% |
| Interest Income | 71.17M | 73.44M | 79.08M | 80.97M | 80.24M | 82.58M | 83.8M | 80.93M | 77.39M | 76.48M | 75.27M | 73.62M | 71.46M | 67.95M | 59.66M | 52.7M | 46.67M | 47.95M | 49.64M | 50.45M |
| Interest Expense | 22.84M | 24.27M | 28.31M | 30.01M | 30.91M | 33.05M | 35.82M | 34.11M | 32.57M | 31.34M | 28.53M | 25.48M | 18.27M | 13.33M | 6.76M | 3.87M | 3.41M | 3.72M | 4.72M | 5.77M |
| Loan Loss Provision | 0 | 882K | -379K | -110K | -348K | 1.56M | 1.14M | -607K | 630K | -939K | -1.2M | -1.62M | 674K | 842K | 3.31M | 2.22M | -193K | -1.72M | -2.36M | -1.31M |
| Non-Interest Income | 0 | 7.33M | 7.44M | 8.57M | 6.91M | 6.93M | 6.99M | 9.83M | 6.81M | 6.56M | 7.85M | 7.77M | 7.89M | 7.66M | 7.98M | 9.32M | 9.18M | 9.2M | 9.8M | 9.59M |
| Non-Interest Income % | 0% | 9.07% | 8.6% | 9.57% | 7.92% | 7.75% | 7.7% | 10.83% | 8.08% | 7.9% | 9.45% | 9.55% | 9.94% | 10.13% | 11.8% | 15.03% | 16.43% | 16.09% | 16.48% | 15.97% |
| Total Revenue | 71.17M | 80.76M | 86.52M | 89.54M | 87.15M | 89.52M | 90.79M | 90.76M | 84.2M | 83.05M | 83.12M | 81.39M | 79.35M | 75.61M | 67.64M | 62.02M | 55.85M | 57.15M | 59.44M | 60.04M |
| Revenue Growth % | -18.34% | -9.78% | -4.7% | -1.34% | 3.51% | 7.8% | 9.22% | 11.52% | 6.1% | 9.83% | 22.89% | 31.23% | 42.08% | 32.31% | 13.8% | 3.3% | -7.49% | -8.68% | -5.75% | -3.59% |
| Non-Interest Expense | 34.79M | 36.14M | 36.49M | 35.36M | 35.14M | 36.95M | 33.72M | 36.41M | 34.42M | 36.28M | 35.56M | 34.72M | 34.46M | 34.34M | 34.76M | 33M | 31.27M | 35.78M | 31.34M | 30.19M |
| Efficiency Ratio | 48.89% | 44.75% | 42.18% | 39.49% | 40.32% | 41.27% | 37.14% | 40.12% | 40.88% | 43.69% | 42.78% | 42.66% | 43.43% | 45.41% | 51.39% | 53.22% | 55.99% | 62.62% | 52.73% | 50.29% |
| Operating Income | 13.54M | 19.47M | 22.1M | 24.28M | 21.45M | 17.96M | 20.11M | 20.85M | 16.57M | 16.36M | 20.23M | 22.81M | 25.94M | 27.1M | 22.81M | 22.92M | 21.37M | 19.36M | 25.74M | 25.39M |
| Operating Margin % | 19.02% | 24.11% | 25.54% | 27.12% | 24.61% | 20.07% | 22.15% | 22.97% | 19.68% | 19.7% | 24.33% | 28.02% | 32.69% | 35.85% | 33.72% | 36.96% | 38.26% | 33.88% | 43.3% | 42.28% |
| Operating Income Growth % | -36.9% | 8.37% | 9.87% | 16.46% | 29.45% | 9.78% | -0.57% | -8.59% | -36.13% | -39.62% | -11.32% | -0.5% | 21.42% | 39.97% | -11.38% | -9.7% | -10.52% | -11.83% | 50.12% | 55.1% |
| Pretax Income | 21.5M | 19.47M | 22.1M | 24.28M | 21.45M | 17.96M | 20.11M | 20.85M | 16.57M | 16.36M | 20.23M | 22.81M | 25.94M | 27.1M | 22.81M | 22.92M | 21.37M | 19.36M | 25.74M | 25.39M |
| Pretax Margin % | 30.21% | 24.11% | 25.54% | 27.12% | 24.61% | 20.07% | 22.15% | 22.97% | 19.68% | 19.7% | 24.33% | 28.02% | 32.69% | 35.85% | 33.72% | 36.96% | 38.26% | 33.88% | 43.3% | 42.28% |
| Income Tax | 4.02M | 3.19M | 4.35M | 4.49M | 4.29M | 3.04M | 3.62M | 3.86M | 3.16M | 3.22M | 4.35M | 4.49M | 5.49M | 4.5M | 4.68M | 4.7M | 4.38M | 4.08M | 5.38M | 5.27M |
| Effective Tax Rate % | 18.7% | 16.41% | 19.67% | 18.51% | 20% | 16.94% | 18.01% | 18.52% | 19.09% | 19.67% | 21.5% | 19.68% | 21.15% | 16.6% | 20.5% | 20.5% | 20.5% | 21.08% | 20.88% | 20.76% |
| Net Income | 17.48M | 16.27M | 17.75M | 19.79M | 17.16M | 14.92M | 16.49M | 16.99M | 13.41M | 13.14M | 15.88M | 18.32M | 20.46M | 22.6M | 18.13M | 18.22M | 16.99M | 15.28M | 20.36M | 20.11M |
| Net Margin % | 24.56% | 20.15% | 20.52% | 22.1% | 19.69% | 16.67% | 18.16% | 18.72% | 15.92% | 15.83% | 19.1% | 22.51% | 25.78% | 29.9% | 26.81% | 29.39% | 30.42% | 26.74% | 34.26% | 33.5% |
| Net Income Growth % | 1.84% | 9.07% | 7.65% | 16.47% | 27.99% | 13.52% | 3.85% | -7.27% | -34.46% | -41.85% | -12.43% | 0.53% | 20.42% | 47.92% | -10.96% | -9.4% | -9.97% | -14.09% | 51.36% | 52.34% |
| Net Income (Continuing) | 17.48M | 16.27M | 17.75M | 19.79M | 17.16M | 14.92M | 16.49M | 16.99M | 13.41M | 13.14M | 15.88M | 18.32M | 20.46M | 22.6M | 18.13M | 18.22M | 16.99M | 15.28M | 20.36M | 20.11M |
| EPS (Diluted) | 1.58 | 1.43 | 1.56 | 1.72 | 1.47 | 1.27 | 1.41 | 1.45 | 1.13 | 1.11 | 1.33 | 1.52 | 1.67 | 1.84 | 1.47 | 1.44 | 1.30 | 1.14 | 1.49 | 1.46 |
| EPS Growth % | 7.48% | 12.6% | 10.64% | 18.62% | 30.09% | 14.41% | 6.02% | -4.61% | -32.34% | -39.67% | -9.52% | 5.56% | 28.46% | 61.4% | -1.34% | -1.37% | -4.41% | -10.94% | 55.21% | 56.99% |
| EPS (Basic) | 1.59 | 1.43 | 1.57 | 1.73 | 1.47 | 1.27 | 1.41 | 1.46 | 1.14 | 1.11 | 1.33 | 1.52 | 1.68 | 1.85 | 1.47 | 1.45 | 1.31 | 1.15 | 1.50 | 1.47 |
| Diluted Shares Outstanding | 11.06M | 11.4M | 11.4M | 11.4M | 11.67M | 11.72M | 11.72M | 11.72M | 11.87M | 11.84M | 11.98M | 12.07M | 12.27M | 12.29M | 12.3M | 12.68M | 13.09M | 13.4M | 13.53M | 13.81M |