Great Southern Bancorp, Inc. (GSBC) Earnings History
Steady Earner36 years of earnings data (1990–2025) · Positive but moderate multi-year EPS trajectory
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Great Southern Bancorp, Inc. (GSBC) Earnings Overview
As of July 7, 2026, Great Southern Bancorp, Inc. (GSBC) reported trailing twelve-month net income of $71M, reflecting +17.7% year-over-year growth. The company earned $6.45 per diluted share over the past four quarters, with a net profit margin of 20.7%.
Looking at the long-term picture, GSBC's 5-year EPS compound annual growth rate (CAGR) stands at +8.0%, showing solid earnings momentum. The company achieved its highest annual net income of $76M in fiscal 2022.
Great Southern Bancorp, Inc. maintains industry-leading profitability with a gross margin of 66.9%, operating margin of 25.4%, and net margin of 20.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($264M net income, 30.7% margin), IBCP ($70M net income, 21.7% margin), SFNC (-$361M net income, -63.4% margin), GSBC has room to improve margins relative to the peer group. Compare GSBC vs FFIN →
GSBC Earnings vs Peers
Earnings metrics vs comparable public companies
GSBC Historical Earnings Data (1990–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $71M | +14.8% | $87M | $6.19 | 20.7% | 25.4% |
| 2024 | $62M | -8.8% | $75M | $5.26 | 17.4% | 21.3% |
| 2023 | $68M | -10.7% | $85M | $5.61 | 20.7% | 26.1% |
| 2022 | $76M | +1.8% | $94M | $6.02 | 29.1% | 36.1% |
| 2021 | $75M | +25.8% | $94M | $5.46 | 31.5% | 39.8% |
| 2020 | $59M | -19.4% | $73M | $4.21 | 23.5% | 28.9% |
| 2019 | $74M | +9.7% | $90M | $5.14 | 27.7% | 33.9% |
| 2018 | $67M | +30.1% | $82M | $4.71 | 28.6% | 34.9% |
| 2017 | $52M | +13.7% | $70M | $3.64 | 24.1% | 32.8% |
| 2016 | $45M | -2.5% | $62M | $3.21 | 20.6% | 28.0% |
| 2015 | $47M | +6.8% | $62M | $3.28 | 21.5% | 28.7% |
| 2014 | $44M | +29.1% | $57M | $3.10 | 20.2% | 26.6% |
| 2013 | $34M | -30.7% | $42M | $2.42 | 16.1% | 20.0% |
| 2012 | $49M | +60.9% | $59M | $3.54 | 21.5% | 25.9% |
| 2011 | $30M | +26.8% | $35M | $1.93 | 13.5% | 15.5% |
| 2010 | $24M | -63.3% | $32M | $1.46 | 11.5% | 15.3% |
| 2009 | $65M | +1569.0% | $98M | $4.44 | 34.4% | 51.9% |
| 2008 | -$4M | -115.1% | -$8M | $-0.35 | -2.5% | -4.5% |
| 2007 | $29M | -4.7% | $44M | $2.15 | 15.2% | 22.6% |
| 2006 | $31M | +35.6% | $45M | $2.22 | 17.1% | 24.8% |
| 2005 | $23M | -14.1% | $32M | $1.63 | 16.7% | 23.3% |
| 2004 | $26M | +14.3% | $39M | $0.93 | 21.9% | 32.5% |
| 2003 | $23M | -0.5% | $34M | $0.73 | 23.5% | 35.1% |
| 2002 | $23M | +23.7% | $36M | $1.03 | 23.1% | 35.3% |
| 2001 | $19M | +21.2% | $28M | $0.65 | 17.6% | 26.5% |
| 2000 | $15M | +13.2% | $24M | $1.06 | 15.3% | 23.4% |
| 1999 | $14M | -5.0% | $21M | $0.88 | 16.4% | 24.8% |
| 1997 | $14M | +54.8% | $21M | $0.44 | 19.0% | 28.1% |
| 1996 | $9M | -17.7% | $15M | $0.28 | 14.1% | 22.9% |
| 1995 | $11M | +18.9% | $18M | $0.62 | 17.6% | 28.7% |
| 1994 | $10M | -18.8% | $15M | $0.13 | 17.3% | 27.3% |
| 1993 | $12M | +148.9% | $13M | $0.05 | 24.5% | 26.6% |
| 1992 | $5M | +23.7% | $9M | $0.02 | 10.7% | 20.9% |
| 1991 | $4M | +15.2% | $6M | $0.01 | 8.4% | 13.9% |
| 1990 | $3M | - | $5M | $0.01 | 6.8% | 9.7% |
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GSBC — Frequently Asked Questions
Quick answers to the most common questions about buying GSBC stock.
What is GSBC earnings per share (EPS)?
GSBC trailing twelve-month (TTM) diluted EPS is $6.45, reflecting +17.7% year-over-year growth. The 5-year EPS CAGR is +8.0%. Complete EPS history from 1990 to 2025 is available in the table on this page.
What is Great Southern Bancorp, Inc.'s net income?
Great Southern Bancorp, Inc. (GSBC) trailing twelve-month net income is $71M as of 2025. Earnings grew +17.7% year-over-year. Great Southern Bancorp, Inc. has been profitable for 17 consecutive years.
Is GSBC profitable?
Yes, GSBC is profitable with a TTM net income of $71M and a net profit margin of +20.7%. Great Southern Bancorp, Inc. has generated profits for 17 consecutive years.
What is GSBC's earnings growth rate?
GSBC compound annual EPS growth rates (CAGR): 1-Year: +17.7%, 3-Year: +0.9%, 5-Year: +8.0%, 10-Year: +6.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1990 to 2025.
What are GSBC's profit margins?
Great Southern Bancorp, Inc. net profit margin is +20.7%, operating margin is +25.4%, and gross margin is +66.9%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.5%.
Is GSBC growing earnings?
Yes, GSBC earnings are accelerating — EPS growth of +17.7% exceeds the 5-year CAGR of +8.0%. TTM net income reached $71M. Earnings momentum is strengthening.
What was GSBC's best earnings year?
Great Southern Bancorp, Inc.'s highest annual net income on record is $76M, achieved in fiscal year 2022. Earnings history on this page spans 1990 to 2025 and includes all annual and quarterly figures.
What were GSBC's earnings last quarter?
GSBC's most recent reported quarter was Q1 2026. Net income was $17M with diluted EPS of $1.58. For a full breakdown of all quarters, see the quarterly earnings table on this page.