FVCBankcorp, Inc. (FVCB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 17.4M | 16.93M | 16.03M | 15.76M | 14.93M | 14.78M | 14.08M | 13.5M | 12.62M | 12.47M | 13.25M | 14.26M | 13.77M | 15.88M | 17.43M | 16.71M | 14.97M | 15.24M | 14.4M | 14.11M |
| NII Growth % | 16.59% | 14.51% | 13.87% | 16.71% | 18.33% | 18.49% | 6.3% | -5.33% | -8.36% | -21.45% | -24.02% | -14.64% | -8.03% | 4.21% | 21.09% | 18.46% | 7.22% | 8.56% | 6.52% | 11.92% |
| Net Interest Margin % | 0.75% | 0.74% | 0.69% | 0.7% | 0.67% | 0.67% | 0.61% | 0.59% | 0.58% | 0.57% | 0.57% | 0.61% | 0.59% | 0.68% | 0.79% | 0.72% | 0.72% | 0.69% | 0.72% | 0.71% |
| Interest Income | 29.82M | 30.58M | 29.83M | 29.43M | 28.43M | 29.15M | 29.1M | 27.8M | 26.65M | 26.47M | 27.34M | 27.08M | 25.09M | 23.34M | 21M | 18.95M | 17.14M | 17.49M | 17.3M | 16.7M |
| Interest Expense | 12.42M | 13.66M | 13.79M | 13.67M | 13.51M | 14.37M | 15.02M | 14.3M | 14.04M | 13.99M | 14.09M | 12.81M | 11.32M | 7.46M | 3.56M | 2.24M | 2.17M | 2.25M | 2.91M | 2.59M |
| Loan Loss Provision | 168K | 909K | 375K | 105K | 200K | 0 | -199K | 206K | 0 | 0 | -729K | 618K | 242K | 729K | 365K | 1.19M | 350K | -500K | 0 | 0 |
| Non-Interest Income | 883K | 926K | 525K | 657K | -450K | -436K | -276K | -265K | -142K | -7.98M | 493K | 297K | -4.41M | 777K | 154K | 364K | 604K | 901K | 222K | 269K |
| Non-Interest Income % | 2.88% | 2.94% | 1.73% | 2.18% | -1.61% | -1.52% | -0.96% | -0.96% | -0.54% | -43.18% | 1.77% | 1.08% | -21.33% | 3.22% | 0.73% | 1.88% | 3.4% | 4.9% | 1.27% | 1.59% |
| Total Revenue | 30.7M | 31.51M | 30.35M | 30.09M | 27.98M | 28.71M | 28.82M | 27.54M | 26.51M | 18.48M | 27.83M | 27.38M | 20.68M | 24.12M | 21.15M | 19.31M | 17.75M | 18.39M | 17.53M | 16.96M |
| Revenue Growth % | 9.72% | 9.75% | 5.3% | 9.25% | 5.56% | 55.33% | 3.56% | 0.6% | 28.21% | -23.36% | 31.58% | 41.75% | 16.52% | 31.16% | 20.69% | 13.84% | 2.58% | 5.61% | 2.43% | 2.37% |
| Non-Interest Expense | 9.87M | 9.54M | 8.96M | 9.08M | 7.89M | 7.98M | 7.97M | 7.69M | 7.91M | 11.09M | 9.23M | 8.48M | 8.98M | 9.99M | 8.09M | 7.86M | 7.34M | 8.14M | 8.51M | 7.73M |
| Efficiency Ratio | 32.15% | 30.27% | 29.53% | 30.17% | 28.19% | 27.8% | 27.65% | 27.93% | 29.85% | 60.01% | 33.15% | 30.99% | 43.43% | 41.42% | 38.22% | 40.68% | 41.36% | 44.27% | 48.53% | 45.57% |
| Operating Income | 8.25M | 7.41M | 7.22M | 7.23M | 6.39M | 6.36M | 6.03M | 5.34M | 4.56M | -6.6M | 5.24M | 5.46M | 135K | 5.94M | 9.14M | 8.03M | 7.88M | 8.5M | 6.11M | 6.64M |
| Operating Margin % | 26.86% | 23.5% | 23.78% | 24.04% | 22.84% | 22.16% | 20.93% | 19.39% | 17.21% | -35.71% | 18.83% | 19.94% | 0.65% | 24.62% | 43.2% | 41.59% | 44.42% | 46.22% | 34.89% | 39.16% |
| Operating Income Growth % | 29.06% | 16.38% | 19.66% | 35.49% | 40.07% | 196.39% | 15.11% | -2.18% | 3279.26% | -211.15% | -42.64% | -32.04% | -98.29% | -30.12% | 49.44% | 20.89% | 13.39% | 31.28% | 24.29% | 82.8% |
| Pretax Income | 8.25M | 7.41M | 7.22M | 7.23M | 6.39M | 6.36M | 6.03M | 5.34M | 4.56M | -6.6M | 5.24M | 5.46M | 135K | 5.94M | 9.14M | 8.03M | 7.88M | 8.5M | 6.11M | 6.64M |
| Pretax Margin % | 26.86% | 23.5% | 23.78% | 24.04% | 22.84% | 22.16% | 20.93% | 19.39% | 17.21% | -35.71% | 18.83% | 19.94% | 0.65% | 24.62% | 43.2% | 41.59% | 44.42% | 46.22% | 34.89% | 39.16% |
| Income Tax | 1.86M | 1.76M | 1.64M | 1.57M | 1.23M | 1.46M | 1.36M | 1.18M | 3.22M | -1.53M | 1.2M | 1.23M | -486K | 1.03M | 2.09M | 1.61M | 1.27M | 1.98M | 1.43M | 1.48M |
| Effective Tax Rate % | 22.57% | 23.74% | 22.72% | 21.66% | 19.17% | 22.99% | 22.61% | 22.18% | 70.63% | 23.19% | 22.93% | 22.44% | -360% | 17.43% | 22.92% | 20% | 16.11% | 23.32% | 23.42% | 22.25% |
| Net Income | 6.39M | 5.65M | 5.58M | 5.67M | 5.17M | 4.9M | 4.67M | 4.16M | 1.34M | -5.07M | 4.04M | 4.23M | 621K | 4.9M | 7.04M | 6.42M | 6.61M | 6.52M | 4.68M | 5.17M |
| Net Margin % | 20.8% | 17.92% | 18.38% | 18.84% | 18.46% | 17.07% | 16.2% | 15.09% | 5.05% | -27.43% | 14.51% | 15.46% | 3% | 20.33% | 33.3% | 33.27% | 37.27% | 35.44% | 26.71% | 30.45% |
| Net Income Growth % | 23.64% | 15.24% | 19.49% | 36.39% | 285.45% | 196.65% | 15.6% | -1.84% | 115.78% | -203.39% | -42.65% | -34.12% | -90.61% | -24.75% | 50.43% | 24.39% | 18.75% | 29.98% | 20.86% | 79.34% |
| Net Income (Continuing) | 6.39M | 5.65M | 5.58M | 5.67M | 5.17M | 4.9M | 4.67M | 4.16M | 1.34M | -5.07M | 4.04M | 4.23M | 621K | 4.9M | 7.04M | 6.42M | 6.61M | 6.52M | 4.68M | 5.17M |
| EPS (Diluted) | 0.35 | 0.31 | 0.31 | 0.31 | 0.28 | 0.27 | 0.25 | 0.23 | 0.07 | -0.28 | 0.22 | 0.23 | 0.03 | 0.27 | 0.38 | 0.35 | 0.36 | 0.36 | 0.26 | 0.29 |
| EPS Growth % | 25% | 14.81% | 24% | 34.78% | 282.51% | 196.43% | 13.64% | 0% | 115.93% | -203.7% | -42.11% | -34.29% | -90.58% | -25% | 46.15% | 20.69% | 20% | 28.57% | 18.18% | 70.59% |
| EPS (Basic) | 0.36 | 0.31 | 0.31 | 0.31 | 0.28 | 0.27 | 0.25 | 0.23 | 0.08 | -0.28 | 0.23 | 0.24 | 0.04 | 0.28 | 0.40 | 0.37 | 0.38 | 0.38 | 0.27 | 0.30 |
| Diluted Shares Outstanding | 18.11M | 18.14M | 18.18M | 18.26M | 18.47M | 18.49M | 18.43M | 18.34M | 18.32M | 18.3M | 18.27M | 18.06M | 18.3M | 18.49M | 18.47M | 18.59M | 18.39M | 18.33M | 18.27M | 18.15M |