First Citizens BancShares, Inc. (FCNCA) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 1.62B | 1.72B | 1.73B | 1.7B | 1.66B | 1.71B | 1.8B | 1.82B | 1.82B | 1.91B | 1.99B | 1.96B | 850M | 802M | 795M | 700M | 649M | 357.4M | 347M | 346M |
| NII Growth % | -2.53% | 0.76% | -3.45% | -6.92% | -8.48% | -10.57% | -9.7% | -7.14% | 113.76% | 138.28% | 150.19% | 180.14% | 30.97% | 124.4% | 129.11% | 102.31% | 90.88% | -0.37% | -1.88% | 2.55% |
| Net Interest Margin % | 0.69% | 0.75% | 0.74% | 0.74% | 0.73% | 0.76% | 0.81% | 0.83% | 0.83% | 0.89% | 0.93% | 0.94% | 0.4% | 0.73% | 0.73% | 0.65% | 0.6% | 0.61% | 0.61% | 0.63% |
| Interest Income | 2.79B | 2.94B | 3B | 2.94B | 2.9B | 3B | 3.14B | 3.13B | 3.08B | 3.12B | 3.11B | 2.95B | 1.21B | 1.04B | 906M | 757M | 710M | 372.01M | 363M | 362M |
| Interest Expense | 1.17B | 1.22B | 1.26B | 1.25B | 1.23B | 1.29B | 1.34B | 1.31B | 1.27B | 1.21B | 1.12B | 992M | 361M | 238M | 111M | 57M | 61M | 14.61M | 16M | 16M |
| Loan Loss Provision | 0 | 166M | 191M | 115M | 154M | 155M | 117M | 95M | 64M | 249M | 192M | 151M | 783M | 79M | 60M | 42M | 464M | -5.14M | -1M | -20M |
| Non-Interest Income | 692M | 715M | 696M | 678M | 630M | 688M | 645M | 577M | 619M | 559M | 593M | 544M | 401M | 401M | 403M | 393M | 383M | 98.22M | 108M | 119M |
| Non-Interest Income % | 19.9% | 19.56% | 18.84% | 18.71% | 17.87% | 18.65% | 17.05% | 15.57% | 16.72% | 15.21% | 16.01% | 15.56% | 24.88% | 27.83% | 30.79% | 34.17% | 35.04% | 20.89% | 22.93% | 24.74% |
| Total Revenue | 3.48B | 3.65B | 3.69B | 3.62B | 3.52B | 3.69B | 3.78B | 3.71B | 3.7B | 3.68B | 3.7B | 3.5B | 1.61B | 1.44B | 1.31B | 1.15B | 1.09B | 470.23M | 471M | 481M |
| Revenue Growth % | -1.33% | -0.92% | -2.35% | -2.27% | -4.81% | 0.35% | 2.16% | 6.01% | 129.71% | 155.1% | 182.89% | 204.09% | 47.48% | 206.45% | 177.92% | 139.09% | 128.66% | -4.3% | -2.48% | -7.23% |
| Non-Interest Expense | 1.61B | 1.46B | 1.49B | 1.5B | 1.49B | 1.51B | 1.45B | 1.32B | 1.37B | 1.51B | 1.39B | 1.46B | -9B | 732M | 730M | 714M | 343M | 307.15M | 298M | 286M |
| Efficiency Ratio | 46.23% | 39.95% | 40.28% | 41.4% | 42.21% | 40.82% | 38.36% | 35.72% | 36.94% | 41.02% | 37.62% | 41.69% | -558.5% | 50.8% | 55.77% | 62.09% | 31.38% | 65.32% | 63.27% | 59.46% |
| Operating Income | 705M | 811M | 751M | 758M | 651M | 736M | 873M | 979M | 1B | 713M | 997M | 896M | 9.47B | 392M | 408M | 337M | 225M | 153.61M | 158M | 199M |
| Operating Margin % | 20.27% | 22.19% | 20.33% | 20.92% | 18.47% | 19.95% | 23.08% | 26.41% | 27.11% | 19.4% | 26.92% | 25.62% | 587.53% | 27.2% | 31.17% | 29.3% | 20.59% | 32.67% | 33.55% | 41.37% |
| Operating Income Growth % | 8.29% | 10.19% | -13.97% | -22.57% | -35.16% | 3.23% | -12.44% | 9.26% | -89.4% | 81.89% | 144.36% | 165.88% | 4109.33% | 155.19% | 158.23% | 69.35% | 17.8% | -12.07% | -11.5% | 4.43% |
| Pretax Income | 705M | 811M | 751M | 758M | 651M | 736M | 873M | 979M | 1B | 713M | 997M | 896M | 9.47B | 392M | 408M | 337M | 225M | 153.61M | 158M | 199M |
| Pretax Margin % | 20.27% | 22.19% | 20.33% | 20.92% | 18.47% | 19.95% | 23.08% | 26.41% | 27.11% | 19.4% | 26.92% | 25.62% | 587.53% | 27.2% | 31.17% | 29.3% | 20.59% | 32.67% | 33.55% | 41.37% |
| Income Tax | 171M | 231M | 183M | 183M | 168M | 36M | 234M | 272M | 273M | 199M | 245M | 214M | -47M | 135M | 93M | 82M | -46M | 30.33M | 34M | 46M |
| Effective Tax Rate % | 24.26% | 28.48% | 24.37% | 24.14% | 25.81% | 4.89% | 26.8% | 27.78% | 27.19% | 27.91% | 24.57% | 23.88% | -0.5% | 34.44% | 22.79% | 24.33% | -20.44% | 19.74% | 21.52% | 23.12% |
| Net Income | 534M | 580M | 568M | 575M | 483M | 700M | 639M | 707M | 731M | 514M | 752M | 682M | 9.52B | 257M | 315M | 255M | 271M | 123.28M | 124M | 153M |
| Net Margin % | 15.35% | 15.87% | 15.38% | 15.87% | 13.7% | 18.98% | 16.89% | 19.07% | 19.74% | 13.98% | 20.31% | 19.5% | 590.45% | 17.83% | 24.06% | 22.17% | 24.79% | 26.22% | 26.33% | 31.81% |
| Net Income Growth % | 10.56% | -17.14% | -11.11% | -18.67% | -33.93% | 36.19% | -15.03% | 3.67% | -92.32% | 100% | 138.73% | 167.45% | 3412.18% | 108.47% | 154.03% | 66.67% | 84.35% | -10.72% | -13.09% | -0.51% |
| Net Income (Continuing) | 534M | 580M | 568M | 575M | 483M | 700M | 639M | 707M | 731M | 514M | 752M | 682M | 9.52B | 257M | 315M | 255M | 271M | 123.28M | 124M | 153M |
| EPS (Diluted) | 42.63 | 45.81 | 43.12 | 42.36 | 34.47 | 49.21 | 43.41 | 47.54 | 49.26 | 34.32 | 50.69 | 45.88 | 653.66 | 16.64 | 19.25 | 14.86 | 16.70 | 12.09 | 12.17 | 15.09 |
| EPS Growth % | 23.67% | -6.91% | -0.67% | -10.9% | -30.02% | 43.39% | -14.36% | 3.62% | -92.46% | 106.25% | 163.32% | 208.75% | 3814.13% | 37.63% | 58.18% | -1.52% | 14.93% | -11.04% | -13.26% | 2.37% |
| EPS (Basic) | 42.63 | 45.81 | 43.12 | 42.36 | 34.47 | 49.21 | 43.41 | 47.54 | 49.27 | 34.35 | 50.73 | 45.91 | 654.24 | 16.65 | 19.27 | 14.87 | 16.70 | 12.09 | 12.17 | 15.09 |
| Diluted Shares Outstanding | 11.92M | 12.36M | 12.85M | 13.24M | 13.57M | 13.93M | 14.38M | 14.53M | 14.54M | 14.54M | 14.54M | 14.54M | 14.54M | 14.61M | 15.73M | 16.04M | 15.78M | 9.82M | 9.82M | 9.82M |